FERIMO
ActiveSummary
FERIMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €437,014 and a net result of -€4,951. Its solvency ranks better than 60% of 9354 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability39▼-46
Solvency69▼-31
Growth32
Track record82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.12 against 4.14 in 2024; short-term debt: 56% and cash: 1.7% of total assets), and 56% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€437,014▼ 1.1%
2024 · €441,965
Total assets
€992,900▲ 113%
2024 · €466,472
Net result
-€4,951
2024 · €62,121
Working capital
-€491,314
2024 · €77,030
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€82,903-€4,298▼ 94.8%
Net result€62,121within the sector's middle half--€4,951within the sector's middle half
Equity€441,965within the sector's middle half-€437,014within the sector's middle half▼ 1.1%
Total assets€466,472below the sector's middle half-€992,900within the sector's middle half▲ 113%
Debt€24,507-€555,886▲ 2,168%
Working capital€77,030within the sector's middle half--€491,314below the sector's middle half
Solvency94.7%above the sector's middle half-44.0%within the sector's middle half▼ 50.7pp
Current ratio4.14above the sector's middle half-0.12below the sector's middle half▼ 4.03
Return on assets (ROA)13.3%above the sector's middle half--0.5%within the sector's middle half▼ 13.8pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €992,900
Fixed assets
€928,328 ▲ 154%
Current assets
€64,572 ▼ 36.4%
Equity and liabilities €992,900
Equity
€437,014 ▼ 1.1%
Debt
€555,886 ▲ 2,168%
Debt's share of the balance-sheet total rises from 5.3% to 56.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€22,954▼
2024 · €97,813
Cash flow
€13,705▼
2024 · €77,030
Debt to equity
1.27▲
2024 · 0.06
ROE
-1.1%▼
2024 · 14.1%
Interest coverage
2.48▼
2024 · 1296.05
Debt ≤ 1 year
€555,886▲
2024 · €24,507
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 480 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 96% are still going.
- Small
- 2 to 5 years old
- solvency 30% or more
- a small loss
0.8%
went bankrupt
3.1%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 480 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,910 | €18,656 | ▲ 25.1% |
| Other operating charges640/8 | €387 | €68,565 | ▲ 17,602% |
| Gross operating margin9900 | €98,200 | €91,519 | ▼ 6.8% |
| Operating profit (loss)9901 | €82,903 | €4,298 | ▼ 94.8% |
| Financial charges65/66B | €75 | €9,249 | ▲ 12,155% |
| Recurring financial charges65 | €75 | €9,249 | ▲ 12,155% |
| Profit (loss) for the period before taxes9903 | €82,827 | -€4,951 | ▼ 106% |
| Income taxes67/77 | €20,707 | - | - |
| Profit (loss) for the period9904 | €62,121 | -€4,951 | ▼ 108% |
| Profit (loss) for the period to be appropriated9905 | €62,121 | -€4,951 | ▼ 108% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €466,472 | €992,900 | ▲ 113% |
| Fixed assets21/28 | €364,935 | €928,328 | ▲ 154% |
| Tangible fixed assets22/27 | €201,135 | €710,048 | ▲ 253% |
| Land and buildings22 | €201,135 | €710,048 | ▲ 253% |
| Financial fixed assets28 | €163,800 | €218,280 | ▲ 33.3% |
| Current assets29/58 | €101,537 | €64,572 | ▼ 36.4% |
| Amounts receivable within one year40/41 | €47,646 | €47,837 | ▲ 0.4% |
| Trade receivables40 | €47,646 | €42,202 | ▼ 11.4% |
| Other amounts receivable41 | - | €5,635 | - |
| Cash at bank and in hand54/58 | €53,891 | €16,448 | ▼ 69.5% |
| Deferred charges and accrued income490/1 | - | €287 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €466,472 | €992,900 | ▲ 113% |
| Equity10/15 | €441,965 | €437,014 | ▼ 1.1% |
| Contributions10/11 | €29,041 | €29,041 | = |
| Capital10 | €29,041 | €29,041 | = |
| Issued capital100 | €29,041 | €29,041 | = |
| Reserves13 | €179,346 | €179,346 | = |
| Non-distributable reserves130/1 | €2,904 | €2,904 | = |
| Legal reserve130 | €2,904 | €2,904 | = |
| Tax-exempt reserves132 | €3,180 | €3,180 | = |
| Distributable reserves133 | €173,262 | €173,262 | = |
| Profit (loss) carried forward14 | €233,578 | €228,627 | ▼ 2.1% |
| Amounts payable17/49 | €24,507 | €555,886 | ▲ 2,168% |
| Amounts payable within one year42/48 | €24,507 | €555,886 | ▲ 2,168% |
| Trade debts44 | €3,800 | €3,623 | ▼ 4.7% |
| Suppliers440/4 | €3,800 | €3,623 | ▼ 4.7% |
| Taxes, remuneration and social security45 | €20,707 | €20,707 | = |
| Taxes450/3 | €20,707 | €20,707 | = |
| Other amounts payable47/48 | - | €531,556 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €62,121 | -€4,951 | ▼ 108% |
| + Depreciation and write-downs630 | €14,910 | €18,656 | ▲ 25.1% |
| Operating cash flow (approximation) | €77,030 | €13,705 | ▼ 82.2% |
| Investment in fixed assets (approximation) | - | -€582,050 | - |
| Change in cash | - | -€37,443 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
State Gazette act
Capital & shares · RestructuringMerger · Incorporation · Real estate16 facts ▸
State Gazette act
Capital & shares · Restructuring
Merger · Incorporation · Real estate16 facts ▸
- General meeting, buitengewone algemene vergadering
- Merger, fusie door overname, volledig vermogen, actief en passief
- Other statement, kosteloos, documenten ter beschikking
- Other statement, ontslaging voorlezing, vergadering ontslaat de voorzitter van de voorlezing van de documenten
- Other statement, geen opmerkingen, aandeelhouders verklaren geen opmerkingen of vragen te hebben over het fusievoorstel
- Other statement, verzaking tussentijdse cijfers, artikel 12:51, §2 in fine WVV
- Incorporation, 22-09-2004
- Other statement, statuten, tot op heden niet gewijzigd
- Other statement, 30-07-2026
- Other statement, geen verhoging vermogen
- Other statement, geen bijzondere voordelen, leden van de bestuursorganen van fuserende vennootschappen
- Real estate, onroerend goed
- +4 further facts in this act
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
24-06
State Gazette act
Merger · ShareholdingAppointments: Geoffrey Hooghuys, Sylvie Hooghuys and Fermand Hooghuys · Incorporation · Registered office clause22 facts ▸
State Gazette act
Merger · Shareholding
Appointments: Geoffrey Hooghuys, Sylvie Hooghuys and Fermand Hooghuys · Incorporation · Registered office clause22 facts ▸
- Merger, fusie door overneming gelijkgestelde verrichting, gehele vermogen, met alle eraan verbonden rechten en verplichtingen
- Shareholding
- Other statement, deadline for filing and publication of merger proposal, neerlegging op de griffie van de bevoegde ondernemingsrechtbank en bekendmaking bij uittreksel of medede…
- Other statement, commitment to realize the merger, goedkeuring van de respectievelijke Algemene Vergaderingen
- Incorporation, 21-05-2024
- Registered office clause, 9506 Geraardsbergen (Schendelbeke), Diebeke 13
- Other statement, bestuurder, officer appointment
- Other statement, bestuurder, officer appointment
- Director appointment, Geoffrey Hooghuys (director)
- Director appointment, Sylvie Hooghuys (director)
- Registered office clause, 9506 Geraardsbergen (Schendelbeke), Diebeke 13
- Director appointment, Geoffrey Hooghuys (director)
- +10 further facts in this act
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
State Gazette actNBB filing
2 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 2 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 directors, last change in 2026
Geoffrey Hooghuys
CurrentDirector · since 24-06-2026
Sylvie Hooghuys
CurrentDirector · since 24-06-2026
Fermand Hooghuys
CurrentDirector · since 24-06-2026 · from a recent act
"From a recent act": read from a Gazette act not yet processed into our list of directors.
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 3 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diebeke(Sch) 139500 Geraardsbergen1 establishment unit
FERIMO
since 20242.364.289.777
Mandate history
3 people since 2026, 3 in office
- Board
| Name | Functions and periods |
|---|---|
| Fermand Hooghuysfrom an act |
|
| Geoffrey Hooghuys |
|
| Sylvie Hooghuys |
|
Articles of association
Purpose
Een patrimonium bestaande uit roerende en onroerende goederen verwerven, behouden, in de ruimste zin van het woord, beheren en oordeelkundig uitbreiden; Het verwerven, vervreemden…
Full purpose (11 activities)
- Een patrimonium bestaande uit roerende en onroerende goederen verwerven, behouden, in de ruimste zin van het woord, beheren en oordeelkundig uitbreiden
- Het verwerven, vervreemden, opschikken, uitrusten, valoriseren, bouwen, verbouwen, huren en verhuren, onderverhuren, in opstal of erfpacht geven, in huur nemen of leasen van alle onroerende goederen, al dan niet gemeubeld in binnen- of in buitenland, voor eigen rekening of deze van derden
- Het aankopen, onderschrijven, beheren, verkopen, omruilen voor eigen rekening van aandelen, deelbewijzen en/of effecten allerlei van vennootschappen en/of verenigingen eender welke, alsmede van andere roerende en/of onroerende waarden, tegoeden en/of vorderingen
- Het verlenen van diensten, zowel in het binnen- als in het buitenland, aan Belgische en buitenlandse ondernemingen, op het gebied van handel, nijverheid en administratie, het verrichten van voorbereidende studies en adviezen op gebied van management, bedrijfsvoering, financiën, marketing, export en import, financiering, het verlenen van hulp aan ondernemingen in oprichting of bij overname van bestaande ondernemingen en meer in het algemeen alles te doen wat de oprichting, de uitbating en het beheer van de ondernemingen van nut kan zijn
- Het nemen van participaties onder eender welke vorm, in alle bestaande of nog op te richten vennootschappen en ondernemingen, evenals het verlenen van alle managementbijstand en het waarnemen van alle bestuursmandaten en het ter beschikking stellen van personen gespecialiseerd in het adviseren en/of besturen van ondernemingen, dit alles in de meest ruime zin
- Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren, onder om het even welke vorm; in dit kader kan zij zich ook mits vergoeding borgstellen of haar aval verlenen, in de meest ruime zin, alle handels- en financiële operaties verrichten behalve deze die wettelijk voorbehouden zijn aan depositobanken, houders van deposito's op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen
- De vennootschap mag geenszins aan vermogensbeheer of beleggingsadvies doen als bedoeld in de financiële wetgeving en in alle uitvoeringsbesluiten op deze wetgeving
- Indien bepaalde activiteiten van de vennootschap wettelijk gereglementeerd zijn, dan zal de vennootschap die activiteiten slechts mogen uitoefenen voor zover voldaan is aan de voorschriften ter zake, zoals het ter beschikking van de vennootschap gesteld zijn van technische en/of andere kennis, bewezen door één of meer activiteitsattesten. Deze terbeschikkingstelling van activiteitsattesten kan noch mag een belemmering zijn voor de latere persoonlijke activiteit van de houder(s) van die attesten
- Deze opsomming is niet beperkend
- De vennootschap mag ten voordele van derden met wie enige juridische band bestaat, in binnen- of in buitenland tevens alle waarborgen toestaan, alle roerende goederen verpanden, alle onroerende goederen met hypotheek bezwaren
- De vennootschap mag, in binnen- of in buitenland alle daden van industriële, financiële, roerende en onroerende aard stellen, alle handelsverrichtingen en over het algemeen alle ondernemingen tot stand brengen, die rechtstreeks of onrechtstreeks verband houden met het voorwerp en de verwezenlijking ervan bevorderen
Other statement
Kosten van de fusieverrichting, De kosten worden gedragen door de overnemende vennootschap.
Verbintenissen, De ondergetekenden verbinden zich om alles te doen om de verrichting te verwezenlijken, onder voorbehoud van goedkeuring door de Algemene Vergad…
Algemene Vergaderingen, Het fusievoorstel wordt voorgelegd aan de Algemene Vergaderingen van beide vennootschappen, gehouden voor notaris Sofie Haegeman te Gera…
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
- PAN-ALL INT.subsidiaryEquity €1.2mResult €98,753100%
According to the 2025 annual accounts of FERIMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 current directorsThe group is listed under Ownership & control below; here you explore it as a network.
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
Acquisitions and mergers
1 transactionTook over:PAN-ALL INT.
Capital and shareholders
Capital over the years
- 24-06-2026 Capital stated in the act · 29,040.85 EUR · 3,600 shares · as unavailable equity
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Of 9,144 companies in sector 68201 we hold annual accounts for 6,775. 5,043 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:1009678245
Also
9925:BE1009678245
Registered
24-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.