FERIM
ActiveSummary
FERIM has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.2m and a net result of €780,634. Equity remains stable across the filed fiscal years (±0.9% per year). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability30▼-18
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550,000 at 30 days acceptable
Liquidity ample (current ratio 6.07 against 4.15 in 2024; short-term debt: 4.9% and cash: 3.5% of total assets), and 5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95%
Return on assets
9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
62 d early
2023
61 d early
2022
61 d early
2021
67 d early
2020
65 d early
2019
47 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 59 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€8.2m▲ 6.2%
2024 · €7.7m
Total assets
€8.6m▲ 4.5%
2024 · €8.3m
Net result
€780,634▲ 129%
2024 · €341,368
Working capital
€2.1m▲ 29.7%
2024 · €1.6m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€120,252▼ 233%-€110,602▲ 8.0%-€114,121▼ 3.2%-€122,577▼ 7.4%-€130,432▼ 6.4%
Net result€397,201▲ 30.6%€284,121▼ 28.5%€369,983▲ 30.2%€341,368▼ 7.7%€780,634▲ 129%
Equity€7.6m▼ 2.1%€7.6m=€7.8m▲ 3.7%€7.7m▼ 1.3%€8.2m▲ 6.2%
Total assets€8.2m▲ 0.3%€7.9m▼ 3.4%€8.0m▲ 1.1%€8.3m▲ 3.2%€8.6m▲ 4.5%
Debt€648,512▲ 41.2%€368,853▼ 43.1%€177,897▼ 51.8%€537,875▲ 202%€435,879▼ 19.0%
Working capital€1.7m▼ 12.6%€1.5m▼ 8.9%€1.8m▲ 18.2%€1.6m▼ 9.9%€2.1m▲ 29.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €130,432 in 2025 against €122,577 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.6m
Fixed assets
€6.1m ▼ 0.2%
Current assets
€2.6m ▲ 17.9%
Equity and liabilities €8.6m
Equity
€8.2m ▲ 6.2%
Debt
€435,879 ▼ 19.0%
Debt's share of the balance-sheet total falls from 6.5% to 5.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
-€95,272▼
2024 · -€91,853
Cash flow
€815,795▲
2024 · €372,093
Current ratio
6.07▲
2024 · 4.15
Debt to equity
0.05▼
2024 · 0.07
ROE
9.5%▲
2024 · 4.4%
ROA
9.0%▲
2024 · 4.1%
Interest coverage
-1.35▼
2024 · 18.11
Debt ≤ 1 year
€420,586▼
2024 · €522,067
Income taxes
€78,063▲
2024 · €34,137
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,310 | €26,242 | €30,305 | €30,724 | €35,161 | ▲ 14.4% |
| Other operating charges640/8 | €81,735 | €63,395 | €62,023 | €67,570 | €67,314 | ▼ 0.4% |
| Gross operating margin9900 | -€20,207 | -€20,965 | -€21,793 | -€24,283 | -€27,957 | ▼ 15.1% |
| Operating profit (loss)9901 | -€120,252 | -€110,602 | -€114,121 | -€122,577 | -€130,432 | ▼ 6.4% |
| Financial income75/76B | €568,287 | €519,927 | €467,554 | €493,010 | €1.1m | ▲ 115% |
| Recurring financial income75 | €568,287 | €517,493 | €467,554 | €493,010 | €1.1m | ▲ 115% |
| Non-recurring financial income76B | - | €2,434 | - | - | - | - |
| Financial charges65/66B | €11,114 | €96,792 | -€53,548 | -€5,073 | €70,341 | ▲ 1,487% |
| Recurring financial charges65 | €11,114 | €94,358 | -€53,548 | -€5,073 | €70,341 | ▲ 1,487% |
| Non-recurring financial charges66B | - | €2,434 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €436,921 | €312,533 | €406,982 | €375,505 | €858,697 | ▲ 129% |
| Income taxes67/77 | €39,720 | €28,412 | €36,998 | €34,137 | €78,063 | ▲ 129% |
| Profit (loss) for the period9904 | €397,201 | €284,121 | €369,983 | €341,368 | €780,634 | ▲ 129% |
| Profit (loss) for the period to be appropriated9905 | €397,201 | €284,121 | €369,983 | €341,368 | €780,634 | ▲ 129% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.2m | €7.9m | €8.0m | €8.3m | €8.6m | ▲ 4.5% |
| Fixed assets21/28 | €5.9m | €6.0m | €6.0m | €6.1m | €6.1m | ▼ 0.2% |
| Tangible fixed assets22/27 | €485,076 | €634,786 | €631,853 | €709,805 | €696,651 | ▼ 1.9% |
| Land and buildings22 | €482,821 | €633,211 | €630,957 | €709,065 | €696,017 | ▼ 1.8% |
| Furniture and vehicles24 | €2,255 | €1,575 | €896 | €741 | €633 | ▼ 14.5% |
| Financial fixed assets28 | €5.4m | €5.4m | €5.4m | €5.4m | €5.4m | = |
| Current assets29/58 | €2.3m | €1.9m | €2.0m | €2.2m | €2.6m | ▲ 17.9% |
| Amounts receivable within one year40/41 | - | - | €103 | - | - | - |
| Other amounts receivable41 | - | - | €103 | - | - | - |
| Current investments50/53 | €2.3m | €1.9m | €1.9m | €2.1m | €2.2m | ▲ 6.8% |
| Cash at bank and in hand54/58 | €21,627 | €28,420 | €75,665 | €58,644 | €303,383 | ▲ 417% |
| Deferred charges and accrued income490/1 | €4,340 | €3,422 | €5,542 | €5,803 | €6,684 | ▲ 15.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.2m | €7.9m | €8.0m | €8.3m | €8.6m | ▲ 4.5% |
| Equity10/15 | €7.6m | €7.6m | €7.8m | €7.7m | €8.2m | ▲ 6.2% |
| Contributions10/11 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Capital10 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Issued capital100 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Reserves13 | €1.5m | €1.5m | €1.8m | €1.7m | €2.2m | ▲ 28.0% |
| Non-distributable reserves130/1 | €6,150 | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Legal reserve130 | €6,150 | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Distributable reserves133 | €1.5m | €1.5m | €1.8m | €1.7m | €2.2m | ▲ 28.1% |
| Profit (loss) carried forward14 | €6.0m | €6.0m | €6.0m | €6.0m | €6.0m | = |
| Amounts payable17/49 | €648,512 | €368,853 | €177,897 | €537,875 | €435,879 | ▼ 19.0% |
| Amounts payable within one year42/48 | €630,489 | €353,622 | €163,511 | €522,067 | €420,586 | ▼ 19.4% |
| Financial debts43 | €3 | - | €0 | - | €10 | - |
| Credit institutions430/8 | €3 | - | €0 | - | €10 | - |
| Trade debts44 | €1,367 | €4,614 | €8,497 | €5,450 | €6,450 | ▲ 18.4% |
| Suppliers440/4 | €1,367 | €4,614 | €8,497 | €5,450 | €6,450 | ▲ 18.4% |
| Taxes, remuneration and social security45 | €69,550 | €67,438 | €64,542 | €70,098 | €109,992 | ▲ 56.9% |
| Taxes450/3 | €69,550 | €67,438 | €64,542 | €70,098 | €109,992 | ▲ 56.9% |
| Other amounts payable47/48 | €559,568 | €281,570 | €90,472 | €446,520 | €304,133 | ▼ 31.9% |
| Accrued charges and deferred income492/3 | €18,023 | €15,230 | €14,386 | €15,809 | €15,293 | ▼ 3.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €397,201 | €284,121 | €369,983 | €341,368 | €780,634 | ▲ 129% |
| + Depreciation and write-downs630 | €18,310 | €26,242 | €30,305 | €30,724 | €35,161 | ▲ 14.4% |
| Operating cash flow (approximation) | €415,511 | €310,363 | €400,288 | €372,093 | €815,795 | ▲ 119% |
| Investment in fixed assets (approximation) | - | -€175,952 | -€27,372 | -€108,677 | -€22,006 | ▲ 79.8% |
| Change in cash | - | €6,794 | €47,245 | -€17,022 | €244,739 | ▲ 1,538% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-06
State Gazette act
Reappointment: Johanne van der Mersch (director)3 facts ▸
State Gazette act
Reappointment: Johanne van der Mersch (director)
3 facts ▸
- General meeting, 27-05-2026
- Director reappointment, Johanne van der Mersch (director)
- Board meeting, 27-05-2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €780,634 ▲129%
Net result €780,634, the highest in the series.
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 12.16
Current ratio from 5.37 to 12.16; short-term debt falls from €353,622 to €163,511.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 13 acts read
About the unread acts
Of the 13 Belgian State Gazette acts we know for this company, 1 has been read. The other 12 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director
Johanne van der Mersch
CurrentDirector
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
12 of this company's 13 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 1998
Ground area
4,011 m²
Building footprint
114 m²
Volume, LiDAR
1,627 m³
Parcel 25040C0398/00G000, Wallonia · tallest building 23.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Bierbais 6 A, 1435 Mont-Saint-Guibert
since 19982.037.368.204
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25040C0398/00G000 ProtectedSite or landscape |
Wallonia | 4,011 m² | 1 · 114 m² | 23.1 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Mandate history
1 person since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Johanne van der Mersch |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
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Shareholding
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Recognitions · licences · registrations
Legal Entity Identifier
967600X05SHM00UML966
Identification & contact
Identification
Legal formPublic limited company
Founded24-05-1983
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
6 convocationsOrdinary general meeting
Rapport de gestion. Approbation comptes annuels et affectation résultat. Décharge administrateurs.
Ordinary general meeting
Rapport de gestion. Approbation comptes annuels et affectation résultat. Décharge administrateurs.
Ordinary general meeting
Rapport de gestion. Approbation comptes annuels et affectation résultat. Décharge administrateurs. Constitution réserve spéciale de liquidation.
Ordinary general meeting
Rapport de gestion. Approbation comptes annuels et affectation résultat. Décharge administrateurs. Nominations statutaires.
General meeting
Agenda
suivant : 1° Rapport de gestion du conseil d’administration. 2° Approbation des comptes annuels au 31 décembre 2013 et affec- tation du résultat. 3° Décharge aux administrateurs. 4° Nomination statutaire.
Show 1 more convocations
General meeting
Agenda
suivant : 1. Rapport de gestion du conseil d’administration. 2. Approbation des comptes annuels au 31 décembre 2012 et affecta- tion du résultat. 3. Décharge aux administrateurs