FERGIMO
ActiveSummary
FERGIMO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €76,550 and a net result of -€27,249. Equity is shrinking by ~6.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
Financials · fiscal year 2026, micro schema
2022 to 2026, 5 fiscal years 2019 to 2026, 8 fiscal years
The operating result stays negative: a loss of €26,071 in 2026 against €14,021 in 2025; the loss grows and 2026 has the lowest result in the available series.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 5,835 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,835 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €354 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | - | €384 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,094 | €14,395 | €12,628 | €5,825 | €5,826 | €11,495 | €11,194 | €11,845 | ▲ 5.8% |
| Other operating charges640/8 | - | - | - | €3,847 | €3,220 | €5,763 | €4,924 | €5,376 | ▲ 9.2% |
| Non-recurring operating charges66A | - | - | - | €3,096 | - | - | - | - | - |
| Gross operating margin9900 | -€4,655 | -€3,056 | €9,271 | -€7,010 | €25,388 | €20,088 | €2,097 | -€8,850 | ▼ 522% |
| Operating profit (loss)9901 | -€24,853 | -€25,505 | -€8,195 | -€19,778 | €16,342 | €2,445 | -€14,021 | -€26,071 | ▼ 85.9% |
| Recurring financial income75 | €1 | - | €4 | - | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €155 | €208 | €390 | €1,499 | €962 | ▼ 35.8% |
| Recurring financial charges65 | €488 | €217 | €330 | €155 | €208 | €390 | €1,499 | €962 | ▼ 35.8% |
| Profit (loss) for the period before taxes9903 | -€25,340 | -€25,722 | -€8,521 | -€19,933 | €16,134 | €2,055 | -€15,519 | -€27,033 | ▼ 74.2% |
| Income taxes67/77 | - | €170 | €184 | €181 | €156 | €203 | €219 | €216 | ▼ 1.3% |
| Profit (loss) for the period9904 | -€25,340 | -€25,892 | -€8,705 | -€20,114 | €15,978 | €1,852 | -€15,738 | -€27,249 | ▼ 73.1% |
| Transfer from tax-exempt reserves789 | - | - | - | - | - | - | €6,000 | - | - |
| Profit (loss) for the period to be appropriated9905 | -€25,340 | -€25,892 | -€8,705 | -€20,114 | €15,978 | €1,852 | -€9,738 | -€27,249 | ▼ 180% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €198,502 | €169,945 | €161,951 | €152,100 | €165,597 | €193,068 | €185,878 | €185,368 | ▼ 0.3% |
| Fixed assets21/28 | €183,995 | €169,600 | €156,959 | €151,134 | €145,308 | €186,367 | €180,384 | €178,912 | ▼ 0.8% |
| Tangible fixed assets22/27 | €183,983 | €169,588 | €156,959 | €151,134 | €145,308 | €186,367 | €180,384 | €178,912 | ▼ 0.8% |
| Land and buildings22 | - | - | - | €120,973 | €118,593 | €116,212 | €113,832 | €111,452 | ▼ 2.1% |
| Plant, machinery and equipment23 | - | - | - | €30,161 | €26,715 | €70,154 | €66,552 | €66,605 | ▲ 0.1% |
| Furniture and vehicles24 | - | - | - | - | - | - | - | €855 | - |
| Financial fixed assets28 | €12 | €12 | - | - | - | - | - | - | - |
| Current assets29/58 | €14,507 | €345 | €4,992 | €966 | €20,289 | €6,702 | €5,493 | €6,456 | ▲ 17.5% |
| Amounts receivable within one year40/41 | €11,982 | €96 | €623 | - | - | - | €124 | - | - |
| Trade receivables40 | - | - | - | - | - | - | €124 | - | - |
| Cash at bank and in hand54/58 | €5 | - | €429 | €950 | €15,308 | €1,776 | €8 | €797 | ▲ 9,333% |
| Deferred charges and accrued income490/1 | - | - | - | €16 | €4,981 | €4,926 | €5,361 | €5,659 | ▲ 5.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €198,502 | €169,945 | €161,951 | €152,100 | €165,597 | €193,068 | €185,878 | €185,368 | ▼ 0.3% |
| Equity10/15 | €156,419 | €130,527 | €121,822 | €101,708 | €117,686 | €119,537 | €103,799 | €76,550 | ▼ 26.3% |
| Contributions10/11 | €19,768 | €19,768 | €19,768 | €19,768 | €19,768 | €19,768 | €19,768 | €19,768 | = |
| Reserves13 | €136,651 | €110,759 | €102,054 | €81,940 | €97,918 | €99,769 | €84,031 | €56,782 | ▼ 32.4% |
| Tax-exempt reserves132 | - | - | - | €6,000 | €6,000 | €6,000 | - | - | - |
| Distributable reserves133 | - | - | - | €75,940 | €91,918 | €93,769 | €84,031 | €56,782 | ▼ 32.4% |
| Amounts payable17/49 | €42,083 | €39,418 | €40,129 | €50,392 | €47,911 | €73,531 | €82,078 | €108,818 | ▲ 32.6% |
| Amounts payable after more than one year17 | - | - | - | - | - | €23,555 | €19,681 | €15,915 | ▼ 19.1% |
| Financial debts170/4 | - | - | - | - | - | €23,555 | €19,681 | €15,915 | ▼ 19.1% |
| Amounts payable within one year42/48 | €39,874 | €38,794 | €39,428 | €50,392 | €47,911 | €49,976 | €62,397 | €92,903 | ▲ 48.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | - | €3,395 | €3,874 | €3,766 | ▼ 2.8% |
| Financial debts43 | - | - | - | €87 | €87 | - | - | - | - |
| Credit institutions430/8 | - | - | - | €87 | €87 | - | - | - | - |
| Trade debts44 | €9,259 | €7,563 | - | €8,509 | €7,933 | €8,098 | €2,807 | €10,660 | ▲ 280% |
| Suppliers440/4 | - | - | - | €8,509 | €7,933 | €8,098 | €2,807 | €10,660 | ▲ 280% |
| Taxes, remuneration and social security45 | - | - | - | €366 | €377 | €203 | €421 | €216 | ▼ 48.8% |
| Taxes450/3 | - | - | - | €366 | €377 | €203 | €421 | €216 | ▼ 48.8% |
| Other amounts payable47/48 | - | - | - | €41,430 | €39,514 | €38,280 | €55,295 | €78,261 | ▲ 41.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€25,340 | -€25,892 | -€8,705 | -€20,114 | €15,978 | €1,852 | -€15,738 | -€27,249 | ▼ 73.1% |
| + Depreciation and write-downs630 | €16,094 | €14,395 | €12,628 | €5,825 | €5,826 | €11,495 | €11,194 | €11,845 | ▲ 5.8% |
| Operating cash flow (approximation) | -€9,246 | -€11,497 | €3,923 | -€14,289 | €21,804 | €13,348 | -€4,544 | -€15,404 | ▼ 239% |
| Investment in fixed assets (approximation) | - | €0 | €13 | €0 | €0 | -€52,554 | -€5,212 | -€10,373 | ▼ 99.0% |
| Change in cash | - | - | - | €521 | €14,358 | -€13,532 | -€1,768 | €789 | ▲ 145% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.