Ferbor Construct
ActiveSummary
The computed 12-month bankruptcy probability of Ferbor Construct is 3.3% (moderate). The 2025 annual accounts show negative equity (-€4,856) and a net result of -€3,648. Equity is shrinking by about 110% per year across the filed financial years. Its solvency ranks better than 5% of 9,031 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Financials · financial year 2025, micro format
2023 to 2025, 3 financial years
The operating result stays negative: a loss of €3,523 in 2025 against €4,839 in 2024; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.
Peer companies
Historical observationOf the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,470 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | - | €778 | €0 | ▼ 100% |
| Gross operating margin9900 | €1,581 | -€4,062 | -€3,523 | ▲ 13.3% |
| Operating profit (loss)9901 | €1,581 | -€4,839 | -€3,523 | ▲ 27.2% |
| Financial charges65/66B | €31 | €76 | €125 | ▲ 64.9% |
| Recurring financial charges65 | €31 | €76 | €125 | ▲ 64.9% |
| Profit (loss) for the period before taxes9903 | €1,550 | -€4,915 | -€3,648 | ▲ 25.8% |
| Income taxes67/77 | - | €343 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €1,550 | -€5,258 | -€3,648 | ▲ 30.6% |
| Profit (loss) for the period to be appropriated9905 | €1,550 | -€5,258 | -€3,648 | ▲ 30.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €6,376 | €1,061 | €675 | ▼ 36.4% |
| Current assets29/58 | €6,376 | €1,061 | €675 | ▼ 36.4% |
| Amounts receivable within one year40/41 | €2,652 | €719 | €162 | ▼ 77.5% |
| Trade receivables40 | €2,047 | €0 | - | - |
| Other amounts receivable41 | €606 | €719 | €162 | ▼ 77.5% |
| Cash at bank and in hand54/58 | €3,724 | €341 | €513 | ▲ 50.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €6,376 | €1,061 | €675 | ▼ 36.4% |
| Equity10/15 | €4,050 | -€1,208 | -€4,856 | ▼ 302% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €1,550 | -€3,708 | -€7,356 | ▼ 98.4% |
| Amounts payable17/49 | €2,327 | €2,269 | €5,531 | ▲ 144% |
| Amounts payable within one year42/48 | €2,327 | €2,269 | €5,531 | ▲ 144% |
| Trade debts44 | €2,327 | €0 | €605 | - |
| Suppliers440/4 | €2,327 | €0 | €605 | - |
| Taxes, remuneration and social security45 | - | €343 | €0 | ▼ 100% |
| Taxes450/3 | - | €343 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €1,926 | €4,926 | ▲ 156% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,550 | -€5,258 | -€3,648 | ▲ 30.6% |
| Operating cash flow (approximation) | €1,550 | -€5,258 | -€3,648 | ▲ 30.6% |
| Change in cash | - | -€3,383 | €172 | ▲ 105% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Similar companies · same sector and region
Public contracts: not fully processed yet. The notices from April 2023 to September 2026 are still being read.