Feraru Group
ActiveSummary
The computed 12-month bankruptcy probability of Feraru Group is 2.7% (moderate). The 2024 annual accounts show equity of €64k and a net result of €24k. Its solvency ranks better than 94% of 36375 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency100=
Growth35
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 9.96 against 4.22 in 2023; short-term debt: 10% and cash: 61.8% of total assets), and 10% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
70 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€92k▼ 16.3%
2023 · €110k
2023: €110k
2024: €92k▼ -16.3% vs 2023
2023 → 2024
EBIT margin
33.9%▼ 11.8pp
2023 · 45.7%
2023: 45.7%
2024: 33.9%▼ -25.8% vs 2023
2023 → 2024
Net result
€24k▼ 39.2%
2023 · €39k
2023: €39k
2024: €24k▼ -39.2% vs 2023
2023 → 2024
Working capital
€64k▲ 61.0%
2023 · €39k
2023: €39k
2024: €64k▲ +61.0% vs 2023
2023 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Turnover€110k-€92k▼ 16.3%
2023: €110k
2024: €92k▼ -16.3% vs 2023
Equity€40k-€64k▲ 59.3%
2023: €40k
2024: €64k▲ +59.3% vs 2023
Operating result€50k-€31k▼ 37.9%
2023: €50k
2024: €31k▼ -37.9% vs 2023
Net result€39k-€24k▼ 39.2%
2023: €39k
2024: €24k▼ -39.2% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 38% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71k
Fixed assets
€313 ▼ 50.0%
Current assets
€71k ▲ 36.5%
Equity and liabilities €71k
Equity
€64k ▲ 59.3%
Debt
€7k ▼ 42.2%
Debt's share of the balance-sheet total falls from 23.4% to 10.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▼
2023 · €50k
Cash flow
€24k▼
2023 · €39k
Current ratio
9.96▲
2023 · 4.22
Debt to equity
0.11▼
2023 · 0.31
ROE
37.2%▼
2023 · 97.5%
ROA
33.5%▼
2023 · 74.7%
Interest coverage
245.34▼
2023 · 2249.37
Debt ≤ 1 year
€7k▼
2023 · €12k
Income taxes
€7k▼
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€52k€71k▲
Fixed assets21/28€626€313▼
Tangible fixed assets22/27€626€313▼
Furniture and vehicles24€626€313▼
Current assets29/58€52k€71k▲
Amounts receivable within one year40/41€21k€27k▲
Trade receivables40€14k€15k▲
Other amounts receivable41€7k€12k▲
Cash at bank and in hand54/58€31k€44k▲
Equity and liabilities
Total equity and liabilities10/49€52k€71k▲
Equity10/15€40k€64k▲
Contributions10/11€1k€1k=
Reserves13€10k€20k▲
Distributable reserves133€10k€20k▲
Profit (loss) carried forward14€29k€43k▲
Amounts payable17/49€12k€7k▼
Amounts payable within one year42/48€12k€7k▼
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€11k€7k▼
Income statement
Code20232024
Turnover70€110k€92k▼
Goods, raw materials, services and sundry goods60/61€59k€60k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€313€313=
Other operating charges640/8€193€126▼
Gross operating margin9900€51k€32k▼
Operating profit (loss)9901€50k€31k▼
Financial charges65/66B€22€128▲
Recurring financial charges65€22€128▲
Profit (loss) for the period before taxes9903€50k€31k▼
Income taxes67/77€11k€7k▼
Profit (loss) for the period9904€39k€24k▼
Profit (loss) for the period to be appropriated9905€39k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€53k▲
Profit (loss) brought forward from the previous period14P-€29k
Transfer to equity691/2€10k€10k=
To other reserves6921€10k€10k=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Turnover70 | €110k | €92k | ▼ 16.3% |
| Goods, raw materials, services and sundry goods60/61 | €59k | €60k | ▲ 2.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €313 | €313 | = |
| Other operating charges640/8 | €193 | €126 | ▼ 34.8% |
| Gross operating margin9900 | €51k | €32k | ▼ 37.6% |
| Operating profit (loss)9901 | €50k | €31k | ▼ 37.9% |
| Financial charges65/66B | €22 | €128 | ▲ 472% |
| Recurring financial charges65 | €22 | €128 | ▲ 472% |
| Profit (loss) for the period before taxes9903 | €50k | €31k | ▼ 38.1% |
| Income taxes67/77 | €11k | €7k | ▼ 34.1% |
| Profit (loss) for the period9904 | €39k | €24k | ▼ 39.2% |
| Profit (loss) for the period to be appropriated9905 | €39k | €24k | ▼ 39.2% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €52k | €71k | ▲ 35.5% |
| Fixed assets21/28 | €626 | €313 | ▼ 50.0% |
| Tangible fixed assets22/27 | €626 | €313 | ▼ 50.0% |
| Furniture and vehicles24 | €626 | €313 | ▼ 50.0% |
| Current assets29/58 | €52k | €71k | ▲ 36.5% |
| Amounts receivable within one year40/41 | €21k | €27k | ▲ 27.7% |
| Trade receivables40 | €14k | €15k | ▲ 4.3% |
| Other amounts receivable41 | €7k | €12k | ▲ 79.7% |
| Cash at bank and in hand54/58 | €31k | €44k | ▲ 42.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €52k | €71k | ▲ 35.5% |
| Equity10/15 | €40k | €64k | ▲ 59.3% |
| Contributions10/11 | €1k | €1k | = |
| Reserves13 | €10k | €20k | ▲ 100% |
| Distributable reserves133 | €10k | €20k | ▲ 100% |
| Profit (loss) carried forward14 | €29k | €43k | ▲ 47.3% |
| Amounts payable17/49 | €12k | €7k | ▼ 42.2% |
| Amounts payable within one year42/48 | €12k | €7k | ▼ 42.2% |
| Trade debts44 | €1k | - | - |
| Suppliers440/4 | €1k | - | - |
| Taxes, remuneration and social security45 | €11k | €7k | ▼ 35.5% |
| Taxes450/3 | €11k | €7k | ▼ 35.5% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €39k | €24k | ▼ 39.2% |
| + Depreciation and write-downs630 | €313 | €313 | = |
| Operating cash flow (approximation) | €39k | €24k | ▼ 38.9% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €13k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 9.96
Current ratio from 4.22 to 9.96; short-term debt falls from €12k to €7k.
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2023
Ground area
557 m²
Building footprint
179 m²
Volume, LiDAR
1,242 m³
Parcel 31803C0922/00C000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Feraru Group
since 20232.340.873.680
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C0922/00C000 | Flanders | 557 m² | 1 · 179 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,041 companies in sector 43221 we hold annual accounts for 3,473. 3,026 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.