Fenx
ActiveFenx has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €7k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 25% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+30
Solvency47▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.09 in 2024; short-term debt: 55.4% and cash: 7.1% of total assets), and 77.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.2%
Return on assets
5.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 31544 sector peers (2025).
NBB · sector comparisonPosition among 31544 sector peers
Solvency
better than 25%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €29k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
85 d early
2023
43 d early
2022
34 d early
2021
171 d early
2020
38 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▲ 31.5%
2024 · €22k
2018: €49k
2019: €14k
2020: €22k
2021: €22k
2022: €22k
2023: €22k
2024: €22k
2018 → 2025
Total assets
€130k▼ 7.2%
2024 · €140k
2018: €194k
2019: €170k
2020: €57k
2021: €85k
2022: €57k
2023: €180k
2024: €140k
2018 → 2025
Net result
€7k▲ 296%
2024 · €2k
2018: €-1k
2019: €-35k
2020: €20k
2021: €36k
2022: €13k
2023: €8k
2024: €2k
2018 → 2025
Working capital
€3k▼ 51.9%
2024 · €7k
2018: €-27k
2019: €75k
2020: €4k
2021: €15k
2022: €13k
2023: €-3k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€22k=€22k=€22k=€29k▲ 31.5%
Operating result€8k-€21k▲ 157%€15k▼ 27.8%€13k▼ 13.7%€18k▲ 37.5%
Net result€36k-€13k▼ 62.7%€8k▼ 40.9%€2k▼ 78.0%€7k▲ 296%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€55k▼ 7.2%
Current assets
€76k▼ 7.1%
Equity and liabilities €130k
Equity
€29k▲ 31.5%
Debt
€101k▼ 14.3%
The debt ratio falls from 84.3% to 77.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €31k
Cash flow
€27k▲
2024 · €20k
Solvency
22.2%▲
2024 · 15.7%
Current ratio
1.05▼
2024 · 1.09
Quick ratio
1.05▼
2024 · 1.09
Debt / equity
3.51▼
2024 · 5.38
ROE
24.0%▲
2024 · 7.9%
ROA
5.3%▲
2024 · 1.2%
Interest coverage
5.91▲
2024 · 3.01
Debt
€101k▼
2024 · €118k
Debt ≤ 1 year
€72k▼
2024 · €74k
Debt > 1 year
€29k▼
2024 · €44k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€140k€130k▼
Fixed assets21/28€59k€55k▼
Intangible fixed assets21-€7k
Tangible fixed assets22/27€59k€47k▼
Plant, machinery and equipment23€3k€952▼
Furniture and vehicles24€9k€8k▼
Other tangible fixed assets26€47k€39k▼
Current assets29/58€81k€76k▼
Amounts receivable within one year40/41€54k€36k▼
Trade receivables40€18k€27k▲
Other amounts receivable41€36k€10k▼
Current investments50/53€3k€3k=
Cash at bank and in hand54/58-€9k
Deferred charges and accrued income490/1€24k€27k▲
Equity and liabilities
Total equity and liabilities10/49€140k€130k▼
Equity10/15€22k€29k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€0€7k▲
Amounts payable17/49€118k€101k▼
Amounts payable after more than one year17€44k€29k▼
Financial debts170/4€44k€29k▼
Amounts payable within one year42/48€74k€72k▼
Current portion of amounts payable after more than one year42€16k€13k▼
Financial debts43€24k€15k▼
Credit institutions430/8€24k€15k▼
Trade debts44€14k€25k▲
Suppliers440/4€14k€25k▲
Taxes, remuneration and social security45€19k€8k▼
Taxes450/3€19k€8k▼
Other amounts payable47/48€2k€12k▲
Accrued charges and deferred income492/3€135€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€20k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€33k€40k▲
Operating profit (loss)9901€13k€18k▲
Financial income75/76B€1k€0▼
Recurring financial income75€1k€0▼
Financial charges65/66B€10k€6k▼
Recurring financial charges65€10k€6k▼
Profit (loss) for the period before taxes9903€4k€12k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€2k€7k▲
Profit (loss) for the period to be appropriated9905€2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€7k▲
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €36k ▲79.1%
Net result €36k, the highest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 1.88
Current ratio from 0.58 to 1.88.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meivuurstraat(HRT) 412200 HerentalsGround area
1,278 m²
Building footprint
203 m²
Volume, LiDAR
926 m³
Parcel 13011A0218/00C000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fenx
since 20142.225.593.734
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13011A0218/00C000 | Flanders | 1,278 m² | 1 · 203 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,305 EUR awarded · 1,305 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,305 EUR | 1,305 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 34,184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46496Wholesale trade
47639Retail sale of other sporting goods
47640Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.