Fenki
ActiveThe computed 12-month bankruptcy probability of Fenki is 2.7% (moderate). The 2025 annual accounts show equity of €247k and a net result of €100k. Equity is growing by ~37.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 13270 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 4.51 against 2.51 in 2024; short-term debt: 20.5% and cash: 79.4% of total assets), and 25.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.9%
Return on assets
30.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
8 d early
2024
22 d late
2023
on the day
2022
29 d late
2021
30 d late
2020
44 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€247k▲ 43.6%
2024 · €172k
2020: €48k
2021: €74k
2022: €82k
2023: €109k
2024: €172k
2020 → 2025
Total assets
€330k▲ 11.8%
2024 · €295k
2020: €233k
2021: €237k
2022: €220k
2023: €220k
2024: €295k
2020 → 2025
Net result
€100k▼ 2.9%
2024 · €103k
2020: €83k
2021: €26k
2022: €5k
2023: €27k
2024: €103k
2020 → 2025
Working capital
€237k▲ 46.4%
2024 · €162k
2020: €-49k
2021: €-16k
2022: €-3k
2023: €31k
2024: €162k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€82k▲ 10.0%€109k▲ 33.3%€172k▲ 57.8%€247k▲ 43.6%
Operating result€40k-€10k▼ 74.1%€45k▲ 332%€128k▲ 183%€134k▲ 4.3%
Net result€26k-€5k▼ 82.6%€27k▲ 497%€103k▲ 278%€100k▼ 2.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €330k
Fixed assets
€25k▼ 2.6%
Current assets
€304k▲ 13.1%
Equity and liabilities €330k
Equity
€247k▲ 43.6%
Provisions
€15k▼ 3.1%
Debt
€68k▼ 37.1%
The debt ratio falls from 36.4% to 20.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€140k▲
2024 · €131k
Cash flow
€106k=
2024 · €106k
Solvency
74.9%▲
2024 · 58.3%
Current ratio
4.51▲
2024 · 2.51
Quick ratio
4.50▲
2024 · 2.50
Debt / equity
0.27▼
2024 · 0.62
ROE
40.5%▼
2024 · 59.9%
ROA
30.3%▼
2024 · 34.9%
Interest coverage
43.01▲
2024 · 39.93
Debt
€68k▼
2024 · €107k
Debt ≤ 1 year
€68k▼
2024 · €107k
Income taxes
€31k▲
2024 · €6k
Staff costs
€93k▲
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€295k€330k▲
Fixed assets21/28€26k€25k▼
Tangible fixed assets22/27€25k€24k▼
Plant, machinery and equipment23€25k€24k▼
Financial fixed assets28€900€900=
Current assets29/58€269k€304k▲
Stocks and contracts in progress3€684€972▲
Stocks30/36€684€972▲
Amounts receivable within one year40/41€38k€40k▲
Trade receivables40€32k€40k▲
Other amounts receivable41€6k€249▼
Cash at bank and in hand54/58€226k€262k▲
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€295k€330k▲
Equity10/15€172k€247k▲
Contributions10/11€20k€20k=
Reserves13€152k€227k▲
Tax-exempt reserves132€47k€45k▼
Distributable reserves133€105k€182k▲
Provisions and deferred taxes16€16k€15k▼
Deferred taxes168€16k€15k▼
Amounts payable17/49€107k€68k▼
Amounts payable within one year42/48€107k€68k▼
Trade debts44€31-
Suppliers440/4€31-
Taxes, remuneration and social security45€53k€63k▲
Taxes450/3€8k€37k▲
Remuneration and social security454/9€45k€26k▼
Other amounts payable47/48€54k€4k▼
Income statement
Code20242025
Non-recurring operating income76A€62k-
Remuneration, social security and pensions62€67k€93k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€509-
Gross operating margin9900€202k€236k▲
Operating profit (loss)9901€128k€134k▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€125k€131k▲
Transfer from deferred taxes780€84€477▲
Transfer to deferred taxes680€16k-
Income taxes67/77€6k€31k▲
Profit (loss) for the period9904€103k€100k▼
Transfer from tax-exempt reserves789€253€1k▲
Transfer to tax-exempt reserves689€47k-
Profit (loss) for the period to be appropriated9905€56k€101k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€101k▲
Transfer to equity691/2€16k€76k▲
To other reserves6921€16k€76k▲
Profit to be distributed694/7€40k€25k▼
Directors or managers695€40k€25k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €247k ▲43.6%
6 profitable years in a row build equity to €247k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Highest result since 2020net €103k ▲278%
Net result €103k, the highest in the series.
31-12
Financial
Equity above €150kEq €172k ▲57.8%
5 profitable years in a row build equity to €172k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €109k ▲33.3%
4 profitable years in a row build equity to €109k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €5k ▼82.6%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
13-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijmenamseweg 322820 BonheidenGround area
1,349 m²
Building footprint
344 m²
Volume, LiDAR
1,957 m³
Parcel 12005C0178/00H004, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FENKI
since 20242.364.093.601
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005C0178/00H004 | Flanders | 1,349 m² | 1 · 344 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBonheiden2.364.093.601
Similar companies · same sector, comparable size
Bueno
BE 0652.944.513
Menen · Eq €247k
E. DING
BE 0464.920.208
Zoersel · Eq €247k
BOSNA
BE 0455.483.789
Wommelgem · Eq €247k
DEN HERDER
BE 0691.686.115
Kuurne · Eq €247k
De Zwaan Godsheide
BE 1004.684.824
Hasselt · Eq €247k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 8,101 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.