FENAUX P
ActiveSummary
FENAUX P has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3k and a net result of €499. Its solvency ranks better than 26% of 2542 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability43
Solvency39
Growth-
Track record79
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.9%
Return on assets
2.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€3k
Total assets
€22k
Net result
€499
Working capital
€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €22k
Equity
€3k
Debt
€19k
Debt finances 86.1% of the balance-sheet total.
Key figures and ratios
Current ratio
1.16
Debt to equity
6.17
ROE
16.6%
ROA
2.3%
Debt ≤ 1 year
€19k
Income taxes
€5k
Filed annual accounts As filed with the NBB · 2024 · 36 lines
Balance sheet
Code2024
Assets
Total assets20/58€22k
Current assets29/58€22k
Amounts receivable within one year40/41€21k
Trade receivables40€5k
Other amounts receivable41€15k
Current investments50/53€5
Cash at bank and in hand54/58€101
Deferred charges and accrued income490/1€881
Equity and liabilities
Total equity and liabilities10/49€22k
Equity10/15€3k
Contributions10/11€3k
Reserves13€499
Distributable reserves133€499
Amounts payable17/49€19k
Amounts payable within one year42/48€19k
Current portion of amounts payable after more than one year42€4k
Financial debts43€3k
Credit institutions430/8€3k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€8k
Taxes450/3€8k
Income statement
Code2024
Other operating charges640/8€3k
Gross operating margin9900€9k
Operating profit (loss)9901€6k
Financial income75/76B€237
Recurring financial income75€237
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€5k
Income taxes67/77€5k
Profit (loss) for the period9904€499
Profit (loss) for the period to be appropriated9905€499
Appropriation of the result
Profit (loss) to be appropriated9906€499
Transfer to equity691/2€499
To other reserves6921€499
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vloerzegemstraat(Sme) 109506 GeraardsbergenGround area
452 m²
Building footprint
84 m²
Volume, LiDAR
237 m³
Parcel 41065A0473/00F000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FENAUX P
since 20232.348.318.728
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41065A0473/00F000 | Flanders | 451 m² | 1 · 83 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 125 EUR awarded · 125 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 125 EUR | 125 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,038 companies in sector 85531 we hold annual accounts for 347. 119 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
85531Driving schools for cars and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.