FELIX Gérard
ActiveThe computed 12-month bankruptcy probability of FELIX Gérard is 1.5% (moderate). The 2025 annual accounts show equity of €48k and a net result of €-13k. Equity is shrinking by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 13270 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-75
Solvency78▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 2.49 in 2024; short-term debt: 10.9% and cash: 11.5% of total assets), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
-14.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
51 d early
2023
37 d early
2022
7 d early
2021
47 d early
2020
39 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 21.4%
2024 · €62k
2018: €94k
2019: €85k
2020: €74k
2021: €55k
2022: €43k
2023: €47k
2024: €62k
2018 → 2025
Total assets
€91k▼ 16.5%
2024 · €109k
2018: €101k
2019: €88k
2020: €75k
2021: €62k
2022: €122k
2023: €103k
2024: €109k
2018 → 2025
Net result
€-13k
2024 · €14k
2018: €17k
2019: €-10k
2020: €-11k
2021: €-19k
2022: €-12k
2023: €5k
2024: €14k
2018 → 2025
Working capital
€5k▼ 63.8%
2024 · €15k
2018: €9k
2019: €9k
2020: €6k
2021: €-3k
2022: €-737
2023: €-6k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€43k▼ 22.5%€47k▲ 11.4%€62k▲ 30.0%€48k▼ 21.4%
Operating result€-19k-€-11k▲ 41.6%€8k€17k▲ 118%€-10k
Net result€-19k-€-12k▲ 34.9%€5k€14k▲ 194%€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €17k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€76k▼ 9.8%
Current assets
€15k▼ 38.7%
Equity and liabilities €91k
Equity
€48k▼ 21.4%
Debt
€42k▼ 10.0%
The debt ratio rises from 43.4% to 46.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €31k
Cash flow
€397▼
2024 · €28k
Solvency
53.3%▼
2024 · 56.6%
Current ratio
1.55▼
2024 · 2.49
Quick ratio
1.33▼
2024 · 2.38
Debt / equity
0.88▲
2024 · 0.77
ROE
-27.3%▼
2024 · 23.1%
ROA
-14.5%▼
2024 · 13.1%
Interest coverage
1.17▼
2024 · 9.67
Debt
€42k▼
2024 · €47k
Debt ≤ 1 year
€10k▼
2024 · €10k
Debt > 1 year
€33k▼
2024 · €37k
Income taxes
€194▼
2024 · €201
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€91k▼
Fixed assets21/28€84k€76k▼
Tangible fixed assets22/27€84k€76k▼
Land and buildings22€49k€45k▼
Plant, machinery and equipment23€16k€18k▲
Furniture and vehicles24€19k€13k▼
Current assets29/58€25k€15k▼
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€1k€1k▼
Other amounts receivable41€6k€671▼
Cash at bank and in hand54/58€16k€10k▼
Deferred charges and accrued income490/1€280€589▲
Equity and liabilities
Total equity and liabilities10/49€109k€91k▼
Equity10/15€62k€48k▼
Contributions10/11€50k€50k=
Reserves13€5k€5k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Profit (loss) carried forward14€7k€-7k▼
Amounts payable17/49€47k€42k▼
Amounts payable after more than one year17€37k€33k▼
Financial debts170/4€37k€33k▼
Amounts payable within one year42/48€10k€10k▼
Current portion of amounts payable after more than one year42€4k€5k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€347€395▲
Taxes450/3€347€395▲
Other amounts payable47/48-€1k
Accrued charges and deferred income492/3€12€9▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€34k€6k▼
Operating profit (loss)9901€17k€-10k▼
Financial income75/76B€182€1▼
Recurring financial income75€182€1▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€14k€-13k▼
Income taxes67/77€201€194▼
Profit (loss) for the period9904€14k€-13k▼
Profit (loss) for the period to be appropriated9905€14k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-7k▼
Profit (loss) brought forward from the previous period14P€-8k€7k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 5current ratio 2.49
Current ratio from 0.55 to 2.49; short-term debt falls from €14k to €10k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after 4 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Durbuy · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Sassin 46941 DurbuyGround area
591 m²
Building footprint
60 m²
Parcel 83008B0045/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FRITERIE Félix
since 20002.096.738.736
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83008B0045/00E000 | Wallonia | 591 m² | 1 · 60 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDurbuy2.096.738.736
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LOUAMA
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MAX DE TWEEDE
BE 0767.777.566
Hasselt · Eq €48k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,416 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2000
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.