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FÉLICO

Active Risk: not assessed
Private limited companyfounded 20224 yrs activeKruisstraat 25, 3570 Alken, BelgiumKBO/BCE: BE 0790.295.226
Summary

FÉLICO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €15,609 and a net result of €43,962. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 8091 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 8091 sector peers (2025).
NBB · sector comparison
Position among 8091 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
31 d late
2023
1 d early
2022
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 31 August 2022, FÉLICO was incorporated as a Private limited company.1 Total assets went from EUR 22,912 in 2022 to EUR 103,105 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€15,609▼ 76.6%
2024 · €66,647
Net result
€43,962▲ 15.2%
2024 · €38,153
Total assets
€103,105▲ 13.9%
2024 · €90,502
Solvency
15.1%▼ 58.5pp
2024 · 73.6%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€8,788-€28,581▲ 225%€47,800▲ 67.2%€62,359▲ 30.5%
Net result€6,306within the sector's middle half-€21,187within the sector's middle half▲ 236%€38,153within the sector's middle half▲ 80.1%€43,962within the sector's middle half▲ 15.2%
Equity€7,306below the sector's middle half-€28,493below the sector's middle half▲ 290%€66,647within the sector's middle half▲ 134%€15,609below the sector's middle half▼ 76.6%
Total assets€22,912below the sector's middle half-€45,017below the sector's middle half▲ 96.5%€90,502below the sector's middle half▲ 101%€103,105below the sector's middle half▲ 13.9%
Debt€15,606-€16,524▲ 5.9%€23,855▲ 44.4%€87,496▲ 267%
Working capital€7,306within the sector's middle half-€27,231within the sector's middle half▲ 273%€64,423within the sector's middle half▲ 137%€14,387within the sector's middle half▼ 77.7%
Solvency31.9%within the sector's middle half-63.3%within the sector's middle half▲ 31.4pp73.6%within the sector's middle half▲ 10.3pp15.1%below the sector's middle half▼ 58.5pp
Current ratio1.47within the sector's middle half-2.65within the sector's middle half▲ 1.183.70within the sector's middle half▲ 1.051.16within the sector's middle half▼ 2.54
Return on assets (ROA)27.5%above the sector's middle half-47.1%above the sector's middle half▲ 19.5pp42.2%above the sector's middle half▼ 4.9pp42.6%above the sector's middle half▲ 0.5pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2022: €8,788€8,788Net result 2022: €6,306€6,306Operating result 2023: €28,581€28,581Net result 2023: €21,187€21,187Operating result 2024: €47,800€47,800Net result 2024: €38,153€38,153Operating result 2025: €62,359€62,359Net result 2025: €43,962€43,9622022202320242025€0€20,000€40,000€60,000Operating result 2023: €28,581€28,600Net result 2023: €21,187€21,200Operating result 2024: €47,800€47,800Net result 2024: €38,153€38,200Operating result 2025: €62,359€62,400Net result 2025: €43,962€44,000202320242025
The operating result has risen three years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103,105
Fixed assets €1,222 ▼ 45.1%
Current assets €101,883 ▲ 15.4%
Equity and liabilities €103,105
Equity €15,609 ▼ 76.6%
Debt €87,496 ▲ 267%
Debt's share of the balance-sheet total rises from 26.4% to 84.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
281.6%▲
2024 · 57.2%
Debt ≤ 1 year
€87,496▲
2024 · €23,855
Income taxes
€19,203▲
2024 · €9,538
Staff costs
€1,658=
2024 · €1,658
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€90,502€103,105▲
Fixed assets21/28€2,224€1,222▼
Tangible fixed assets22/27€2,224€1,222▼
Furniture and vehicles24€2,224€1,222▼
Current assets29/58€88,278€101,883▲
Amounts receivable within one year40/41€40,062€46,111▲
Trade receivables40€25,062€46,111▲
Other amounts receivable41€15,000-
Cash at bank and in hand54/58€47,186€53,736▲
Deferred charges and accrued income490/1€1,030€2,036▲
Equity and liabilities
Total equity and liabilities10/49€90,502€103,105▲
Equity10/15€66,647€15,609▼
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14€65,647€14,609▼
Amounts payable17/49€23,855€87,496▲
Amounts payable within one year42/48€23,855€87,496▲
Trade debts44€3,082€2,245▼
Suppliers440/4€3,082€2,245▼
Taxes, remuneration and social security45€20,773€39,318▲
Taxes450/3€20,773-
Remuneration and social security454/9-€39,318
Other amounts payable47/48-€45,933
Income statement Code20242025
Remuneration, social security and pensions62€1,658€1,658=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€683€1,002▲
Other operating charges640/8-€132
Gross operating margin9900€50,141€65,151▲
Operating profit (loss)9901€47,800€62,359▲
Financial income75/76B-€937
Recurring financial income75-€937
Financial charges65/66B€109€131▲
Recurring financial charges65€109€131▲
Profit (loss) for the period before taxes9903€47,691€63,165▲
Income taxes67/77€9,538€19,203▲
Profit (loss) for the period9904€38,153€43,962▲
Profit (loss) for the period to be appropriated9905€38,153€43,962▲
Appropriation of the result
Profit (loss) to be appropriated9906€65,647€109,609▲
Profit (loss) brought forward from the previous period14P€27,494€65,647▲
Profit to be distributed694/7-€95,000
Return on contributions (dividend)694-€95,000

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62€735€1,658€1,658€1,658=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€101€683€1,002▲ 46.7%
Other operating charges640/8---€132-
Gross operating margin9900€9,523€30,340€50,141€65,151▲ 29.9%
Operating profit (loss)9901€8,788€28,581€47,800€62,359▲ 30.5%
Financial income75/76B---€937-
Recurring financial income75---€937-
Financial charges65/66B-€26€109€131▲ 20.2%
Recurring financial charges65-€26€109€131▲ 20.2%
Profit (loss) for the period before taxes9903€8,788€28,555€47,691€63,165▲ 32.4%
Income taxes67/77€2,482€7,368€9,538€19,203▲ 101%
Profit (loss) for the period9904€6,306€21,187€38,153€43,962▲ 15.2%
Profit (loss) for the period to be appropriated9905€6,306€21,187€38,153€43,962▲ 15.2%
Line2022202320242025Change
Assets
Total assets20/58€22,912€45,017€90,502€103,105▲ 13.9%
Fixed assets21/28-€1,263€2,224€1,222▼ 45.1%
Tangible fixed assets22/27-€1,263€2,224€1,222▼ 45.1%
Furniture and vehicles24-€1,263€2,224€1,222▼ 45.1%
Current assets29/58€22,912€43,755€88,278€101,883▲ 15.4%
Amounts receivable within one year40/41€12,100€17,598€40,062€46,111▲ 15.1%
Trade receivables40€12,100€17,598€25,062€46,111▲ 84.0%
Other amounts receivable41--€15,000--
Cash at bank and in hand54/58€8,928€25,813€47,186€53,736▲ 13.9%
Deferred charges and accrued income490/1€1,884€344€1,030€2,036▲ 97.7%
Equity and liabilities
Total equity and liabilities10/49€22,912€45,017€90,502€103,105▲ 13.9%
Equity10/15€7,306€28,493€66,647€15,609▼ 76.6%
Contributions10/11€1,000€1,000€1,000€1,000=
Profit (loss) carried forward14€6,306€27,493€65,647€14,609▼ 77.7%
Amounts payable17/49€15,606€16,524€23,855€87,496▲ 267%
Amounts payable within one year42/48€15,606€16,524€23,855€87,496▲ 267%
Trade debts44€6,270€2,030€3,082€2,245▼ 27.2%
Suppliers440/4€6,270€2,030€3,082€2,245▼ 27.2%
Taxes, remuneration and social security45€8,395€14,494€20,773€39,318▲ 89.3%
Taxes450/3€8,395€14,494€20,773--
Remuneration and social security454/9---€39,318-
Other amounts payable47/48€941--€45,933-
Line2022202320242025Change
Profit (loss) for the period9904€6,306€21,187€38,153€43,962▲ 15.2%
+ Depreciation and write-downs630-€101€683€1,002▲ 46.7%
Operating cash flow (approximation)€6,306€21,288€38,836€44,964▲ 15.8%
Investment in fixed assets (approximation)---€1,644€0▲ 100%
Change in cash-€16,885€21,373€6,550▼ 69.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2022net €43,962 ▲15.2%
Operating result €62,359, net result €43,962, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
2,118 m²
Building footprint
111 m²
Volume, LiDAR
719 m³
Parcel 73001H0374/00H000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Félico
Kruisstraat 25, 3570 AlkenFinancial service activities, except insurance and pension funding
since 20222.335.357.845
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73001H0374/00H000 Flanders 2,117 m² 1 · 111 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 6,547 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded31-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0790295226
Registered 03-04-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.