Summary
Bankruptcy probability (12 mo)
0.3%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Higher-failure-rate region
+
Timeline
What happened to this company, by date
State Gazette, CBE and NBB in one series · 0 of 5 acts readfiscal year 2026 expected by 31-07-2027
2026
24-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
27-09-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
15-01-2024 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
06-01-2022 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2021
29-01-2021 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
29-01-2021 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09-2017 NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financials
Equity€-45k-12.1%
Total assets€66k-24.9%
Net result€-5k+23.5%
Working capital€-45k-12.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
Source: NBB · 2025Annual accounts filed on 24-08-2026 with the NBB · fiscal year 2025 · micro schema
€-5k
+23.5%
24-25
€66k
-24.9%
24-25
€-45k
-12.1%
24-25
€-45k
-12.1%
24-25
€111k
-13.2%
24-25
€111k
-13.2%
24-25
0.59
-13.5%
24-25
0.59
-13.5%
24-25
-69.2%
-49.4%
24-25
-2.44
+22.6%
24-25
10.8%
-31.7%
24-25
-7.5%
-2.0%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | - |
| Net profit | €-5k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €66k |
| Equity | €-45k |
| Debt | €111k |
| of which ≤ 1y | €111k |
| of which > 1y | - |
| Working capital | €-45k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.59 |
| Quick ratio | 0.59 |
| Working capital ratio | -69.2% |
| Solvency | -69.2% |
| Debt / equity | -2.44 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -7.5% |
| ROE | 10.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (18 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €66k |
| Current assets | 29/58 | €66k |
| Amounts receivable within one year | 40/41 | €46k |
| Cash & bank | 54/58 | €20k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €66k |
| Equity | 10/15 | €-45k |
| Contributions / capital | 10/11 | €6k |
| Accumulated profits (losses) | 14 | €-52k |
| Amounts payable | 17/49 | €111k |
| Amounts payable within one year | 42/48 | €111k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €-5k |
| Operating result | 9901 | €-5k |
| Financial income | 75 | €217 |
| Financial charges | 65 | €180 |
| Result before taxes | 9903 | €-5k |
| Net result for the period | 9904 | €-5k |
| Result to be appropriated | 9905 | €-5k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Signals
Signals
Gazette, CBE, filings and accounts in one listFiled after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
Long-established
Founded in 1997, 29 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 24-08-2026 | 24 d late | 2026-00417748 |
| 31-12-2024 | 31-07-2025 | 30-08-2025 | 30 d late | 2025-00473601 |
| 31-12-2023 | 31-07-2024 | 27-09-2024 | 58 d late | 2024-00482150 |
| 31-12-2022 | 31-07-2023 | 15-01-2024 | 168 d late | 2024-00001406 |
| 31-12-2021 | 31-07-2022 | 31-08-2022 | 31 d late | 2022-20397561 |
| 31-12-2020 | 31-07-2021 | 06-01-2022 | 159 d late | 2022-00400082 |
| 31-12-2019 | 31-07-2020 | 29-01-2021 | 182 d late | 2021-03600420 |
| 31-12-2018 | 31-07-2019 | 29-01-2021 | 548 d late | 2021-03600408 |
| 31-12-2017 | 31-07-2018 | 23-08-2018 | 23 d late | 2018-48600574 |
| 31-12-2016 | 31-07-2017 | 29-09-2017 | 60 d late | 2017-64900112 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationFE CONCEPT
since 19972.082.739.260
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area3,859 m²
Buildings2
Building footprint588 m²
Volume (LiDAR)14,531 m³
Tallest building36.2 m · ±12 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806C0405/00L009 | Wallonia | 3,001 m² | 1 · 205 m² | 11.8 m · 3 fl. |
| 62805B0418/00F000 | Wallonia | 858 m² | 1 · 383 m² | 36.2 m · 12 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Belgian State Gazette · acts
0 of 5 acts readWe know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Credit advice
verdict per customer and amountSimilar
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 2,020 of the 9,658 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Ontwikkeling van residentiële bouwprojecten68121Ontwikkeling van niet-residentiële bouwprojecten68122
Primary activity highlighted.
Names & trade names
| Legal nameFR | FE CONCEPT |
Registered office
Avenue Blonden 44 bus 12
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.