FDZ CLEANING

Active

Private limited companyfounded 20242 yrs activeHoolvenstraat 58, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 1005.068.171

Summary

FDZ CLEANING has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56,718 and a net result of €23,910. Its solvency ranks better than 79% of 4952 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

FDZ CLEANINGActiveChecked score 90/100

Risk analysis Report Compare

Activity

Other building cleaning and industrial cleaning

NACE 81220

1 site

Size

€82,444total assets 2025

Equity: €56,718
Profit: €23,910

Turnover not published (abridged schema)

Financial health

90 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts filed 24 d late

Why 90- Founded in 2024- Sector Services to buildings and landscape activities (NACE 81)+ Liquidity: current ratio 3.18, cash €61,113+ Equity €56,718 (68.8% of total assets)Show the evidence

Checked score

Score 2025

90 / 100

Excellent

Probability in this band: under 0.55%

Better than 86% of its sector peers (NACE 81, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 94+19

equity 68.8% of total assets

Liquidity 88+13

short-term debt 29.9% · cash 74.1%

Profitability 100=

return on assets 29.0%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.0% (7,566 companies)

Last 15 months 08-2025: 2.8%highest value 09-2025: 0.4%▼ -86.6% vs 08-2025 10-2025: 0.4%● 0.0% vs 09-2025 11-2025: 0.4%▼ -1.3% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.3%▼ -6.7% vs 12-2025 02-2026: 0.4%▲ +10.7% vs 01-2026 03-2026: 0.4%● 0.0% vs 02-2026 04-2026: 0.4%▲ +1.6% vs 03-2026 05-2026: 0.4%▼ -0.8% vs 04-2026 06-2026: 0.4%▲ +0.5% vs 05-2026 07-2026: 0.4%▲ +9.0% vs 06-2026 08-2026: 0.7%▲ +70.5% vs 07-2026 09-2026: 0.3%▼ -54.4% vs 08-2026 10-2026: 0.3%▼ -1.5% vs 09-2026lowest value

Liquidity: current ratio 3.18, cash €61,113 lowers the probability
Founded in 2024 raises the probability for this profile
Equity €56,718 (68.8% of total assets) lowers the probability
Sector Services to buildings and landscape activities (NACE 81) raises the probability

Credit up to €5,000 at 30 days acceptable

Liquidity ample (current ratio 3.18 against 1.85 in 2024; short-term debt: 29.9% and cash: 74.1% of total assets), and 31.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 79%, liquidity 88%, profitability 92%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 3.18, cash €61,113

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Equity €56,718 (68.8% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Services to buildings and landscape activities (NACE 81)

In the bankruptcy model this factor raises the probability.

KBO

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

24 d late

2024

26 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage