FDX
ActiveSummary
FDX has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €-1k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 84% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-23
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.17 against 7.24 in 2024; short-term debt: 24.3% and cash: 10.9% of total assets), and 24.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.7%
Return on assets
-1.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
30 d late
2021
29 d late
2020
31 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€15k
EBIT margin
108.6%
Net result
€-1k
2024 · €10k
2018: €10k
2019: €15k
2020: €28k
2021: €11k
2022: €-1k
2023: €-12k
2024: €10k
2018 → 2025
Working capital
€19k▼ 29.8%
2024 · €27k
2018: €-140
2019: €14k
2020: €43k
2021: €55k
2022: €53k
2023: €18k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€15k-
Equity€54k-€53k▼ 2.2%€41k▼ 21.8%€51k▲ 23.1%€50k▼ 2.1%
Operating result€16k-€-1k€-12k▼ 873%€10k€-990
Net result€11k-€-1k€-12k▼ 858%€10k€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €990 after €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€31k ▲ 25.8%
Current assets
€35k ▲ 12.5%
Equity and liabilities €66k
Equity
€50k ▼ 2.1%
Debt
€16k ▲ 244%
Debt's share of the balance-sheet total rises from 8.4% to 24.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €13k
Cash flow
€3k▼
2024 · €13k
Current ratio
2.17▼
2024 · 7.24
Quick ratio
1.28▼
2024 · 4.86
Debt to equity
0.32▲
2024 · 0.09
ROE
-2.2%▼
2024 · 18.8%
ROA
-1.6%▼
2024 · 17.2%
Interest coverage
29.09▼
2024 · 127.70
Debt ≤ 1 year
€16k▲
2024 · €4k
Staff costs
€331▲
2024 · €321
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€56k€66k▲
Fixed assets21/28€25k€31k▲
Tangible fixed assets22/27€25k€31k▲
Plant, machinery and equipment23€461€332▼
Furniture and vehicles24€1k€7k▲
Other tangible fixed assets26€23k€24k▲
Current assets29/58€31k€35k▲
Stocks and contracts in progress3€10k€14k▲
Stocks30/36€10k€14k▲
Amounts receivable within one year40/41€8k€13k▲
Trade receivables40€2k€13k▲
Other amounts receivable41€6k€764▼
Cash at bank and in hand54/58€11k€7k▼
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€56k€66k▲
Equity10/15€51k€50k▼
Contributions10/11€6k€6k=
Reserves13€47k€47k=
Distributable reserves133€47k€47k=
Profit (loss) carried forward14€-3k€-4k▼
Amounts payable17/49€5k€16k▲
Amounts payable within one year42/48€4k€16k▲
Trade debts44€3k€0▼
Suppliers440/4€3k€0▼
Advances received on contracts in progress46-€8k
Taxes, remuneration and social security45€172€992▲
Taxes450/3€172€992▲
Other amounts payable47/48€649€7k▲
Accrued charges and deferred income492/3€399-
Income statement
Code20242025
Remuneration, social security and pensions62€321€331▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€774€400▼
Gross operating margin9900€14k€4k▼
Operating profit (loss)9901€10k€-990▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€99€97▼
Recurring financial charges65€99€97▼
Profit (loss) for the period before taxes9903€10k€-1k▼
Profit (loss) for the period9904€10k€-1k▼
Profit (loss) for the period to be appropriated9905€10k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-4k▼
Profit (loss) brought forward from the previous period14P€-12k€-3k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 7.24
Current ratio from 2.75 to 7.24; short-term debt falls from €10k to €4k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 6.75
Current ratio from 3.17 to 6.75; short-term debt falls from €25k to €9k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €28k ▲85.8%
Operating result €44k, net result €28k, both a record.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
Show earlier events
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Daverdisse · 1 establishment unit since 2013
Ground area
1,153 m²
Building footprint
133 m²
Volume, LiDAR
1,486 m³
2 parcels, Brussels, Wallonia · tallest building 21.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Shiny & Clean
since 20132.222.540.412
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84022A0704/00W000 | Wallonia | 1,106 m² | 1 · 91 m² | 8.9 m · 3 fl. |
| 21562A0056/00W002 | Brussels | 48 m² | 1 · 42 m² | 21.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEALSHOP
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BE 0871.313.485
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HARRY
BE 0808.689.592
Geel · Eq €49,850
A.H.Z. SERVICE
BE 0506.888.841
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DISTRI MP
BE 0839.647.935
Beaumont · Eq €49,812
Of 10,510 companies in sector 47110 we hold annual accounts for 5,851. 4,642 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.