FDW Consult Services
ActiveSummary
FDW Consult Services has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €13k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 89% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+92
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 11.13; short-term debt: 8.9% and cash: 70.6% of total assets), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.1%
Return on assets
18.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
59 d early
2024
7 d late
2023
75 d early
2022
54 d early
2021
59 d early
2020
67 d early
2019
65 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▲ 25.7%
2024 · €52k
2018: €8k
2019: €21k
2020: €46k
2021: €62k
2022: €58k
2023: €75k
2024: €52k
2018 → 2025
Total assets
€72k▲ 37.3%
2024 · €53k
2018: €26k
2019: €44k
2020: €73k
2021: €68k
2022: €62k
2023: €83k
2024: €53k
2018 → 2025
Net result
€13k
2024 · €-22k
2018: €2k
2019: €13k
2020: €24k
2021: €16k
2022: €9k
2023: €41k
2024: €-22k
2018 → 2025
Working capital
€65k▲ 32.9%
2024 · €49k
2018: €8k
2019: €21k
2020: €5k
2021: €34k
2022: €43k
2023: €69k
2024: €49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€58k▼ 5.8%€75k▲ 28.0%€52k▼ 30.1%€66k▲ 25.7%
Operating result€23k-€14k▼ 39.2%€58k▲ 311%€-23k€14k
Net result€16k-€9k▼ 45.1%€41k▲ 360%€-22k€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €23k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€387 ▼ 87.7%
Current assets
€72k ▲ 45.3%
Equity and liabilities €72k
Equity
€66k ▲ 25.7%
Debt
€6k ▲ 2,279%
Debt's share of the balance-sheet total rises from 0.5% to 8.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2024 · €-20k
Cash flow
€16k▲
2024 · €-19k
Current ratio
11.13
Debt to equity
0.10▲
2024 · 0.01
ROE
20.5%▲
2024 · -43.1%
ROA
18.6%▲
2024 · -42.8%
Interest coverage
41.21▲
2024 · -68.97
Debt ≤ 1 year
€6k▲
2024 · €251
Income taxes
€403▲
2024 · €385
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€53k€72k▲
Fixed assets21/28€3k€387▼
Tangible fixed assets22/27€3k€387▼
Plant, machinery and equipment23€589€387▼
Furniture and vehicles24€3k-
Current assets29/58€49k€72k▲
Amounts receivable within one year40/41€21k€17k▼
Trade receivables40€6k€2k▼
Other amounts receivable41€14k€15k▲
Cash at bank and in hand54/58€22k€51k▲
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€53k€72k▲
Equity10/15€52k€66k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€32k€45k▲
Amounts payable17/49€271€6k▲
Amounts payable within one year42/48€251€6k▲
Trade debts44€204€2k▲
Suppliers440/4€204€2k▲
Taxes, remuneration and social security45€47€4k▲
Taxes450/3€47€4k▲
Accrued charges and deferred income492/3€20-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€387€14k▲
Gross operating margin9900€-19k€30k▲
Operating profit (loss)9901€-23k€14k▲
Financial income75/76B€1k€394▼
Recurring financial income75€1k€394▼
Financial charges65/66B€287€403▲
Recurring financial charges65€287€403▲
Profit (loss) for the period before taxes9903€-22k€14k▲
Income taxes67/77€385€403▲
Profit (loss) for the period9904€-22k€13k▲
Profit (loss) for the period to be appropriated9905€-22k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€45k▲
Profit (loss) brought forward from the previous period14P€54k€32k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Weakest financial yearnet €-22k ▼154%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 20current ratio 196.69
Current ratio from 9.86 to 196.69; short-term debt falls from €8k to €251.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €41k ▲360%
Operating result €58k, net result €41k, both a record.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 13.85
Current ratio from 6.25 to 13.85; short-term debt falls from €6k to €3k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 6.25
Current ratio from 1.17 to 6.25; short-term debt falls from €27k to €6k.
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vanderweydendreef 283090 OverijseGround area
685 m²
Building footprint
146 m²
Volume, LiDAR
846 m³
Parcel 23062B0387/00S003, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vanderweydendreef 28, 3090 Overijse
since 20182.274.799.161
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0387/00S003 | Flanders | 685 m² | 1 · 146 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 689 EUR awarded · 689 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 38 EUR | 38 EUR |
| 2022 | 1 | 651 EUR | 651 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,387 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:fdwconsult-be02.webnode.com
E-mail:fdewitte@fdwconsult.be