FDO Services

Active

Private limited companyfounded 2005active for 21 yearsRue Saint-Lambert 63, 4040 Herstal, BelgiumKBO/BCE: BE 0876.866.637

Summary

The computed 12-month bankruptcy probability of FDO Services is 1.6% (moderate). The 2024 annual accounts show equity of €368,730 and a net result of €102,341. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 65% of 82 sector peers (NACE 53, financial year 2024). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

FDO ServicesActiveChecked score 57/100

Risk analysis Report Compare

Activity

Checked score

Score 2024

57 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 70% of its sector peers (NACE 53, micro)

A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 70-1

equity 44.9% of total assets

Liquidity 57+3

short-term debt 27.8% · cash 14.5%

Profitability 84+9

return on assets 12.5%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (912 companies, NACE 53, micro)

Last 24 months 11-2024: 3.8%highest value 12-2024: 1.0%▼ -2.8 percentage points vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.1%▲ +0.1 percentage points vs 04-2025 06-2025: 1.0%▼ -0.1 percentage points vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025 08-2025: 1.3%▲ +0.2 percentage points vs 07-2025 09-2025: 1.5%▲ +0.2 percentage points vs 08-2025 10-2025: 1.9%▲ +0.4 percentage points vs 09-2025 11-2025: 2.0%▲ +0.1 percentage points vs 10-2025 12-2025: 2.5%▲ +0.5 percentage points vs 11-2025 01-2026: 0.6%▼ -1.9 percentage points vs 12-2025 02-2026: 0.7%▲ +0.1 percentage points vs 01-2026 03-2026: 0.6%▼ -0.1 percentage points vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026lowest value 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%▲ +0.4 percentage points vs 07-2026 09-2026: 1.3%▲ +0.2 percentage points vs 08-2026 10-2026: 1.6%▲ +0.3 percentage points vs 09-2026

Credit of up to €21,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity ample (current ratio 2.04, compared with 2.25 in 2023, above the usual 1.5; short-term debt: 27.8% and cash: 14.5% of total assets), but 55.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro): better than 62% on solvency, 71% on liquidity, 72% on profitability and 75% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Figures for financial year 2024 (filed 24-12-2025)

NBB · annual accounts

1 financial year not filed after the legal deadline; last filed accounts filed 142 days late; 3 of the last 3 late

NBB · filings

Founded in 2005

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Sector: Postal and courier activities (NACE 53)

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.

NBB · 9 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline25-10-2026 today

2024 accounts filed 142 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-12-2025, 142 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 9 filings

Deviation from the deadline

2025

not filed

2024

142 days late

2023

110 days late

2022

259 days late

2021

31 days late

2020

92 days late

2019

32 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 111 days after the deadline; the sector median (NACE 53) for financial year 2024 is 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

20-12-2025 Annual accounts filedfinancial year 2024 · full…
19-12-2025 Annual accounts filedfinancial year 2023 · abbreviated…
26-02-2025 Name · MiscellaneousName change

Key points

Positive: Result rose in 2024from €30,769 to €102,341 ▲ 233% View
Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View
Positive: 4th largest company by equity in the province of Liège, Postal and…in the Checked rankings No. 4 View

By topic

Financials

Financial year: 2024
Total assets: €821,029
Profit: €102,341
Solvency: 44.9%

Total assets▲ 41.0%

Net result

20182024

Go to Financials

Board & ownership

Board: 1 member

Mimoun DIHIDirector

Go to Board & ownership

Timeline

Events: 27
Since: 2007

31-12-2024Highest result from 2018 to 2024
28-11-2024Appointment: Mimoun DIHI (director)
18-11-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other postal and courier activitiesNACE 53200
Founded: 24-10-2005
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about FDO Services

What is the company number of FDO Services?: 0876.866.637. In Belgium the VAT number is the company number with BE in front: BE 0876.866.637.
Where is FDO Services based?: The registered office is at Rue Saint-Lambert 63, 4040 Herstal.Company details
What does FDO Services do?: According to the KBO register, the main activity is other postal and courier activities (NACE 53200).
What is the legal form of FDO Services?: Private limited company (BV).
When was FDO Services founded?: On 24-10-2005.
Is FDO Services still active?: Yes, FDO Services is an active enterprise in the KBO register.
How many employees does FDO Services have?: On average 2.7 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of FDO Services?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is FDO Services profitable?: In financial year 2024, FDO Services made a profit of €102,341.
Where can I find the annual accounts of FDO Services?: FDO Services filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2024.