Summary
FDO & C° is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €12.91M and a net result of €519k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 76% of 2399 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
80 d early
2024
85 d early
2023
120 d early
2022
140 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€12.91M▼ 0.9%
2024 · €13.03M
2022: €12.78M
2023: €12.78M▼ -0.1% vs 2022lowest in 4 years
2024: €13.03M▲ +1.9% vs 2023highest in 4 years
2025: €12.91M▼ -0.9% vs 2024
2022 → 2025
Net result
€519k▼ 30.7%
2024 · €749k
2022: €635k
2023: €642k▲ +1.2% vs 2022
2024: €749k▲ +16.7% vs 2023highest in 4 years
2025: €519k▼ -30.7% vs 2024lowest in 4 years
2022 → 2025
Total assets
€14.70M▲ 0.1%
2024 · €14.69M
2022: €13.94Mlowest in 4 years
2023: €14.57M▲ +4.5% vs 2022
2024: €14.69M▲ +0.8% vs 2023
2025: €14.70M▲ +0.1% vs 2024highest in 4 years
2022 → 2025
Solvency
87.8%▼ 0.8pp
2024 · 88.7%
2022: 91.7%highest in 4 years
2023: 87.7%▼ -4.4% vs 2022lowest in 4 years
2024: 88.7%▲ +1.1% vs 2023
2025: 87.8%▼ -0.9% vs 2024
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€12.78M-€12.78M▼ 0.1%€13.03M▲ 1.9%€12.91M▼ 0.9%
2022: €12.78M
2023: €12.78M▼ -0.1% vs 2022lowest in 4 years
2024: €13.03M▲ +1.9% vs 2023highest in 4 years
2025: €12.91M▼ -0.9% vs 2024
Operating result€-15k-€-13k▲ 17.5%€-19k▼ 51.4%€-16k▲ 17.7%
2022: €-15k
2023: €-13k▲ +17.5% vs 2022highest in 4 years
2024: €-19k▼ -51.4% vs 2023lowest in 4 years
2025: €-16k▲ +17.7% vs 2024
Net result€635k-€642k▲ 1.2%€749k▲ 16.7%€519k▼ 30.7%
2022: €635k
2023: €642k▲ +1.2% vs 2022
2024: €749k▲ +16.7% vs 2023highest in 4 years
2025: €519k▼ -30.7% vs 2024lowest in 4 years
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €19k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14.70M
Fixed assets
€13.47M =
Current assets
€1.23M ▲ 0.8%
Equity and liabilities €14.70M
Equity
€12.91M ▼ 0.9%
Debt
€1.79M ▲ 7.5%
Debt's share of the balance-sheet total rises from 11.3% to 12.2%. Equity is lower and debt is higher.
Key figures and ratios
ROE
4.0%▼
2024 · 5.8%
ROA
3.5%▼
2024 · 5.1%
Debt ≤ 1 year
€669k▲
2024 · €544k
Debt > 1 year
€1.12M=
2024 · €1.12M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€14.69M€14.70M▲
Fixed assets21/28€13.47M€13.47M=
Financial fixed assets28€13.47M€13.47M=
Current assets29/58€1.22M€1.23M▲
Amounts receivable within one year40/41€723k€883k▲
Trade receivables40€29k€22k▼
Other amounts receivable41€693k€862k▲
Current investments50/53€474k€323k▼
Cash at bank and in hand54/58€24k€23k▼
Equity and liabilities
Total equity and liabilities10/49€14.69M€14.70M▲
Equity10/15€13.03M€12.91M▼
Contributions10/11€12.15M€12.15M=
Capital10€12.15M€12.15M=
Issued capital100€12.15M€12.15M=
Reserves13€876k€761k▼
Non-distributable reserves130/1€133k€159k▲
Legal reserve130€133k€159k▲
Distributable reserves133€743k€602k▼
Amounts payable17/49€1.66M€1.79M▲
Amounts payable after more than one year17€1.12M€1.12M=
Other amounts payable178/9€1.12M€1.12M=
Amounts payable within one year42/48€544k€669k▲
Trade debts44€44k€36k▼
Suppliers440/4€44k€36k▼
Other amounts payable47/48€500k€632k▲
Income statement
Code20242025
Other operating charges640/8€968€998▲
Gross operating margin9900€-18k€-15k▲
Operating profit (loss)9901€-19k€-16k▲
Financial income75/76B€769k€539k▼
Recurring financial income75€769k€539k▼
Financial charges65/66B€732€5k▲
Recurring financial charges65€732€5k▲
Profit (loss) for the period before taxes9903€749k€519k▼
Profit (loss) for the period9904€749k€519k▼
Profit (loss) for the period to be appropriated9905€749k€519k▼
Appropriation of the result
Profit (loss) to be appropriated9906€749k€519k▼
Transfer from equity791/2-€141k
Transfer to equity691/2€249k€26k▼
To the legal reserve6920€37k€26k▼
To other reserves6921€212k-
Profit to be distributed694/7€500k€634k▲
Return on contributions (dividend)694€500k€634k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | €695 | €384 | €968 | €998 | ▲ 3.2% |
| Gross operating margin9900 | €-14k | €-12k | €-18k | €-15k | ▲ 18.8% |
| Operating profit (loss)9901 | €-15k | €-13k | €-19k | €-16k | ▲ 17.7% |
| Financial income75/76B | €650k | €663k | €769k | €539k | ▼ 29.9% |
| Recurring financial income75 | €650k | €663k | €769k | €539k | ▼ 29.9% |
| Financial charges65/66B | €106 | €9k | €732 | €5k | ▲ 535% |
| Recurring financial charges65 | €106 | €9k | €732 | €5k | ▲ 535% |
| Profit (loss) for the period before taxes9903 | €635k | €642k | €749k | €519k | ▼ 30.7% |
| Income taxes67/77 | - | €19 | - | - | - |
| Profit (loss) for the period9904 | €635k | €642k | €749k | €519k | ▼ 30.7% |
| Profit (loss) for the period to be appropriated9905 | €635k | €642k | €749k | €519k | ▼ 30.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €13.94M | €14.57M | €14.69M | €14.70M | ▲ 0.1% |
| Fixed assets21/28 | €13.47M | €13.47M | €13.47M | €13.47M | = |
| Financial fixed assets28 | €13.47M | €13.47M | €13.47M | €13.47M | = |
| Current assets29/58 | €466k | €1.10M | €1.22M | €1.23M | ▲ 0.8% |
| Amounts receivable within one year40/41 | €106k | €756k | €723k | €883k | ▲ 22.2% |
| Trade receivables40 | €22k | €22k | €29k | €22k | ▼ 27.0% |
| Other amounts receivable41 | €84k | €735k | €693k | €862k | ▲ 24.3% |
| Current investments50/53 | €225k | €307k | €474k | €323k | ▼ 31.8% |
| Cash at bank and in hand54/58 | €136k | €36k | €24k | €23k | ▼ 1.7% |
| Deferred charges and accrued income490/1 | €72 | - | - | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €13.94M | €14.57M | €14.69M | €14.70M | ▲ 0.1% |
| Equity10/15 | €12.78M | €12.78M | €13.03M | €12.91M | ▼ 0.9% |
| Contributions10/11 | €12.15M | €12.15M | €12.15M | €12.15M | = |
| Capital10 | €12.15M | €12.15M | €12.15M | €12.15M | = |
| Issued capital100 | €12.15M | €12.15M | €12.15M | €12.15M | = |
| Reserves13 | €635k | €627k | €876k | €761k | ▼ 13.1% |
| Non-distributable reserves130/1 | €63k | €96k | €133k | €159k | ▲ 19.6% |
| Legal reserve130 | €63k | €96k | €133k | €159k | ▲ 19.6% |
| Distributable reserves133 | €571k | €531k | €743k | €602k | ▼ 19.0% |
| Amounts payable17/49 | €1.15M | €1.79M | €1.66M | €1.79M | ▲ 7.5% |
| Amounts payable after more than one year17 | €1.13M | €1.12M | €1.12M | €1.12M | = |
| Other amounts payable178/9 | €1.13M | €1.12M | €1.12M | €1.12M | = |
| Amounts payable within one year42/48 | €22k | €672k | €544k | €669k | ▲ 22.9% |
| Trade debts44 | €22k | €22k | €44k | €36k | ▼ 17.6% |
| Suppliers440/4 | €22k | €22k | €44k | €36k | ▼ 17.6% |
| Other amounts payable47/48 | - | €650k | €500k | €632k | ▲ 26.4% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €635k | €642k | €749k | €519k | ▼ 30.7% |
| Operating cash flow (approximation) | €635k | €642k | €749k | €519k | ▼ 30.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | €-100k | €-12k | €-394 | ▲ 96.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €519k ▼30.7%
Net result drops to €519k, the lowest in the series.
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2022net €749k ▲16.7%
Net result €749k, the highest in the series.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Remicourt · 1 establishment unit since 2021
Ground area
3,153 m²
Building footprint
266 m²
Parcel 64050B0445/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FDO & C°
since 20212.321.777.053
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64050B0445/00F000 | Wallonia | 3,153 m² | 1 · 266 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500E6E395A08D2005
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 5,308 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded23-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.