FDM Invest
ActiveSummary
FDM Invest has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123,119 and a net result of €733. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 8,543 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
- Equity
- €123,119
- Profit
- €733
Why 84raises risk1 change of registered office in 24 monthsEquity €123,119 (6.1% of total assets)lowers riskSize: total assets €2.0mFigures for financial year 2025 (filed 31-08-2026)Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, small): better than 13% on solvency, 48% on liquidity, 33% on profitability and 91% on growth.
The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Registered office · Purpose · Legal-form…Resignation: FDM Consulting (director) ·…
- Equity above €100,000equity €123,119 ▲71.1%
Financials · financial year 2025, micro format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00495711.
Source amounts without an identifiable currency are assumed to be EUR.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 22% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 73, Advertising, market research and public relations activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 1,448 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 95.6% are still going.
- Small
- 10 to 20 years old
- solvency under 10%
- a profit under 5% of the balance sheet
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,448 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €0.2m | €0.09m | €0.003m | €0 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €1.1m | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.2m | €0.2m | €0.2m | €0.1m | €0.03m | €0.04m | €0.04m | €0.05m | ▲ 26.5% |
| Other operating charges640/8 | - | - | - | €0.02m | - | €0.005m | €0.005m | €0.003m | ▼ 39.6% |
| Non-recurring operating charges66A | - | - | - | €0.1m | - | - | - | - | - |
| Gross operating margin9900 | €0.7m | €1.1m | €1.0m | €1.6m | €0.07m | €0.07m | €0.08m | €0.08m | ▼ 0.2% |
| Operating profit (loss)9901 | €0.05m | €0.07m | -€0.005m | €0.2m | €0.04m | €0.03m | €0.04m | €0.03m | ▼ 21.9% |
| Financial income75/76B | - | - | - | €0.005m | €0 | €0.003m | €0 | €1 | - |
| Recurring financial income75 | €0.001m | €0.002m | €0.003m | €0.005m | €0 | €0.003m | €0 | €1 | - |
| Financial charges65/66B | - | - | - | €0.07m | €0.007m | €0.02m | €0.02m | €0.03m | ▲ 32.4% |
| Recurring financial charges65 | €0.04m | €0.05m | €0.07m | €0.07m | €0.007m | €0.02m | €0.02m | €0.03m | ▲ 32.4% |
| Profit (loss) for the period before taxes9903 | €0.01m | €0.02m | -€0.08m | €0.1m | €0.03m | €0.01m | €0.02m | €0.004m | ▼ 79.3% |
| Income taxes67/77 | -€0.004m | €447 | €0.001m | €0.02m | €0.004m | €0.003m | €0.007m | €0.003m | ▼ 50.4% |
| Profit (loss) for the period9904 | €0.02m | €0.02m | -€0.08m | €0.1m | €0.03m | €0.01m | €0.01m | €0.001m | ▼ 94.3% |
| Profit (loss) for the period to be appropriated9905 | €0.02m | €0.02m | -€0.08m | €0.1m | €0.03m | €0.01m | €0.01m | €0.001m | ▼ 94.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €2.0m | €2.3m | €2.3m | €2.8m | €0.8m | €0.9m | €1.1m | €2.0m | ▲ 85.3% |
| Fixed assets21/28 | €1.1m | €1.0m | €0.9m | €1.0m | €0.8m | €0.8m | €1.0m | €1.6m | ▲ 53.2% |
| Intangible fixed assets21 | €0.07m | €0.04m | €0.02m | €0.006m | - | - | - | - | - |
| Tangible fixed assets22/27 | €1.1m | €1.0m | €0.9m | €1.0m | €0.8m | €0.8m | €1.0m | €1.6m | ▲ 53.2% |
| Land and buildings22 | - | - | - | €0.5m | €0.8m | €0.8m | €0.8m | €0.7m | ▼ 2.7% |
| Plant, machinery and equipment23 | - | - | - | €0.1m | €0.05m | €0.07m | €0.05m | €0.03m | ▼ 41.6% |
| Furniture and vehicles24 | - | - | - | €0.01m | - | - | - | €0.02m | - |
| Leasing and similar rights25 | - | - | - | €0.4m | - | - | - | - | - |
| Other tangible fixed assets26 | - | - | - | €0.02m | - | - | €0.2m | €0.8m | ▲ 263% |
| Financial fixed assets28 | - | - | - | €0.01m | - | - | - | - | - |
| Current assets29/58 | €0.8m | €1.3m | €1.3m | €1.7m | €0.02m | €0.07m | €0.08m | €0.5m | ▲ 519% |
| Stocks and contracts in progress3 | €0.3m | €0.5m | €0.5m | €0.8m | - | - | - | €0.004m | - |
| Stocks30/36 | - | - | - | €0.8m | - | - | - | €0.004m | - |
| Contracts in progress37 | - | - | - | €0.01m | - | - | - | - | - |
| Amounts receivable within one year40/41 | €0.4m | €0.6m | €0.6m | €0.8m | €0.02m | €0.05m | €0.007m | €0.3m | ▲ 4,231% |
| Trade receivables40 | - | - | - | €0.7m | €0.006m | €0.05m | €0.005m | €0.3m | ▲ 5,572% |
| Other amounts receivable41 | - | - | - | €0.001m | €0.01m | €0.003m | €0.002m | €0.005m | ▲ 192% |
| Current investments50/53 | - | - | - | - | - | - | - | €480 | - |
| Cash at bank and in hand54/58 | €0.09m | €0.1m | €0.2m | €0.2m | €0.003m | €0.01m | €0.07m | €0.1m | ▲ 102% |
| Deferred charges and accrued income490/1 | - | - | - | €0.01m | €164 | €0.005m | €159 | €0.02m | ▲ 9,633% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €2.0m | €2.3m | €2.3m | €2.8m | €0.8m | €0.9m | €1.1m | €2.0m | ▲ 85.3% |
| Equity10/15 | €0.08m | €0.1m | €0.02m | €0.1m | €0.05m | €0.06m | €0.07m | €0.1m | ▲ 71.1% |
| Contributions10/11 | €0.006m | €0.006m | - | €0.006m | €0.001m | €0.002m | €0.002m | €0.007m | ▲ 226% |
| Reserves13 | €0.07m | €0.09m | €0.01m | €0.1m | €0.05m | €0.06m | €0.07m | €0.1m | ▲ 66.2% |
| Non-distributable reserves130/1 | - | - | - | €0.002m | - | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €0.002m | - | - | - | - | - |
| Distributable reserves133 | - | - | - | €0.1m | €0.05m | €0.06m | €0.07m | €0.1m | ▲ 66.2% |
| Profit (loss) carried forward14 | - | - | - | - | - | €0 | - | - | - |
| Amounts payable17/49 | €1.9m | €2.2m | €2.2m | €2.6m | €0.8m | €0.9m | €1.0m | €1.9m | ▲ 86.3% |
| Amounts payable after more than one year17 | €0.8m | €0.9m | €0.9m | €0.9m | €0.7m | €0.6m | €0.8m | €1.4m | ▲ 70.7% |
| Financial debts170/4 | - | - | - | €0.9m | €0.7m | €0.6m | €0.8m | €1.4m | ▲ 70.7% |
| Amounts payable within one year42/48 | €1.1m | €1.3m | €1.3m | €1.7m | €0.1m | €0.3m | €0.2m | €0.5m | ▲ 157% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.3m | €0.08m | €0.08m | €0.08m | €0.09m | ▲ 9.8% |
| Financial debts43 | - | - | - | €0.5m | - | - | - | - | - |
| Credit institutions430/8 | - | - | - | €0.5m | - | - | - | - | - |
| Trade debts44 | €0.5m | €0.5m | €0.5m | €0.8m | €0.04m | €0.03m | €0.04m | €0.4m | ▲ 816% |
| Suppliers440/4 | - | - | - | €0.8m | €0.04m | €0.03m | €0.04m | €0.4m | ▲ 816% |
| Advances received on contracts in progress46 | - | - | - | - | - | €0.009m | €0 | - | - |
| Taxes, remuneration and social security45 | - | - | - | €0.1m | €0.004m | €0.003m | €0.007m | €0.02m | ▲ 158% |
| Taxes450/3 | - | - | - | €0.05m | €0.004m | €0.003m | €0.007m | €0.01m | ▲ 114% |
| Remuneration and social security454/9 | - | - | - | €0.05m | - | - | - | €0.003m | - |
| Other amounts payable47/48 | - | - | - | €0.02m | €0.03m | €0.2m | €0.06m | €0.009m | ▼ 85.1% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | - | €0.001m | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,031 | €21,482 | -€77,501 | €130,060 | €26,656 | €9,657 | €12,797 | €733 | ▼ 94.3% |
| + Depreciation and write-downs630 | €220,316 | €234,243 | €211,784 | €148,049 | €29,825 | €36,477 | €39,526 | €50,000 | ▲ 26.5% |
| Operating cash flow (approximation) | €237,347 | €255,725 | €134,283 | €278,109 | €56,481 | €46,134 | €52,323 | €50,733 | ▼ 3.0% |
| Investment in fixed assets (approximation) | - | -€125,917 | -€79,987 | -€264,652 | €171,572 | -€55,453 | -€217,845 | -€594,382 | ▼ 173% |
| Change in cash | - | €51,523 | €64,291 | -€13,107 | -€193,055 | €8,687 | €56,740 | €69,852 | ▲ 23.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 11 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00495711 |
| 31-12-2024 | micro format | 09-07-2025 | 2025-00259126 |
| 31-12-2023 | abbreviated format | 15-07-2024 | 2024-00259290 |
| 31-12-2022 | abbreviated format | 23-06-2023 | 2023-00157475 |
| 31-12-2021 | abbreviated format | 22-06-2022 | 2022-20086938 |
| 31-12-2020 | abbreviated format | 30-08-2021 | 2021-55800219 |
| 31-12-2019 | abbreviated format | 07-08-2020 | 2020-39600034 |
| 31-12-2018 | abbreviated format | 07-10-2019 | 2019-68500408 |
| 31-12-2017 | abbreviated format | 03-08-2018 | 2018-42600266 |
| 31-12-2016 | abbreviated format | 03-05-2017 | 2017-11000267 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2022 to 2023 · 3 entries · €2,066 awarded · €2,066 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2023 | 1 | €486 | €486 |
| 2022 | 2 | €1,580 | €1,580 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| DE MEYER Franky |
|
| FDM CONSULTING |
|
Owners and capital
Capital and shareholders
- FDM Consulting (BE 0792.663.610)
- huwgemeenschap Leen Noel - Franky De Meyer 189 shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 15-01-2026 Capital stated in the deed · €495 · 189 shares
Group and network
Connections & network
1 connected companyThe connected companies are in the list below.
Board mandates elsewhere
2 board mandatesAcquisitions and mergers
1 transactionHistory
Acts, filings and financial milestones
15-01
Gazette deed
Registered office · Purpose · Legal-form change · Resignations & appointments · RestructuringResignation: FDM Consulting (director) · Appointment: DE MEYER Franky (director) · Purpose change26 facts ▸
- General meeting, 22-12-2025
- Purpose change
- Other provision, “verzaking aan opmaak fusieverslagen, omstandig schriftelijk verslag door het bestuursorgaan van de Vennootschap voorzien in artikel 12:25, eerste lid” (deed in Dutch)
- Merger, “artikel 12:24 van het Wetboek van vennootschappen en verenigingen”, 23-10-2025 (deed in Dutch)
- Other provision, “kennisname fusievoorstel en stukken, zetel van de Vennootschap” (deed in Dutch)
- Other provision, “verzaking aan vereiste tot het opstellen van tussentijdse cijfers, artikel 12:28 §2 in fine van het Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Share issue, “op naam”, 189 (deed in Dutch)
- Other provision, “vernietiging aandelenregister Overgenomen Vennootschap, na goedkeuring van de fusie” (deed in Dutch)
- Kind of shares, “gewone aandelen”, 189 (deed in Dutch)
- Other provision, “afwezigheid bijzondere rechten en andere effecten in Overgenomen Vennootschap” (deed in Dutch)
- Other provision, “bijzonder voordeel leden bestuursorganen in kader van fusie” (deed in Dutch)
- Other provision, “bijzondere bezoldiging bedrijfsrevisor artikel 12:26 Wetboek van vennootschappen en verenigingen, verzaakt aan opmaak verslaggeving” (deed in Dutch)
- +14 further facts in this act
18-11
Gazette deed
RestructuringPermanent representative: Franky De Meyer · Merger · Share issue12 facts ▸
- Merger, EUR, “gehele vermogen, zowel rechten als verplichtingen” (deed in Dutch)
- Share issue, “op naam”, 189 (deed in Dutch)
- Shareholding, 189
- Other provision, “winstgerechtigdheid nieuwe aandelen”, 01-07-2025 (deed in Dutch)
- Accounting effect, 01-07-2025
- Other provision, “rechten aandeelhouders met bijzondere rechten en houders andere effecten, geen andere titels dan aandelen uitgegeven, noch aandelen met speciale rechten” (deed in Dutch)
- Other provision, “bezoldiging commissarissen, bedrijfsrevisoren of externe accountants voor verslag artikel 12:26, inbreng in natura-verslag overeenkomstig artikel 5:133§1 j°5:12…” (deed in Dutch)
- Other provision, “bijzonder voordeel leden bestuursorgaan te fuseren vennootschappen” (deed in Dutch)
- Real estate
- Other provision, “personeelsoverdracht” (deed in Dutch)
- Other provision, “goedkeuring fusievoorstel door onderscheiden algemene vergaderingen”, 15-12-2025 (deed in Dutch)
- Permanent representative, Franky De Meyer
Show earlier events
About the unread acts
Of the 8 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 23 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 41008A0018/00D002 | Flanders | 2,985 m² | 1 · 333 m² | - |
How the parcels are linked
Articles of association
- PurposeThe activities the company may carry out under its articles.
- “Advies- en/of dienstverlening aan bedrijven, privépersonen en instellingen in de ruimste zin van het woord, voornamelijk doch niet…” (deed in Dutch)deed of 18-11-2025
7 activities (deed in Dutch)
- Advies- en/of dienstverlening aan bedrijven, privépersonen en instellingen in de ruimste zin van het woord, voornamelijk doch niet uitsluitend op het vlak van, management, marketing, productie en ontwikkeling, processing en het besturen van vennootschappen, dit alles in de meest ruime betekenis;
- Het geven van advies inzake de organisatie en het beheer van ondernemingen;
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur en verhuur, de ruil, de verkaveling, en in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken, van onroerende goederen of onroerende zakelijke rechten, met inbegrip van het geheel of gedeeltelijk ter beschikking stellen, al dan niet tegen betaling, van een onroerend goed aan haar bestuurders, bedrijfsleiders en werknemers in het kader van een verloningspolitiek;
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen;
- Het beleggen, het intekenen op, vast overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen, deelbewijzen, obligaties, inschrijvingsrechten, certificaten, schuldvorderingen, gelden en andere roerende waarden, uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van vennootschappen, administratiekantoren, instellingen en verenigingen al dan niet met een (semi-)publiekrechtelijk statuut;
- Het beheren van beleggingen en van participaties in dochtervennootschappen, het waarnemen van bestuurdersfuncties, directie, controle of vereffening, het verlenen van advies, management en andere diensten. Deze diensten kunnen worden geleverd krachtens contractuele of statutaire benoemingen en in de hoedanigheid van externe raadgever of orgaan;
- Het verstrekken van leningen en voorschotten onder eender welke vorm of duur, aan al dan niet verbonden ondernemingen, alsmede het waarborgen van verbintenissen van derden.
- Other provisionsOther rules from the articles that fall under none of the themes above.
- 1 more provision in the deed, see the deed of 15-01-2026
Read from the deeds: 2 provisions, deed of 15-01-2026