FDLT SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of FDLT SERVICES is 2.2% (moderate). The annual accounts of FDLT SERVICES for fiscal year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €15k and a net result of €-22k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 18400 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-86
Solvency50▼-35
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.58 against 2.19 in 2024; short-term debt: 30.7% and cash: 0.1% of total assets), but 75.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.9%
Return on assets
-36.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
26 d early
2024
38 d early
2023
46 d early
2022
63 d early
2021
39 d early
2020
107 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-22k
2024 · €9k
2020: €14k
2021: €-2k▼ -114% vs 2020
2022: €-4k▼ -101% vs 2021
2023: €16k▲ +486% vs 2022highest in 6 years
2024: €9k▼ -44.7% vs 2023
2025: €-22k▼ -355% vs 2024lowest in 6 years
2020 → 2025
Working capital
€11k▼ 62.5%
2024 · €29k
2020: €9k
2021: €-397▼ -105% vs 2020
2022: €-4k▼ -880% vs 2021lowest in 6 years
2023: €21k▲ +640% vs 2022
2024: €29k▲ +37.8% vs 2023highest in 6 years
2025: €11k▼ -62.5% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€13k▼ 24.0%€29k▲ 122%€37k▲ 30.3%€15k▼ 59.5%
2021: €17k
2022: €13k▼ -24.0% vs 2021lowest in 5 years
2023: €29k▲ +122% vs 2022
2024: €37k▲ +30.3% vs 2023highest in 5 years
2025: €15k▼ -59.5% vs 2024
Operating result€-485-€-3k▼ 568%€20k€12k▼ 39.1%€-21k
2021: €-485
2022: €-3k▼ -568% vs 2021
2023: €20k▲ +706% vs 2022highest in 5 years
2024: €12k▼ -39.1% vs 2023
2025: €-21k▼ -276% vs 2024lowest in 5 years
Net result€-2k-€-4k▼ 101%€16k€9k▼ 44.7%€-22k
2021: €-2k
2022: €-4k▼ -101% vs 2021
2023: €16k▲ +486% vs 2022highest in 5 years
2024: €9k▼ -44.7% vs 2023
2025: €-22k▼ -355% vs 2024lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €21k after €12k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€31k ▲ 256%
Current assets
€29k ▼ 44.8%
Equity and liabilities €61k
Equity
€15k ▼ 59.5%
Debt
€45k ▲ 83.0%
Debt's share of the balance-sheet total rises from 40.1% to 75.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-10k▼
2024 · €20k
Cash flow
€-11k▼
2024 · €16k
Current ratio
1.58▼
2024 · 2.19
Debt to equity
3.02▲
2024 · 0.67
ROE
-146.6%▼
2024 · 23.3%
ROA
-36.5%▼
2024 · 13.9%
Interest coverage
-9.57▼
2024 · 66.05
Debt ≤ 1 year
€19k▼
2024 · €24k
Debt > 1 year
€27k▲
2024 · €523
Income taxes
€-50▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€62k€61k▼
Fixed assets21/28€9k€31k▲
Tangible fixed assets22/27€9k€31k▲
Furniture and vehicles24€9k€31k▲
Current assets29/58€53k€29k▼
Amounts receivable within one year40/41€25k€29k▲
Trade receivables40€10k€7k▼
Other amounts receivable41€15k€22k▲
Cash at bank and in hand54/58€28k€38▼
Deferred charges and accrued income490/1-€74
Equity and liabilities
Total equity and liabilities10/49€62k€61k▼
Equity10/15€37k€15k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€32k€10k▼
Amounts payable17/49€25k€45k▲
Amounts payable after more than one year17€523€27k▲
Financial debts170/4€523€27k▲
Amounts payable within one year42/48€24k€19k▼
Current portion of amounts payable after more than one year42€6k€8k▲
Trade debts44€3k€651▼
Suppliers440/4€3k€651▼
Taxes, remuneration and social security45€15k€10k▼
Taxes450/3€15k€10k▼
Accrued charges and deferred income492/3-€106
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€688€686▼
Gross operating margin9900€20k€-10k▼
Operating profit (loss)9901€12k€-21k▼
Financial charges65/66B€297€1k▲
Recurring financial charges65€297€1k▲
Profit (loss) for the period before taxes9903€12k€-22k▼
Income taxes67/77€3k€-50▼
Profit (loss) for the period9904€9k€-22k▼
Profit (loss) for the period to be appropriated9905€9k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€10k▼
Profit (loss) brought forward from the previous period14P€24k€32k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €16k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €14k | €7k | €8k | €11k | ▲ 39.1% |
| Other operating charges640/8 | €550 | €845 | €2k | €688 | €686 | ▼ 0.3% |
| Gross operating margin9900 | €13k | €12k | €29k | €20k | €-10k | ▼ 148% |
| Operating profit (loss)9901 | €-485 | €-3k | €20k | €12k | €-21k | ▼ 276% |
| Financial income75/76B | - | €5 | €190 | - | - | - |
| Recurring financial income75 | - | €5 | €190 | - | - | - |
| Financial charges65/66B | €741 | €815 | €497 | €297 | €1k | ▲ 265% |
| Recurring financial charges65 | €741 | €815 | €497 | €297 | €1k | ▲ 265% |
| Profit (loss) for the period before taxes9903 | €-1k | €-4k | €19k | €12k | €-22k | ▼ 290% |
| Income taxes67/77 | €786 | - | €4k | €3k | €-50 | ▼ 102% |
| Profit (loss) for the period9904 | €-2k | €-4k | €16k | €9k | €-22k | ▼ 355% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €-4k | €16k | €9k | €-22k | ▼ 355% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €92k | €81k | €70k | €62k | €61k | ▼ 2.3% |
| Fixed assets21/28 | €48k | €35k | €14k | €9k | €31k | ▲ 256% |
| Tangible fixed assets22/27 | €48k | €35k | €14k | €9k | €31k | ▲ 256% |
| Furniture and vehicles24 | €48k | €35k | €14k | €9k | €31k | ▲ 256% |
| Current assets29/58 | €43k | €45k | €56k | €53k | €29k | ▼ 44.8% |
| Amounts receivable within one year40/41 | €10k | €21k | €12k | €25k | €29k | ▲ 17.3% |
| Trade receivables40 | €10k | €21k | €12k | €10k | €7k | ▼ 28.6% |
| Other amounts receivable41 | - | - | - | €15k | €22k | ▲ 46.3% |
| Cash at bank and in hand54/58 | €32k | €24k | €44k | €28k | €38 | ▼ 99.9% |
| Deferred charges and accrued income490/1 | €1k | €312 | - | - | €74 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €92k | €81k | €70k | €62k | €61k | ▼ 2.3% |
| Equity10/15 | €17k | €13k | €29k | €37k | €15k | ▼ 59.5% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €12k | €8k | €24k | €32k | €10k | ▼ 68.7% |
| Amounts payable17/49 | €75k | €68k | €42k | €25k | €45k | ▲ 83.0% |
| Amounts payable after more than one year17 | €31k | €19k | €7k | €523 | €27k | ▲ 5,033% |
| Financial debts170/4 | €31k | €19k | €7k | €523 | €27k | ▲ 5,033% |
| Amounts payable within one year42/48 | €44k | €49k | €35k | €24k | €19k | ▼ 23.7% |
| Current portion of amounts payable after more than one year42 | €12k | €12k | €12k | €6k | €8k | ▲ 30.5% |
| Trade debts44 | €2k | €4k | €467 | €3k | €651 | ▼ 76.7% |
| Suppliers440/4 | €2k | €4k | €467 | €3k | €651 | ▼ 76.7% |
| Taxes, remuneration and social security45 | €16k | €10k | €14k | €15k | €10k | ▼ 36.2% |
| Taxes450/3 | €16k | €10k | €14k | €15k | €10k | ▼ 36.2% |
| Other amounts payable47/48 | €14k | €23k | €9k | - | - | - |
| Accrued charges and deferred income492/3 | €57 | - | - | - | €106 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €-4k | €16k | €9k | €-22k | ▼ 355% |
| + Depreciation and write-downs630 | €13k | €14k | €7k | €8k | €11k | ▲ 39.1% |
| Operating cash flow (approximation) | €11k | €10k | €23k | €16k | €-11k | ▼ 170% |
| Investment in fixed assets (approximation) | - | €-1k | €14k | €-2k | €-33k | ▼ 1,460% |
| Change in cash | - | €-8k | €20k | €-16k | €-28k | ▼ 78.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
15-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
29-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comblain-au-Pont · 1 establishment unit since 2019
Ground area
3,883 m²
Building footprint
197 m²
Volume, LiDAR
1,509 m³
2 parcels, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
FDLT SERVICES
since 20192.289.654.118
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62026I0927/00B000 | Wallonia | 3,435 m² | 1 · 79 m² | 9.5 m · 2 fl. |
| 62026D0466/00D000 | Wallonia | 449 m² | 1 · 118 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Shopexis
BE 1019.120.008
Kalmthout · Eq €15,057
AXG
BE 0744.581.896
Hamme (Vl.) · Eq €15,121
NEVER OUT OF GOODS
BE 0766.462.425
Mechelen · Eq €15,151
Studio F Luxury
BE 0805.221.150
Ronse · Eq €14,970
LIONER
BE 0761.381.308
Zaventem · Eq €14,970
Of 12,957 companies in sector 47120 we hold annual accounts for 2,190. 1,336 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
33120Repair and maintenance of machinery
33140Repair and maintenance of electrical equipment
33190Repair, maintenance and installation of machinery and equipment
33200Installation of industrial machinery and equipment
46900Non-specialised wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.