Equity
-€12,544
Debts exceed assets in financial year 2025.
FDJB
Overview
Lifetime
1 annual account with figurespeak of €1,372 in 2025
€1,372
lowest -€17,544 in 2025
-€17,544
peak of -€12,544 in 2025
-€12,544
€128,819
Board1 name since 2024
1 director
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Loss of €17,544First year with figures
Key points
from the 2025 annual accountsDebts
€128,819 111% of the balance sheet
Financial debts 82%Suppliers 9%Taxes and wages 4%Other 5%
Of this, €22,036 falls due within a year.
Position in the sector
-€17,544
Lower net result than 89% of companies in other manufacturing. Sector median €7,156 · 838 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,654 companies had the same profile as FDJB has now. Each dot stands for 20 companies, two years later.
84.6%
were still trading
5.8%
stopped another way
8.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,654 companies, not a prediction for FDJB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1015978097
Incorporation
Founding capital of €5,000, 100 shares · Founder: · Appointment: (director) · published on 12-11-2024 · Gazette deed
First establishment
Franklin Rooseveltlaan 89, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FDJB Ghent | €116,275 | €1,372 | -10.8% | - |
| OS3 JEWELS Uccle | €87,824 | -€1,121 | -1.6% | - |
| KeBopro Holding Lille | €149,657 | €860 | 20.4% | - |
| LMB JEWELS La Louvière | €171,508 | €3,788 | 2.3% | - |
| BOBBY WORLD Antwerp | €144,157 | €4,628 | -8.1% | - |
| AUCAFLO Ixelles | €44,527 | -€6,889 | 45.9% | - |
| LES COULEURS AU NATUREL Anderlecht | €39,253 | -€1,212 | 19.1% | - |
These companies have the same main activity as FDJB: manufacture of jewellery (NACE 32123). They are comparable in size and age: total assets between €39,300 and €172,000, founded between 2022 and 2025.
Official details
Source: KBO- Status
- Active since 07-11-2024Normal situation
- Activity
- Manufacture of jewelleryNACE 32123
- Establishment unit
- 2.366.330.2429000 Ghent, since 07-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Annual accounts 2025
- €1,372
- ≈ €10,000estimated
- €17,544
- -€12,544
- €116,275
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on FDJB
FDJB has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity of -€12,544 and a net result of -€17,544.
Its solvency ranks better than 16% of 840 sector peers (NACE 32) in financial year 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-07-2026, 7 days before the deadline€1,372
-€14,447
-€17,544
€51,545
-10.8%
3.34
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €10,000. Estimated: probably between €4,700 and €24,000.
Balance sheet
balance sheet total €116,275 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
-10.8%
Higher than 16% of 840 companies in 2025.
3.34
Higher than 75% of 801 companies in 2025.
-15.1%
Higher than 12% of 812 companies in 2025.
FDJB
Middle half of the sector
80% of the sector
Micro accounts in other manufacturing (NACE 32)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
116,275 | |
21/28 |
42,693 | |
22/27 |
42,693 | |
23 |
1,698 | |
24 |
40,995 | |
29/58 |
73,582 | |
3 |
34,942 | |
30/36 |
34,942 | |
40/41 |
5,163 | |
40 |
5,163 | |
54/58 |
33,289 | |
490/1 |
188 | |
| Balance sheet: equity and liabilities | ||
10/49 |
116,275 | |
10/15 |
-12,544 | |
10/11 |
5,000 | |
14 |
-17,544 | |
17/49 |
128,819 | |
17 |
105,930 | |
170/4 |
105,930 | |
42/48 |
22,036 | |
42 |
5,467 | |
44 |
11,574 | |
440/4 |
11,574 | |
45 |
4,995 | |
450/3 |
4,995 | |
492/3 |
852 | |
| Income statement | ||
9900 |
1,372 | |
630 |
15,616 | |
640/8 |
203 | |
9901 |
-14,447 | |
75/76B |
71 | |
75 |
71 | |
65/66B |
3,030 | |
65 |
3,030 | |
9903 |
-17,405 | |
67/77 |
139 | |
9904 |
-17,544 | |
9905 |
-17,544 | |
| Appropriation of the result | ||
9906 |
-17,544 | |
| Document | ||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 24-07-2026 | 2026-00353104 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 1,169 | ||
| -1,928 | ||
| 54,565 | ||
| 51,545 | ||
| -10.8% | ||
| 3.34 | ||
| 1.75 | ||
| -15.1% | ||
| 0.39 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €54,565 |
| €15,616 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on FDJB
Equity is negative. Debt of €128,819 exceeds the balance-sheet total of €116,275.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 06-11-2024
listed in the 2025 annual accounts, filed on 24-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 12-11-2024
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), from 06-11-2024 to date
Control
Founder
This company
FDJB
Equity -€12,544
Loss €17,544 in 2025
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- -€125 in 2025
- Source
- deed of 12-11-2024
Articles of association
deed of 12-11-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 12-11-2024 ↗
- 100 shares (100%) · €5,000 in cash
Network & group
No group
FDJB has no parent and no holdings in its annual accounts. is the only director. FDJB shares no director with another company.
At the same address
Franklin Rooseveltlaan 89, 9000 Ghent · 3 other companies| Qurafied
registered office since 04-12-2025 |
founded in 2025 1031.188.786 |
| Thiro Invest
registered office since 01-12-2025 |
founded in 2025 1030.991.224 |
| Rogiers, Thibault (sole trader)
establishment since 12-05-2025 |
founded in 2025 0819.647.129 |
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 7 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1015978097
2024
IncorporationFounding capital of €5,000, 100 shares · Founder: · Appointment: (director) · published on 12-11-20244 points ▸
- Founder,
- Registered office clause, Franklin Rooseveltlaan 89, 9000 Gent
- Director appointment, (director (not named in the articles))
- Founding capital, €5,000, 100 shares
- The deed holds 2 more points.
First establishment Franklin Rooseveltlaan 89, Ghent
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1015.978.097
- VAT number
- BE 1015.978.097
- Peppol ID
- 0208:1015978097
- Other Peppol ID
- 9925:BE1015978097
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-11-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00deed of 12-11-2024 (in Dutch)
- Peppol
- Reachable since 19-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FDJB in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 12-11-2024 (in Dutch)
Activities
NACEBEL 202532123
Manufacture of jewellery main activity
Codes under NACEBEL 2008
32123
Manufacture of jewellery main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het beheer van een eigen onroerend vermogen, omvattend: het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen…”deed of 12-11-2024 (in Dutch)
26 activities
- Het beheer van een eigen onroerend vermogen, omvattend: het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen zowel in binnen- als buitenland; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten in de meest ruime zin; het aan- en verkopen in zowel volle eigendom als in vruchtgebruik en/of naakte eigendom, ruilen, (doen) bouwen, (doen) verbouwen, onderhouden, verhuren, huren, ter beschikking stellen, verkavelen, prospecteren en uitbaten van onroerende goederen; het ontwerpen en opvolgen van projecten en het maken van studies met betrekking tot immobiliën; de aan- en verkoop, huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een eigen roerend patrimonium; het beleggen van beschikbare middelen in roerende goederen en waarden; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop, het te gelde maken, inbrengen, afstaan, verhandelen en het beheren van aandelen, aandelenopties, obligaties, kasbons, afgeleide producten of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen
- Het beheer, het verwerven, de aan- en verkoop, het huren en verhuren, de commissiehandel en vertegenwoordiging, de instandhouding en valorisatie van roerende goederen; de huurfinanciering, het leasen, in leasing geven van roerende goederen aan derden, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende goederen te bevorderen, zoals het onderhoud, de ontwikkeling, de verfraaiing en de verhuring van deze goederen
- Het aanvragen van patenten, octrooien of andere intellectuele eigendomsrechten op de door haar ontwikkelde scheppingen, uitvindingen, methodes, strategieën en analyses. De vennootschap kan deze rechten vrij overdragen, verkopen, wijzigen of leasen aan derden
- Bovenvermelde opsomming is niet beperkend, doch dient in de ruimste zin uitgelegd te worden, zodat de vennootschap alle handelingen kan stellen die op welke wijze ook, zowel rechtstreeks als onrechtstreeks, kunnen bijdragen tot de verwezenlijking van haar maatschappelijk voorwerp
- Zij mag derhalve alle handelingen van commerciële, industriële, burgerlijke, financiële, administratieve, onroerende of roerende aard verrichten die rechtstreeks of onrechtstreeks, geheel of gedeeltelijk, met haar voorwerp in verband staan, ermee verwant of verknocht zijn, of de verwezenlijking ervan kunnen vergemakkelijken, bevorderen en/of helpen uitbreiden
- Indien bepaalde activiteiten van de vennootschap wettelijk gereglementeerd zijn, dan zal de vennootschap deze activiteiten slechts mogen uitoefenen voor zover voldaan is aan de voorschriften terzake, zoals onder meer en bij voorbeeld het ter beschikking van de vennootschap gesteld zijn van technische- en/of andere kennis, bewezen door een of meer activiteitsattesten
- De algemene vergadering kan het voorwerp van de vennootschap uitleggen, verklaren en uitbreiden, mits zich te schikken naar de wettelijke regels terzake
- Kleinhandel in uurwerken en horloges
- Vervaardiging van koffers, tassen en dergelijke en van zadel- en tuigmakerswerk
- Detailhandel in nieuwe kunstvoorwerpen in gespecialiseerde winkels
- Groothandel in huismeubilair
- Detailhandel in meubels
- Kleinhandel in overige tweedehandsgoederen zoals meubels, afbraakmateriaal
- Handelsbemiddeling in meubels, huishoudelijke artikelen en ijzerwaren
- Handelsbemiddeling in horloges, artikelen van edele metalen en sieraden
- Kleinhandel in grote verscheidenheid van goederen waarbij voedings- en genotmiddelen niet overheersen, zoals kleding, meubelen, apparaten, ijzerwaren, cosmetica, sieraden, speelgoed, enz.
- Grootwarenhuis: kleinhandel in een grote verscheidenheid van goederen waarbij voedings-en genotmiddelen niet overheersen zoals kleding, meubelen, apparaten, ijzerwaren, cosmetica, sieraden, enz.
- Kleinhandel in sieraden en edelsmeedwerk
- Reparatie van uurwerken, horloges en sieraden
- Vervaardiging van glazen of kristallen siervoorwerpen
- Vervaardiging van sieraden
- Groothandel in uurwerken en sieraden
- Detailhandel in uurwerken en sieraden in gespecialiseerde winkels
- Reparatie van uurwerken en sieraden
- Vervaardiging van sieraden en juwelen van edele of onedele metalen geplateerd met edele metalen; van edel- of halfedelstenen of van combinaties van edele metalen en edel- of halfedelstenen
Registered office and establishments
1 establishment| Establishment | Start date | Unit number |
|---|---|---|
| Franklin Rooseveltlaan 89 registered office 9000 Ghent | 07-11-2024 | 2.366.330.242 |
Buildings and parcels at the address
- Ground area
- 1,066 m²
- Buildings
- 913 m²
- Volume, LiDAR
- 17,174 m³
- Tallest building
- 30.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44804D2559/00X004 | 1,066 m² | 1 · 913 m² | 30.4 m · 8 |