FDC Systems
ActiveSummary
FDC Systems has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,405 and a net result of €40,632. Equity has been shrinking by about 10% per year since 2018. Its solvency ranks better than 17% of 3,395 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 06-01-2015 Normal situation
- Activity
- Computer consultancy and computer facilities management NACE 62200and 1 other
- Establishment unit
- 2.239.866.194 2222 Heist-op-den-Berg, since 06-01-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 24-10-2025
Board and ownership
- BAETENS Karin Florent MarcellaDirector · since 06-01-2015
- VERHAEGEN KurtDirector · since 06-01-2015
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- €70,132
- ▲ 24.0%
- Turnover
- ≈ €180,000
- estimated
- Profit
- €40,632
- ▲ 34.7%
- Equity
- €20,405
- ▼ 82.2%
- Total assets
- €354,899
- ▲ 9.7%
Score breakdownraises risk1 of the last 3 accounts lateLiquidity: current ratio 0.38, cash €2,175lowers riskSize: total assets €354,899Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 13% of them on solvency, 2% on liquidity, 44% on profitability and 8% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 07-07-2026 at the NBB all 10 filings
Every figure per financial year
The operating result for 2025 is 22% higher than in 2024. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | €93,096 | - | - | - | - |
| Mortgages, amount registered | €25,000 | - | - | - | - |
| Carrying value of the mortgaged assets | €168,941 | - | - | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | - | €9,130 |
| Depreciation and write-downs of the year | €7,362 | €7,021 | €5,872 | €5,631 | €6,651 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,289 | €18,354 | €7,175 | €7,362 | €7,021 | €5,872 | €5,631 | €6,651 | ▲ 18.1% |
| Other operating charges640/8 | - | - | - | €1,200 | €450 | €493 | €1,436 | €3,076 | ▲ 114% |
| Gross operating margin9900 | €313,078 | €326,500 | €240,117 | €250,830 | €198,544 | €138,438 | €56,579 | €70,132 | ▲ 24.0% |
| Operating profit (loss)9901 | €311,146 | €307,700 | €232,495 | €242,268 | €191,074 | €132,073 | €49,512 | €60,405 | ▲ 22.0% |
| Financial income75/76B | - | - | - | - | €0 | €49 | €0 | - | - |
| Recurring financial income75 | €0 | - | - | - | €0 | €49 | €0 | - | - |
| Financial charges65/66B | - | - | - | €1,265 | €918 | €3,936 | €9,439 | €8,148 | ▼ 13.7% |
| Recurring financial charges65 | €122 | €2,222 | €1,639 | €1,265 | €918 | €3,936 | €9,439 | €8,148 | ▼ 13.7% |
| Profit (loss) for the period before taxes9903 | €311,023 | €305,479 | €230,856 | €241,003 | €190,156 | €128,185 | €40,073 | €52,257 | ▲ 30.4% |
| Income taxes67/77 | €82,515 | €71,814 | €53,389 | €56,204 | €45,436 | €28,166 | €9,910 | €11,625 | ▲ 17.3% |
| Profit (loss) for the period9904 | €228,508 | €233,665 | €177,467 | €184,799 | €144,719 | €100,019 | €30,163 | €40,632 | ▲ 34.7% |
| Profit (loss) for the period to be appropriated9905 | €228,508 | €233,665 | €177,467 | €184,799 | €144,719 | €100,019 | €30,163 | €40,632 | ▲ 34.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €474,471 | €542,602 | €424,440 | €422,941 | €434,741 | €347,916 | €323,388 | €354,899 | ▲ 9.7% |
| Formation expenses20 | €0 | - | - | - | - | - | - | - | - |
| Fixed assets21/28 | €1,236 | €260,001 | €256,683 | €249,321 | €242,300 | €236,428 | €230,797 | €233,275 | ▲ 1.1% |
| Intangible fixed assets21 | €0 | - | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €1,236 | €260,001 | €256,683 | €249,321 | €242,300 | €236,428 | €230,797 | €233,275 | ▲ 1.1% |
| Land and buildings22 | - | - | - | €247,691 | €242,060 | €236,428 | €230,797 | €225,165 | ▼ 2.4% |
| Plant, machinery and equipment23 | - | - | - | €496 | €91 | €0 | - | - | - |
| Furniture and vehicles24 | - | - | - | €1,134 | €149 | €0 | - | €8,109 | - |
| Financial fixed assets28 | €0 | - | - | - | - | - | - | - | - |
| Current assets29/58 | €473,235 | €282,601 | €167,757 | €173,620 | €192,441 | €111,487 | €92,591 | €121,624 | ▲ 31.4% |
| Stocks and contracts in progress3 | €7,453 | €8,196 | €0 | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €326,790 | €188,032 | €57,568 | €61,594 | €113,737 | €108,413 | €85,363 | €118,131 | ▲ 38.4% |
| Trade receivables40 | - | - | - | €45,097 | €89,239 | €96,041 | €65,872 | €112,959 | ▲ 71.5% |
| Other amounts receivable41 | - | - | - | €16,496 | €24,498 | €12,372 | €19,491 | €5,172 | ▼ 73.5% |
| Current investments50/53 | €0 | - | - | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €138,993 | €4,398 | €40,103 | €40,525 | €4,283 | €894 | €1,964 | €2,175 | ▲ 10.7% |
| Deferred charges and accrued income490/1 | - | - | - | €71,501 | €74,421 | €2,181 | €5,263 | €1,318 | ▼ 75.0% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €474,471 | €542,602 | €424,440 | €422,941 | €434,741 | €347,916 | €323,388 | €354,899 | ▲ 9.7% |
| Equity10/15 | €385,275 | €77,490 | €54,957 | €39,756 | €84,475 | €84,494 | €114,658 | €20,405 | ▼ 82.2% |
| Contributions10/11 | €10,000 | €18,550 | - | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Non-distributable reserves130/1 | - | - | - | €1,855 | €1,855 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,855 | €1,855 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | - | - | €1,855 | €1,855 | €1,855 | = |
| Profit (loss) carried forward14 | €373,420 | €57,085 | €34,552 | €19,351 | €64,070 | €64,089 | €94,253 | €0 | ▼ 100% |
| Provisions and deferred taxes16 | €0 | - | - | - | - | - | - | - | - |
| Amounts payable17/49 | €89,196 | €465,112 | €369,483 | €383,185 | €350,266 | €263,421 | €208,730 | €334,494 | ▲ 60.3% |
| Amounts payable after more than one year17 | €0 | €132,318 | €93,096 | €53,470 | €13,436 | €0 | - | - | - |
| Financial debts170/4 | - | - | - | €53,470 | €13,436 | €0 | - | - | - |
| Amounts payable within one year42/48 | €89,196 | €332,498 | €276,387 | €328,653 | €335,767 | €258,809 | €199,520 | €317,167 | ▲ 59.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €39,626 | €40,034 | €13,436 | €0 | - | - |
| Trade debts44 | €46,526 | €29,413 | €4,751 | €72,564 | €157,726 | €18,176 | €7,039 | €1,860 | ▼ 73.6% |
| Suppliers440/4 | - | - | - | €72,564 | €157,726 | €18,176 | €7,039 | €1,860 | ▼ 73.6% |
| Taxes, remuneration and social security45 | - | - | - | €15,904 | €32,448 | €12,638 | €22,634 | €13,007 | ▼ 42.5% |
| Taxes450/3 | - | - | - | €15,904 | €29,848 | €4,838 | €19,737 | €13,007 | ▼ 34.1% |
| Remuneration and social security454/9 | - | - | - | - | €2,600 | €7,800 | €2,897 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | - | €200,559 | €105,559 | €214,560 | €169,847 | €302,300 | ▲ 78.0% |
| Accrued charges and deferred income492/3 | - | - | - | €1,063 | €1,063 | €4,612 | €9,210 | €17,327 | ▲ 88.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €228,508 | €233,665 | €177,467 | €184,799 | €144,719 | €100,019 | €30,163 | €40,632 | ▲ 34.7% |
| + Depreciation and write-downs630 | €1,289 | €18,354 | €7,175 | €7,362 | €7,021 | €5,872 | €5,631 | €6,651 | ▲ 18.1% |
| Operating cash flow (approximation) | €229,797 | €252,019 | €184,641 | €192,161 | €151,740 | €105,891 | €35,795 | €47,284 | ▲ 32.1% |
| Investment in fixed assets (approximation) | - | -€277,119 | -€3,856 | €0 | €0 | €0 | €0 | -€9,130 | - |
| Change in cash | - | -€134,595 | €35,705 | €422 | -€36,242 | -€3,389 | €1,070 | €211 | ▼ 80.3% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,325 companies had the same profile as FDC Systems has now. Two years later, 95.2% were still going and 1.4% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FDC Systems itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,325 companies, not a prediction for FDC Systems. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (10)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 07-07-2026 | 2026-00281266 | |
| 31-12-2024 | abbreviated format | 04-09-2025 | 2025-00481232 | |
| 31-12-2023 | abbreviated format | 27-08-2024 | 2024-00387604 | |
| 31-12-2022 | abbreviated format | 25-07-2023 | 2023-00267157 | |
| 31-12-2021 | abbreviated format | 31-08-2022 | 2022-20367940 | |
| 31-12-2020 | abbreviated format | 30-08-2021 | 2021-56100426 | |
| 31-12-2019 | abbreviated format | 31-08-2020 | 2020-47000208 | |
| 31-12-2018 | abbreviated format | 03-09-2019 | 2019-60700510 | |
| 31-12-2017 | abbreviated format | 31-08-2018 | 2018-54900028 | |
| 31-12-2016 | abbreviated format | 31-08-2017 | 2017-52300149 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 28-12-2023 Converted to unavailable equity · €10,000
Mandate history
- Board
- began earlier
- end not dated
| Name | Functions and periods |
|---|---|
| BAETENS Karin Florent Marcella |
|
| VERHAEGEN Kurt |
|
| Baetens, Erik Alfons Maria |
|
| VAN HOOF Jasper |
|
Network & group
Connections & network
2 connected companiesThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
28-12
Gazette deed
2 directors appointed, 2 directors resigning, 2 reappointedResignations: VERHAEGEN Kurt (manager) and BAETENS Karin Florent Marcella (manager) · Reappointments: VERHAEGEN Kurt (director) and BAETENS Karin Florent Marcella (director) · Appointments: BAETENS Erik (director) and VAN HOOF Jasper (director)12 points ▸
- General meeting, “buitengewonealgemenevergadering” (deed in Dutch)
- Other provision, “aanpassingstatutenaanWVVenbehoudrechtsvorm, statutenaanpassen” (deed in Dutch)
- Capital conversion, “statutaironbeschikbareeigenvermogensrekening” (deed in Dutch)
- Reserve release, “opheffing, statutaironbeschikbareeigenvermogensrekening” (deed in Dutch)
- Amendment of the articles
- Director resignation, VERHAEGEN Kurt (manager)
- Director resignation, BAETENS Karin Florent Marcella (manager)
- Director reappointment, VERHAEGEN Kurt (director (not named in the articles))
- Director reappointment, BAETENS Karin Florent Marcella (director (not named in the articles))
- Director appointment, BAETENS Erik (director (not named in the articles))
- Director appointment, VAN HOOF Jasper (director (not named in the articles))
- Registered office clause, “2222 Heist-op-den-Berg (Itegem), Bruulstraat 45” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
26 activities
- Algemeenaannemer;
- Aannemerelektrotechniek;
- InstallatieCV,klimatenensanitair;
- Aan-enverkoopenverhuurvanbouwgereedschappen;
- Aan-enverkoopvanbouwmateriaal;
- Aan-enverkoopvanproductengerelateerdaanwaterfiltratie,kanalisatie,verwerking;
- Algemeneklusjesdienst;
- Tuinaanleg;
- Terras-enklinkerwerken;
- Verlenenvanadviesen Hulpaanhetbedrijfsle evenendeoverheidophetgebiedvanplanning,organisatie,efficiëntieentoezicht,alsmedehetverschaffenvaninformatieaandebedrijfsleidingenzovoort;
- Managementactiviteiten van holdings: het tussenkomen in het dagelijks bestuur, vertegenwoordiging van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal enzovoort;
- Adviesbureau voor het verlenen van advies en praktische hulp aan bedrijven in verband met public relations en communicatie;
- Overige zakelijke dienstverlening en bedrijvencentrum;
- Adviesbureau op het gebied van bedrijfsbeheer en bedrijfsvoering;
- Diensten inzake onroerende goederen;
- Projectontwikkeling voor de bouw of renovatie van appartementen, woningen, kantoren en alle soorten bedrijfsgebouwen;
- Financiële leasing;
- Uitwerken van projecten op het gebied van de burgerlijke en utiliteitsbouw, de weg- en waterbouw, het verkeer, klimaatbeheersing, koeltechniek, akoestiek, energie, elektriciteit, elektronica, machine- en werktuigbouw, industriële systeemontwikkeling, veiligheid enzovoort;
- Verhuur en exploitatie van onroerende goederen;
- Verhuur van transportmiddelen (personenauto's, vrachtwagens, schepen, luchtvaartuigen enzovoort);
- Privaatcursussen of schriftelijke cursussen voor algemene, beroeps- of technische vorming;
- Patrimoniumvennootschap en beheer van onroerende goederen;
- Tussenpersoon in de handel;
- Publiciteitsonderneming;
- Studie-, organisatie en raadgevend bureau inzake financiële, handels-, fiscale of sociale aangelegenheden;
- Verhuring van divers roerend materiaal;
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12017C0497/00L000 | Flanders | 798 m² | 1 · 144 m² | 8.3 m · 2 |