Result
-€65,108 ▼ 886%
The result fell in 2024 from -€6,604 to -€65,108.
FDB Construct
Overview
Information for creditors
Enterprise Court of Antwerp, Hasselt division · Official Gazette of 30-05-2025Appeal or third-party opposition 14-06-2025Filing the claim in RegSol 21-06-2025First verification report 03-07-2025Late claim 22-05-2026
Trustees: Victor Engelen, Godfrey Lesire. The judgment is more than a year old. A claim can no longer be filed, not even late. The trustee knows whether anything will still be paid out.
Lifetime
7 annual accounts with figures on one time axispeak €104,313 (2023)
€16,411▼ 84.3%
lowest -€65,108 (2024)
-€65,108▼ €58,504
peak €21,066 (2022)
-€50,646▼ €65,108
€87,063▲ 237%
peak 3.3 FTE (2020)
-not published
Board2 names since 2017
2 directorsAl Moussaoui Zakaria and 1 other
Documentsfilings and deeds
22-05-202570 days before the deadline
2024micro format
Gross margin from €104,313 to €16,411Loss of €65,108Equity from €14,462 to -€50,646Debts from €25,862 to €87,063
Key points
from the 2024 annual accounts, the last ones filedDebts
€87,063 239% of the balance sheet
Suppliers 52%Taxes and wages 35%Other 13%
Staff
2 employees on 31-12-2024
In 2024, nobody joined and 2 people left.
Liquidity
0.42 was 1.07 in 2023
Short-term debts rose from €25,862 to €87,063.
Lifetime
7 years from 2017 to 2025
At the same address
1 company
Coordina came to this address 132 days after the ruling.
No score
Board and ownership
AM
Al Moussaoui Zakaria
Director, since 30-10-2017
AM
Al Moussaoui Ahmed
Director
Recent changes
Coordina at this address
Bankruptcy published
Enterprise Court of Antwerp, Hasselt division · judgment of 22-05-2025 · Bankruptcy
Incorporation
2 publications in the Belgian Official Gazette, the last on 26-02-2018 · published on 03-11-2017 · Gazette deed
First establishment
Kerkhovensesteenweg 285, Lommel
Official details
Source: KBO- Status
- In bankruptcydeclared bankrupt on 22-05-2025
- Activity
- Other building finishing workNACE 43350
- Joint committees
- 200Auxiliary committee for white-collar workers
- 124Construction · annual accounts 2022
- Establishment unit
- 2.270.431.4883920 Lommel, since 30-10-2017
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2024
- €16,411▼ 84.3%
- ≈ €160,000estimated
- €65,108▲ 886%
- -€50,646
- €36,417▼ 9.7%
- Employeeson 31-12-2024
- 2▼ 50.0%
- Filing
- Filed on 22-05-2025
Insights on FDB Construct
Equity fell from €21,066 in 2022 to -€50,646 in 2024, while debts rose from €27,546 to €87,063.
On 22 May 2025 the court declared FDB Construct bankrupt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 22-05-2025, 70 days before the deadline€16,411
▼ 84.3%
-€64,520
▼ €55,709
-
-
-139.1%
▼ 174.9 percentage points
0.42
▼ 0.65
Money flows
no detail for 2024Balance sheet
balance sheet total €36,417 on 31-12-2024What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-139.1%
Lower than 95% of 35,956 companies in 2024.
0.42
Higher than 5% of 35,354 companies in 2024.
-178.8%
Lower than 95% of 35,538 companies in 2024.
FDB Construct
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Staff
€21,629
Staff costs divided by the average number of full-time equivalents.
-2 people
people who joined
people who left
In 2024, nobody joined and 2 people left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||
20/58 |
36,417 | 40,324 | 48,612 | 64,622 | 41,057 | 63,438 | 69,007 | |
21/28 |
- | 12,706 | 15,123 | 13,143 | 24,308 | 34,433 | 32,580 | |
22/27 |
- | 12,206 | 14,623 | 13,143 | 24,308 | 34,433 | 32,580 | |
24 |
- | 12,206 | 14,623 | 13,143 | 24,308 | 34,433 | 32,580 | |
28 |
- | 500 | 500 | - | - | - | - | |
29/58 |
36,417 | 27,618 | 33,489 | 51,479 | 16,749 | 29,005 | 36,427 | |
3 |
- | 12,490 | - | 14,000 | 4,000 | - | - | |
30/36 |
- | 12,490 | - | 14,000 | 4,000 | - | - | |
40/41 |
34,485 | 12,923 | 32,921 | 34,596 | 12,729 | 25,690 | 29,339 | |
40 |
34,485 | - | 6,501 | - | 5,748 | 7,003 | 27,830 | |
41 |
- | 12,923 | 26,420 | 34,596 | 6,982 | 18,687 | 1,509 | |
54/58 |
1,932 | 2,205 | 568 | 2,882 | 20 | 3,315 | 7,089 | |
| Balance sheet: equity and liabilities | ||||||||
10/49 |
36,417 | 40,324 | 48,612 | 64,622 | 41,057 | 63,438 | 69,007 | |
10/15 |
-50,646 | 14,462 | 21,066 | 20,090 | 13,029 | 16,204 | 19,669 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
100 |
- | - | - | - | 18,600 | 18,600 | 18,600 | |
13 |
1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | |
130/1 |
1,000 | 1,000 | 1,000 | 1,000 | 1,000 | - | - | |
130 |
- | - | - | - | 1,000 | 1,000 | 1,000 | |
1311 |
1,000 | 1,000 | 1,000 | 1,000 | - | - | - | |
14 |
-70,246 | -5,138 | 1,466 | 490 | -6,571 | -3,396 | 69 | |
17/49 |
87,063 | 25,862 | 27,546 | 44,532 | 28,028 | 47,234 | 49,338 | |
17 |
- | - | - | 5,148 | 10,221 | 14,806 | 19,738 | |
170/4 |
- | - | - | 5,148 | 10,221 | 14,806 | 19,738 | |
42/48 |
87,063 | 25,862 | 27,546 | 39,384 | 17,807 | 32,428 | 29,600 | |
42 |
- | - | 5,148 | 4,645 | 4,585 | 4,932 | 4,860 | |
44 |
45,159 | 8,442 | 17,350 | 32,873 | 7,853 | 10,996 | 10,000 | |
440/4 |
45,159 | 8,442 | 17,350 | 32,873 | 7,853 | 10,996 | 10,000 | |
45 |
30,198 | 17,420 | 5,049 | 1,867 | 5,370 | 16,500 | 13,803 | |
450/3 |
11,331 | 1,000 | 1,000 | - | - | - | 13,803 | |
454/9 |
18,867 | 16,420 | 4,049 | 1,867 | 5,370 | 16,500 | - | |
47/48 |
11,707 | - | - | - | - | - | 936 | |
| Income statement | ||||||||
70 |
- | - | - | 175,363 | - | - | - | |
9900 |
16,411 | 104,313 | 97,332 | 69,062 | 97,238 | 99,752 | 15,150 | |
60/61 |
- | - | - | 139,348 | - | - | - | |
62 |
71,377 | 105,182 | 82,482 | 48,089 | 85,393 | 77,229 | - | |
630 |
- | 6,174 | 12,520 | 11,165 | 11,165 | 10,957 | 9,395 | |
640/8 |
9,554 | 1,768 | 2,805 | 2,396 | 3,298 | 3,027 | 4,204 | |
66A |
- | - | - | - | - | 2,900 | - | |
9901 |
-64,520 | -8,811 | -476 | 7,412 | -2,618 | 5,640 | 1,551 | |
75/76B |
266 | 2,585 | 3,424 | 663 | 5 | 2,079 | 0 | |
75 |
266 | 2,585 | 3,424 | 663 | 5 | 2,079 | 0 | |
65/66B |
854 | 377 | 972 | 543 | 562 | 798 | 481 | |
65 |
854 | 377 | 972 | 543 | 562 | 798 | 481 | |
9903 |
-65,108 | -6,604 | 1,976 | 7,532 | -3,175 | 6,920 | 1,069 | |
67/77 |
- | - | 1,000 | 471 | - | 10,385 | - | |
9904 |
-65,108 | -6,604 | 976 | 7,060 | -3,175 | -3,465 | 1,069 | |
9905 |
-65,108 | -6,604 | 976 | 7,060 | -3,175 | -3,465 | 1,069 | |
| Appropriation of the result | ||||||||
9906 |
-70,246 | -5,138 | 1,466 | 490 | -6,571 | -3,396 | 1,069 | |
14P |
-5,138 | 1,466 | 490 | -6,571 | - | - | - | |
691/2 |
- | - | - | - | - | - | 1,000 | |
6921 |
- | - | - | - | - | - | 1,000 | |
| Social balance sheet | ||||||||
9087 |
3.3 | 4 | 2.9 | 3.2 | 3.3 | 3.1 | - | |
Hours worked1013 |
1,936 | 3,368 | 2,827 | 1,842 | 3,865 | 3,435 | - | |
| Document | ||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 22-05-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 22-05-2025 | 2025-00101798 | |
| 31-12-2023 | micro format | 14-07-2024 | 2024-00242602 | |
| 31-12-2022 | micro format | 17-07-2023 | 2023-00240540 | |
| 31-12-2021 | micro format | 09-07-2022 | 2022-20167322 | |
| 31-12-2020 | micro format | 05-07-2021 | 2021-30100215 | |
| 31-12-2019 | micro format | 18-07-2020 | 2020-31800308 | |
| 31-12-2018 | micro format | 02-07-2019 | 2019-27800567 |
Subsidies and aid
Flemish government 2022 to 2023, 2 entries, €2,593 awarded, €2,593 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2023 | 1 | €165 | €165 |
| 2022 | 1 | €2,428 | €2,428 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| - | -2,637 | 12,044 | 18,577 | 8,548 | 16,596 | 10,946 | ||
| - | -430 | 13,496 | 18,225 | 7,990 | 7,492 | 10,464 | ||
| - | 3,757 | 14,500 | 0 | 1,041 | 12,810 | 41,975 | ||
| -273 | 1,637 | -2,314 | 2,862 | -3,295 | -3,774 | - | ||
| -50,646 | 1,756 | 5,943 | 12,094 | -1,058 | -3,422 | 6,828 | ||
| - | - | - | 4.2% | - | - | - | ||
| -139.1% | 35.9% | 43.3% | 31.1% | 31.7% | 25.5% | 28.5% | ||
| 0.42 | 1.07 | 1.22 | 1.31 | 0.94 | 0.89 | 1.23 | ||
| 0.42 | 0.58 | 1.22 | 0.95 | 0.72 | 0.89 | 1.23 | ||
| - | 1.79 | 1.31 | 2.22 | 2.15 | 2.91 | 2.51 | ||
| - | -45.7% | 4.6% | 35.1% | -24.4% | -21.4% | 5.4% | ||
| -178.8% | -16.4% | 2.0% | 10.9% | -7.7% | -5.5% | 1.5% | ||
| - | -6.99 | 12.39 | 34.21 | - | - | - | ||
| - | - | - | 72 days | - | - | - | ||
| - | - | - | 86 days | - | - | - |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 2 | 4 | 4 | 2 |
| full-time | 2 | 4 | 4 | 2 |
| in full-time equivalents | 2 | 4 | 4 | 2 |
| 3.3 | 4 | 2.9 | 3.2 | |
| On a permanent contract | 2 | 4 | 4 | 2 |
| Joined | 0 | - | 2 | 2 |
| Left | 2 | - | 0 | 4 |
Source: social balance sheet in the 2021 to 2024 annual accounts
Investments
fixed assets acquired| Item | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Tangible fixed assets | - | €3,757 | €14,000 | - |
| Financial fixed assets | - | - | €500 | - |
| - | €6,174 | €12,520 | €11,165 |
Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)
Insights on FDB Construct
The operating result for 2024 is a loss of €64,520, larger than the loss of €8,811 in 2023. It is the lowest result since 2018.
Equity is negative. Debt (€87,063) exceeds the balance-sheet total (€36,417).
Board & ownership
Curators
the curators have managed the company since 22-05-2025Last board
2 directorsAl Moussaoui Zakaria
Director
since 30-10-2017
listed in the 2024 annual accounts, filed on 22-05-2025
Mandates through the years
2 names, the dashed line is todayAl Moussaoui Zakaria
Director
Director
Al Moussaoui Ahmed
Director
Director
Boardmandate already running before its first mentionBankruptcy 22-05-2025
Mandates as a list
- Al Moussaoui Zakaria
- Director, from 30-10-2017, until the bankruptcy of 22-05-2025
- Al Moussaoui Ahmed
- Director, from before 31-12-2022, until the bankruptcy of 22-05-2025
Control
Capital
- Contribution
- €18,600
- Source
- 2024 annual accounts
Network & group
No group
FDB Construct has no parent and no holdings in its annual accounts. FDB Construct shares no director with another company.
At the same address
Kerkhovensesteenweg 285, 3920 Lommel · 1 other company| Coordina
registered office since 01-10-2025 |
founded in 2025 1028.067.564 |
Timeline
Timeline
13 events since 2017Filings
Financial
Establishments
Insolvency
Address
20182020202220242026
2025
Coordina at this address Registered office
Bankruptcy published Enterprise Court of Antwerp, Hasselt division · judgment of 22-05-2025
Annual accounts 2024 filed PDFmicro format · 70 days before the deadline
2024
Weakest financial year net -€65,108 The net result drops to -€65,108, the lowest from 2018 to 2024.
Annual accounts 2023 filed PDFmicro format · 17 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 14 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 22 days before the deadline
2021
Back to profit net €7,060 The net result is €7,060, after 2 loss-making years.
Annual accounts 2020 filed PDFmicro format · 26 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 13 days before the deadline
2019
Annual accounts 2018 filed PDFmicro format · 29 days before the deadline
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0683.853.661
- VAT number
- BE 0683.853.661
- Legal form
- Private limited company (pre-2019)
- Status
- In bankruptcy, since 22-05-2025
- Founded
- 30-10-2017
- Financial year
- ends on 31 December
- Peppol
- Not found in the Peppol Directory
- Name
- FDB Construct in Dutch
- Entity type
- Legal entity
Activities
NACEBEL 202543350
Other building finishing work main activity
Joint committees annual accounts 2022
JC 200
Auxiliary committee for white-collar workers
JC 124
Construction
Codes under NACEBEL 2008
43390
Specialised construction activities main activity
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Kerkhovensesteenweg 285 registered office 3920 Lommel 43230 Insulation installation | 30-10-2017 | 2.270.431.488 |
Buildings and parcels at the address
- Ground area
- 1,145 m²
- Buildings
- 243 m²
- Volume, LiDAR
- 1,636 m³
- Tallest building
- 11.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 72343E0996/00V002 | 1,145 m² | 1 · 243 m² | 11.2 m · 2 |