Parent and group
- VLH Holding100%
FD Houthalen
ActiveFrom the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of FD Houthalen is 1.9% (moderate). The 2025 annual accounts show equity of €1.5m and a net result of €65,083. Its solvency ranks better than 70% of 12,757 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 09-07-2024 Normal situation
- Legal form
- Private limited company
- Registered office
- Rode Kruislaan 32, 3530 Houthalen-Helchteren
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
- Establishment unit
- 2.362.352.054 3530 Houthalen-Helchteren, since 09-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 31-03-2026
Board and ownership
Board
- VLH HoldingDirector
Shareholders
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.9%
Annual accounts 2025
- Gross margin
- €2.9m
- Turnover
- ≈ €19.0m
- estimated
- Profit
- €65,083
- Equity
- €1.5m
- Total assets
- €2.6m
- Staff
- 25.5 FTE
2025 accounts filed 33 days after the deadline
Filed on 02-09-2026at the National Bank
Score breakdownraises riskFounded in 2024Size: 25.5 FTE, total assets €2.6mlowers riskEquity €1.5m (56.4% of total assets)Figures for financial year 2025 (filed on 04-09-2026)Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 58% of small companies in retail trade (NACE 47)
Financial strength
Strong
Solvency
81
equity 56.4% of total assets
Liquidity
34
short-term debt 41.4% · cash 3.0%
Profitability
72
return on assets 2.5%
Bankruptcy probability within 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 3.8%
09-2025: 3.8%● unchanged vs 08-2025
10-2025: 3.9%▲ +0.1 percentage points vs 09-2025
11-2025: 4.4%▲ +0.5 percentage points vs 10-2025
12-2025: 4.5%▲ +0.1 percentage points vs 11-2025
01-2026: 4.9%▲ +0.4 percentage points vs 12-2025
02-2026: 5.1%▲ +0.2 percentage points vs 01-2026
03-2026: 5.2%▲ +0.1 percentage points vs 02-2026
04-2026: 5.0%▼ -0.2 percentage points vs 03-2026
05-2026: 5.1%▲ +0.1 percentage points vs 04-2026
06-2026: 5.4%▲ +0.3 percentage points vs 05-2026
07-2026: 5.5%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 5.5%● unchanged vs 07-2026highest value
09-2026: 5.5%● unchanged vs 08-2026highest value
10-2026: 1.9%▼ -3.6 percentage points vs 09-2026lowest value
Credit of up to €80,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is insufficient, with a current ratio of 0.93, below 1. Short-term debt is 41.4% and cash 3% of total assets. 43.6% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 78% of them on solvency, 36% on liquidity and 59% on profitability.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 33 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
33 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Key points
- Positive: More equity than 92% of companies in retail tradesector median €236,771 · 12,767 companies €1.5m View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 02-09-2026
Acts in the Belgian Official Gazette
- Registered officeact of 10-09-2024
- Incorporationact of 18-07-2024
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about FD Houthalen
- What is the company number of FD Houthalen?
- The company number of FD Houthalen is 1011.335.559. The VAT number is the same number with BE in front: BE 1011.335.559.
- Where is FD Houthalen based?
- The registered office is at Rode Kruislaan 32, 3530 Houthalen-Helchteren.Company details
- What does FD Houthalen do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of FD Houthalen?
- The legal form of FD Houthalen is Private limited company (BV).
- When was FD Houthalen founded?
- FD Houthalen was founded on 09-07-2024.
- Is FD Houthalen still active?
- Yes, FD Houthalen is an active enterprise in the KBO register.
- How many employees does FD Houthalen have?
- FD Houthalen had an average of 25.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of FD Houthalen?
- The turnover in financial year 2025 is ≈ €19.0m. This figure is estimated from the gross margin of €2.9m and 30 comparable companies (NACE 471). It probably lies between €12.0m and €23.0m.
- Is FD Houthalen profitable?
- In financial year 2025, FD Houthalen made a profit of €65,083.
- Where can I find the annual accounts of FD Houthalen?
- FD Houthalen filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank
Companies linked to FD Houthalen
Comparable companies
These companies have the same main activity as FD Houthalen: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €2m and €3.1m, founded in 2024.
| Company | Total assets | Gross margin |
|---|---|---|
| FD Houthalen Houthalen-Helchteren | €2.6m | €2.9m |
| LEPCO Antwerpen | €3.1m | €2.6m |
| Btr Retail Bertrix | €3.0m | €2.4m |
| Delhaize Sint-Lenaarts Brecht | €2.0m | €2.8m |
| Retail Sint-Lambrechts-Herk Hasselt | €2.0m | €2.2m |
| VISION Pelt | €2.7m | €1.8m |
| JR Heusden Heusden-Zolder | €2.7m | €3.0m |
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