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FD - Computers

Active Private limited companyfounded 2013active for 13 yearsWaterhoekstraat 28, 8480 IchtegemKBO/BCE: BE 0508.942.073
FD - Computers
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Overview

Lifetime

13 annual accounts with figures on one time axis
peak €235,358 (2025)
€235,358▲ 82.1%
lowest -€5,960 (2015)
€152,440▲ 98.9%
peak €541,544 (2025)
€541,544▲ 35.7%
€41,030▲ 10.8%
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €129,255 to €235,358Result from €76,650 to €152,440Equity from €399,104 to €541,544Cash from €193,419 to €439,932

Key points

from the 2025 annual accounts

Equity

€541,544 ▲ 35.7%

FD - Computers has made a profit without a break since 2016.

Result

€152,440 ▲ 98.9%
€76,7002024€152,0002025

The result rose in 2025 from €76,650 to €152,440.

Turnover

≈ €1.4m estimated

The micro format states no turnover.

Liquidity

11.72 was 8.77 in 2024

Short-term debts rose from €37,023 to €41,030.

Filings

13 annual accounts since 2013
AprilJune31 JulyOctober201520202025

Six of the last ten came late. The 2019 accounts came latest: 52 days after the end of the period.

Position in the sector

93.0%

Higher solvency than 95% of companies in retail trade. Sector median 33.1% · 22,909 companies.

Checked score

99
Excellent
Financially stronger than 92% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100=equity 93.0% of total assets
100=short-term debt 7.0% · cash 75.5%
100+9return on assets 26.2%

Score breakdown

raises risk
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 11.72, cash €439,932
Equity €541,544 (93.0% of total assets)
Founded in 2013
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 99% on liquidity, 96% on profitability and 82% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,811 companies had the same profile as FD - Computers has now. Each dot stands for 45 companies, two years later.

96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of FD - Computers itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,811 companies, not a prediction for FD - Computers. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €50,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 11.72 (8.77 in 2024), above the usual 1.5. Short-term debt is 7% and cash 75.5% of total assets. 7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 11.72, cash €439,932
NBB · annual accounts
lowers risk · Equity €541,544 (93.0% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
3 days early
2023
23 days late
2022
42 days early
2021
26 days late
2020
30 days late
2019
52 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0508942073
New establishment in Ichtegem Engelstraat 26
First establishment FD-COMPUTERS, Waterhoekstraat 28, Ichtegem
Incorporation published on 17-01-2013 · Gazette deed
All 27 events

Comparable companies

same main activity, similar in size and age
Company
FD - Computers Ichtegem €582,574 €235,358 93.0% -
DOT TELECOM Ghent €650,829 €233,834 20.5% -
VMB-IT Bornem €610,173 €186,317 60.1% -
DEBLOX Oudenburg €803,386 €292,055 18.9% -
ADVERVA Zuienkerke €859,616 €298,032 95.1% -
MSDS Consulting Poperinge €687,056 €170,348 62.0% -
IPE Group Kortrijk €444,793 €148,756 87.2% -

These companies have the same main activity as FD - Computers: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €445,000 and €860,000, founded between 2011 and 2015.

Official details

Source: KBO
Status
Active since 03-01-2013Normal situation
Activity
Retail sale of information and communication equipmentNACE 47400
Establishment units
2.215.828.5078480 Ichtegem, since 07-01-2013
2.289.184.5588480 Ichtegem, since 01-01-2019
Financial year end
31 December
Peppol
Reachable since 04-04-2025
Company details

Annual accounts 2025

€235,358▲ 82.1%
€152,440▲ 98.9%
€541,544▲ 35.7%
€582,574▲ 33.6%
Filing
Filed on 29-06-2026, 32 days before the end of the filing period
Financials

Insights on FD - Computers

FD - Computers files the micro format. That format states no turnover. The gross margin rose from €41,198 in 2013 to €235,358 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 29-06-2026, 32 days before the deadline
€235,358
▲ 82.1%
€214,577
▲ 97.1%
€152,440
▲ 98.9%
€439,919
▲ 52.8%
93.0%
▲ 1.4 percentage points
11.72
▲ 2.95

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €1.4m. Estimated: probably between €780,000 and €2.3m.

Balance sheet

balance sheet total €582,574 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

93.0%

Higher than 95% of 22,909 companies in 2025.

11.72

Higher than 95% of 22,039 companies in 2025.

26.2%

Higher than 89% of 22,189 companies in 2025.

FD - Computers Middle half of the sector 80% of the sector Micro accounts in retail trade (NACE 47)

Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016201520142013
Balance sheet: assets
20/58 582,574436,127377,935314,353322,840282,963227,427209,815224,123197,526146,911138,72876,634
21/28 101,625111,25432,19442,80231,53450,45572,92591,49576,92186,01888,09251,76537,598
22/27 52,59562,22431,94442,55231,28450,20572,67591,49576,92186,01888,09251,76537,598
22 -2,9157,03212,26221,32230,38239,82749,32558,82468,32377,82140,66434,462
23 8,7493,0904,4016,1141,1362,9467,92010,38415,32413,7777,1229,3251,561
24 43,84656,21820,51124,1768,82516,87724,92931,7852,7733,9183,1491,7761,575
28 49,03049,030250250250250250------
29/58 480,949324,873345,741271,551291,307232,507154,502118,320147,203111,50858,81986,96339,036
3 37,21325,84725,71131,17136,59828,24034,04830,12231,57634,40828,74124,4873,602
30/36 37,21325,84725,71131,17136,59828,24034,04830,12231,57634,40828,74124,4873,602
40/41 2,1574,3295,51413,156522,3284,96513,16821,78025,64423,10814,17815,174
40 1,8044,3294,74712,980-22,3104,3189,71121,7468,5786,04914,17114,751
41 354-7671775176473,4573417,06517,0597423
50/53 -100,000100,000----------
54/58 439,932193,419213,601226,309253,099181,076114,66373,90193,02250,6325,66147,47319,176
490/1 1,6461,2789159151,6048648251,1298258251,3098251,084
Balance sheet: equity and liabilities
10/49 582,574436,127377,935314,353322,840282,963227,427209,815224,123197,526146,911138,72876,634
10/15 541,544399,104337,454278,392228,358220,126183,439160,616140,223112,34584,29590,25536,239
10/11 20,46020,46020,46018,60018,60018,60018,60018,60018,60018,60018,60018,60012,400
100 -----18,60018,60018,60018,60018,60018,60018,60018,600
101 ------------6,200
13 395,000255,000195,000161,860111,860111,86086,86071,86061,86046,86031,86031,8601,171
130/1 ---1,8601,8601,860-------
130 -----1,8601,8601,8601,8601,8601,8601,8601,171
1311 ---1,8601,860--------
133 395,000255,000195,000160,000110,000110,00085,00070,00060,00045,00030,00030,000-
14 126,084123,644121,99497,93297,89889,66677,97970,15659,76346,88533,83539,79522,668
17/49 41,03037,02340,48235,96194,48362,83743,98749,19983,90185,18262,61748,47340,395
17 ----2,8527,09911,31115,487-----
170/4 ----2,8527,09911,31115,487-----
42/48 41,03037,02340,21834,88391,63155,73832,67733,71283,90185,18262,61748,47340,395
42 ---2,8526,7594,2124,1764,141----1,705
44 1,7976,7786,8459,84110,70211,4954,0013,20210,8521,8898,4356,50017,123
440/4 1,7976,7786,8459,84110,70211,4954,0013,20210,8521,8898,4356,50017,123
46 -1,569--2,474-2,499----1,090-
45 39,23325,03133,37322,19027,46623,9653,7707,77611,27110,4418,39521,4216,324
450/3 39,23322,16728,81619,70912,3158,8353,7707,77611,27110,4418,39521,4216,324
454/9 -2,8644,5572,48115,15115,130-------
47/48 -3,645--44,23116,06618,23118,59461,77772,85145,78619,46215,243
492/3 --2641,078---------
Income statement
9900 235,358129,255115,04080,64566,92959,87055,34151,41557,38853,8447,78284,97241,198
630 19,98019,87512,55718,63218,92222,47022,98123,12315,58418,42613,04910,9666,346
640/8 8014891,006479556376689646548546838934996
9901 214,577108,891101,47761,53547,45137,02431,67127,64641,25634,873-6,10573,07233,856
75/76B 6,2462,628-8,0014,90910,769372821554,6616195814
75 6,2462,628-8,00118670372821554,6616195814
76B ----4,89110,099-------
65/66B 4521,876856377792632518479302348498370454
65 4521,876856377792632518479302348498370454
9903 220,372109,643100,62169,15951,56847,16131,52527,24941,10939,186-5,98472,76033,416
67/77 67,93232,99226,55919,12513,33610,4748,7026,85613,23111,136-2324,9439,577
9904 152,44076,65074,06250,03438,23236,68722,82320,39327,87828,050-5,96047,81623,839
9905 152,44076,65074,06250,03438,23236,68722,82320,39327,87828,050-5,96047,81623,839
Appropriation of the result
9906 276,084198,644171,994147,932127,898114,66692,97980,15674,76361,88533,83570,48423,839
14P 123,644121,99497,93297,89889,666--------
791/2 10,00015,000-----------
691/2 150,00075,00050,00050,00030,00025,00015,00010,00015,00015,000-30,6891,171
6920 -----------6891,171
6921 150,00075,00050,00050,00030,00025,00015,00010,00015,00015,000-30,000-
694/7 10,00015,000-----------
695 10,00015,000-----------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 29-06-2026 2026-00211762 PDF
31-12-2024 micro format 28-07-2025 2025-00315405 PDF
31-12-2023 micro format 23-08-2024 2024-00361773 PDF
31-12-2022 micro format 19-06-2023 2023-00134982 PDF
31-12-2021 micro format 26-08-2022 2022-20321288 PDF
31-12-2020 micro format 30-08-2021 2021-61600272 PDF
31-12-2019 micro format 21-09-2020 2020-55900491 PDF
31-12-2018 micro format 23-08-2019 2019-51100145 PDF
31-12-2017 micro format 24-08-2018 2018-49900389 PDF
31-12-2016 micro format 29-06-2017 2017-24900094 PDF
31-12-2015 abbreviated format 21-06-2016 2016-20600316 PDF
31-12-2014 abbreviated format 22-06-2015 2015-20400063 PDF
31-12-2013 abbreviated format 31-07-2014 2014-38600436 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016201520142013
234,557128,766114,03480,16666,37359,49354,65250,76956,84053,2996,94484,03740,202
172,41996,52586,61968,66657,15359,15645,80443,51643,46246,4767,08958,78230,185
10,35198,9351,95029,900005,37537,6976,48716,35249,37625,13343,944
246,514-20,182-12,708-26,79172,02466,41240,762-19,12142,39044,971-41,81228,297-
439,919287,850305,523236,668199,676176,770121,82584,60863,30226,327-3,79738,490-1,359
93.0%91.5%89.3%88.6%70.7%77.8%80.7%76.6%62.6%56.9%57.4%65.1%47.3%
11.728.778.607.783.184.174.733.511.751.310.941.790.97
10.818.087.966.892.783.663.692.621.380.910.481.290.88
0.080.090.120.130.410.290.240.310.600.760.740.541.11
28.1%19.2%21.9%18.0%16.7%16.7%12.4%12.7%19.9%25.0%-7.1%53.0%65.8%
26.2%17.6%19.6%15.9%11.8%13.0%10.0%9.7%12.4%14.2%-4.1%34.5%31.1%
over 10068.63over 100over 10083.83--------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€10,351€50,154€1,950€29,900-
Financial fixed assets-€48,780---
€19,980€19,875€12,557€18,632€18,922

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on FD - Computers

The operating result for 2025 is 97% higher than in 2024 and the highest since 2013. It is the seventh rise in a row, after the fall in 2018.

Debt's share of the balance-sheet total falls from 8.5% to 7.0%. Equity and debt are higher.

Board & ownership

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€20,460
Source
2025 annual accounts

Articles of association

deed of 31-10-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Helft overdrager,helft koper(s) naar evenredigheid aantal, geen beroep op rechter”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 17:00

Office holders in the KBO →

Timeline

Timeline

27 events since 2013

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 32 days before the deadline
2025
Highest result from 2013 to 2025 net €152,440 ▲98.9% The operating result of €214,577 and the net result of €152,440 are both a record.
Equity above €500,000 equity €541,544 ▲35.7% After 10 profitable years in a row, equity reaches €541,544.
Annual accounts 2024 filed PDFmicro format · 3 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0508942073
2024
Annual accounts 2023 filed PDFmicro format · 23 days late
2023
Power of attorney: Joris Boedts1 point ▸
  • Power of attorney, Joris Boedts
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 42 days before the deadline
2022
Liquidity more than doubled current ratio 7.78 The current ratio rises from 3.18 to 7.78. Short-term debt falls from €91,631 to €34,883.
Annual accounts 2021 filed PDFmicro format · 26 days late
2021
Annual accounts 2020 filed PDFmicro format · 30 days late
2020
Equity above €200,000 equity €220,126 ▲20% After 5 profitable years in a row, equity reaches €220,126.
Annual accounts 2019 filed PDFmicro format · 52 days late
2019
Annual accounts 2018 filed PDFmicro format · 23 days late
New establishment in Ichtegem Engelstraat 26
2018
Liquidity doubles current ratio 3.51 The current ratio rises from 1.75 to 3.51. Short-term debt falls from €83,901 to €33,712.
Equity above €150,000 equity €160,616 ▲14.5% After 3 profitable years in a row, equity reaches €160,616.
Annual accounts 2017 filed PDFmicro format · 24 days late
2017
Annual accounts 2016 filed PDFmicro format · 32 days before the deadline
2016
Back to profit net €28,050 The net result is €28,050, after one loss-making year.
Equity above €100,000 equity €112,345 ▲33.3% Equity rises from €84,295 to €112,345.
Annual accounts 2015 filed PDFabbreviated format · 40 days before the deadline
2015
Weakest financial year net -€5,960 The net result drops to -€5,960, the lowest from 2013 to 2025. It recovers the following year.
Annual accounts 2014 filed PDFabbreviated format · 39 days before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · on the deadline day
2013
First establishment FD-COMPUTERS, Waterhoekstraat 28, Ichtegem
Incorporation PDFpublished on 17-01-2013

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 3 January 2013, FD - Computers was incorporated.1 Total assets went from €209,815 in 2018 to €582,574 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0508.942.073
VAT number
BE 0508.942.073
Peppol ID
0208:0508942073
Other Peppol ID
9925:BE0508942073
Legal form
Private limited company
Status
Active, normal situation
Founded
03-01-2013
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 17:00
deed of 31-10-2023 (in Dutch)
Peppol
Reachable since 04-04-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
FD - Computers in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 31-10-2023 (in Dutch)

Activities

NACEBEL 2025
47400 Retail sale of information and communication equipment main activity
Codes under NACEBEL 2008
47410 Retail trade main activity

Registered office and establishments

2 establishments
Establishment Since Unit number
FD-COMPUTERS registered office Waterhoekstraat 28, 8480 Ichtegem 07-01-2013 2.215.828.507
Engelstraat 26 8480 Ichtegem 01-01-2019 2.289.184.558

Buildings and parcels at the addresses

Ground area
1,215 m²
Buildings
322 m²
Volume, LiDAR
1,731 m³
Tallest building
10.0 m
Buildings to scale, each on its own parcel
176 m², 10.0 m 146 m², 9.5 m 176 m², 10.0 m 146 m², 9.5 m

Location

registered office establishment All 2 establishment units on the map

Parcels

Cadastral parcelArea Buildings Height / floors
35006B0846/00N000980 m² 1 · 146 m² 9.5 m · 2
35006B0543/00A002234 m² 1 · 176 m² 10.0 m · 2

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