FC21
ActiveThe computed 12-month bankruptcy probability of FC21 is 2.4% (moderate). The 2025 annual accounts show equity of €188k and a net result of €51k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 38% of 3657 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-14
Solvency43=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.79 in 2024; short-term debt: 52.7% and cash: 22.2% of total assets), and 81.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.4%
Return on assets
5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
57 d early
2023
21 d late
2022
141 d late
2021
31 d late
2020
60 d late
2019
137 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€51k▼ 60.0%
2024 · €127k
2018: €-3k
2019: €-5k
2020: €-2k
2021: €1k
2022: €1k
2023: €-2k
2024: €127k
2018 → 2025
Working capital
€-181k▼ 35.8%
2024 · €-133k
2018: €16k
2019: €12k
2020: €-2k
2021: €-1k
2022: €140
2023: €-2k
2024: €-133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€12k▲ 10.7%€10k▼ 16.6%€137k▲ 1,256%€188k▲ 37.1%
Operating result€1k-€1k▼ 13.7%€-2k€176k€73k▼ 58.4%
Net result€1k-€1k▲ 14.6%€-2k€127k€51k▼ 60.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€663k▲ 145%
Current assets
€358k▼ 29.1%
Equity and liabilities €1.02M
Equity
€188k▲ 37.1%
Debt
€832k▲ 30.6%
The debt ratio falls from 82.3% to 81.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€188k▼
2024 · €228k
Cash flow
€165k▼
2024 · €180k
Solvency
18.4%▲
2024 · 17.7%
Current ratio
0.66▼
2024 · 0.79
Quick ratio
0.64▼
2024 · 0.77
Debt / equity
4.42▼
2024 · 4.64
ROE
27.1%▼
2024 · 92.6%
ROA
5.0%▼
2024 · 16.4%
Interest coverage
9.92▼
2024 · 2628.86
Debt
€832k▲
2024 · €637k
Debt ≤ 1 year
€538k▼
2024 · €637k
Debt > 1 year
€294k
Income taxes
€4k▼
2024 · €48k
Staff costs
€488k▲
2024 · €433k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€775k€1.02M▲
Fixed assets21/28€270k€663k▲
Intangible fixed assets21€228k€159k▼
Tangible fixed assets22/27€30k€492k▲
Furniture and vehicles24€14k€13k▼
Other tangible fixed assets26€16k€479k▲
Financial fixed assets28€12k€12k=
Current assets29/58€504k€358k▼
Stocks and contracts in progress3€13k€15k▲
Stocks30/36€13k€15k▲
Amounts receivable within one year40/41€322k€116k▼
Trade receivables40€52k€101k▲
Other amounts receivable41€269k€14k▼
Cash at bank and in hand54/58€170k€227k▲
Equity and liabilities
Total equity and liabilities10/49€775k€1.02M▲
Equity10/15€137k€188k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€119k€170k▲
Amounts payable17/49€637k€832k▲
Amounts payable after more than one year17-€294k
Financial debts170/4-€294k
Amounts payable within one year42/48€637k€538k▼
Current portion of amounts payable after more than one year42-€43k
Trade debts44€93k€122k▲
Suppliers440/4€93k€122k▲
Taxes, remuneration and social security45€171k€109k▼
Taxes450/3€97k€63k▼
Remuneration and social security454/9€74k€47k▼
Other amounts payable47/48€374k€264k▼
Income statement
Code20242025
Remuneration, social security and pensions62€433k€488k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€114k▲
Other operating charges640/8€12k€2k▼
Gross operating margin9900€674k€678k▲
Operating profit (loss)9901€176k€73k▼
Financial income75/76B-€618
Recurring financial income75-€618
Financial charges65/66B€87€19k▲
Recurring financial charges65€87€19k▲
Profit (loss) for the period before taxes9903€176k€55k▼
Income taxes67/77€48k€4k▼
Profit (loss) for the period9904€127k€51k▼
Profit (loss) for the period to be appropriated9905€127k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€119k€170k▲
Profit (loss) brought forward from the previous period14P€-8k€119k▲
Social balance
Average headcount (FTE)908714.513.8▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Equity above €150kEq €188k ▲37.1%
2 profitable years in a row build equity to €188k.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €127k
Net result €127k after one loss-making year.
31-12
Financial
Equity above €100kEq €137k ▲1256%
Equity rises from €10k to €137k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 21 days late
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 141 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 137 days late
2019
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
02-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 124 days late
12-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 742 days late
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 212 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterloosesteenweg 13481180 UkkelGround area
380 m²
Building footprint
237 m²
Volume, LiDAR
3,058 m³
2 parcels, Brussels · tallest building 18.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Volle Gas
since 20132.311.077.557
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0010/00F038 | Brussels | 212 m² | 1 · 73 m² | 17.1 m · 5 fl. |
| 21009A0962/00Y022 | Brussels | 168 m² | 1 · 163 m² | 18.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.311.077.557
Similar companies · same sector, comparable size
BC RUE NEUVE BRUSSEL
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BE 0630.961.739
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CHEN ZULIANG
BE 0550.683.450
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RESTAURANT MICHEL
BE 0861.088.992
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LICENO
BE 0633.978.637
Deinze · Eq €189k
Of 20,494 companies in sector 56111 we hold annual accounts for 11,454. 8,668 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2013
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.