FC Services
ActiveSummary
FC Services has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.5m and a net result of €1.5m. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 3241 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €800,000 at 30 days acceptable
Liquidity ample (current ratio 17.08 against 11.48 in 2024; short-term debt: 5.9% and cash: 4% of total assets), and 5.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.1%
Return on assets
15.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
2 d late
2024
4 d late
2023
2 d early
2022
13 d late
2021
on the day
2020
2 d early
2019
52 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1.5m▲ 13.0%
2024 · €1.4m
Working capital
€9.5m▲ 12.9%
2024 · €8.4m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1.3m▼ 10.2%€2.1m▲ 59.4%€1.9m▼ 10.6%€1.8m▼ 6.2%€1.8m=
Net result€1.0mabove the sector's middle half▲ 0.9%€1.6mabove the sector's middle half▲ 54.9%€1.3mabove the sector's middle half▼ 15.6%€1.4mabove the sector's middle half▲ 3.4%€1.5mabove the sector's middle half▲ 13.0%
Equity€5.8mabove the sector's middle half▲ 20.9%€6.5mabove the sector's middle half▲ 11.8%€6.6mabove the sector's middle half▲ 1.4%€8.0mabove the sector's middle half▲ 20.6%€9.5mabove the sector's middle half▲ 19.3%
Total assets€8.2mabove the sector's middle half▲ 51.6%€8.6mabove the sector's middle half▲ 4.5%€8.7mabove the sector's middle half▲ 1.7%€9.2mabove the sector's middle half▲ 5.5%€10.1mwithin the sector's middle half▲ 9.5%
Debt€2.4m▲ 296%€2.1m▼ 13.1%€2.1m▲ 2.7%€1.3m▼ 41.3%€592,364▼ 52.8%
Working capital€7.4mabove the sector's middle half▲ 52.8%€7.7mabove the sector's middle half▲ 5.3%€7.4mabove the sector's middle half▼ 4.5%€8.4mabove the sector's middle half▲ 13.6%€9.5mabove the sector's middle half▲ 12.9%
Solvency70.8%within the sector's middle half▼ 18.0pp75.8%above the sector's middle half▲ 4.9pp75.5%within the sector's middle half▼ 0.2pp86.4%above the sector's middle half▲ 10.9pp94.1%above the sector's middle half▲ 7.8pp
Current ratio9.61above the sector's middle half▲ 0.5710.23above the sector's middle half▲ 0.626.56above the sector's middle half▼ 3.6711.48above the sector's middle half▲ 4.9217.08above the sector's middle half▲ 5.60
Return on assets (ROA)12.3%above the sector's middle half▼ 6.2pp18.2%above the sector's middle half▲ 5.9pp15.1%above the sector's middle half▼ 3.1pp14.8%above the sector's middle half▼ 0.3pp15.2%above the sector's middle half▲ 0.5pp
Staff (FTE)0.7below the sector's middle half▼ 30.0%
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.1m
Fixed assets
€3,066 ▼ 24.3%
Current assets
€10.1m ▲ 9.5%
Equity and liabilities €10.1m
Equity
€9.5m ▲ 19.3%
Debt
€592,364 ▼ 52.8%
Debt's share of the balance-sheet total falls from 13.6% to 5.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.8m=
2024 · €1.8m
Cash flow
€1.5m▲
2024 · €1.4m
Debt to equity
0.06▼
2024 · 0.16
ROE
16.2%▼
2024 · 17.1%
Interest coverage
14.72▼
2024 · 22.21
Debt ≤ 1 year
€590,745▼
2024 · €802,502
Debt > 1 year
€0▼
2024 · €378,704
Income taxes
€590,667▲
2024 · €559,948
Staff costs
€747
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,577 companies that looked in July 2024 the way this one looks now, 0.1% went bankrupt within 24 months and 97% are still going.
- Medium-sized
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.1%
went bankrupt
3.1%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,577 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €747 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €95 | €540 | €983 | ▲ 82.1% |
| Other operating charges640/8 | - | €4,298 | €1,132 | €8,867 | €9,956 | ▲ 12.3% |
| Gross operating margin9900 | €1.4m | €2.1m | €1.9m | €1.8m | €1.8m | ▲ 0.1% |
| Operating profit (loss)9901 | €1.3m | €2.1m | €1.9m | €1.8m | €1.8m | = |
| Financial income75/76B | - | €146,368 | €121,306 | €205,188 | €454,664 | ▲ 122% |
| Recurring financial income75 | €186,256 | €146,368 | €121,306 | €205,188 | €454,664 | ▲ 122% |
| Financial charges65/66B | - | €63,565 | €87,586 | €80,959 | €122,114 | ▲ 50.8% |
| Recurring financial charges65 | €46,504 | €63,565 | €87,586 | €80,959 | €122,114 | ▲ 50.8% |
| Profit (loss) for the period before taxes9903 | €1.5m | €2.2m | €2.0m | €1.9m | €2.1m | ▲ 10.8% |
| Income taxes67/77 | €478,299 | €667,097 | €633,848 | €559,948 | €590,667 | ▲ 5.5% |
| Profit (loss) for the period9904 | €1.0m | €1.6m | €1.3m | €1.4m | €1.5m | ▲ 13.0% |
| Transfer from tax-exempt reserves789 | - | - | €194,529 | €108,071 | €105,250 | ▼ 2.6% |
| Transfer to tax-exempt reserves689 | - | €303,120 | €21,050 | €526,250 | €589,400 | ▲ 12.0% |
| Profit (loss) for the period to be appropriated9905 | €1.0m | €1.3m | €1.5m | €943,689 | €1.1m | ▲ 11.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.2m | €8.6m | €8.7m | €9.2m | €10.1m | ▲ 9.5% |
| Fixed assets21/28 | €1,735 | €1,735 | €3,119 | €4,049 | €3,066 | ▼ 24.3% |
| Tangible fixed assets22/27 | - | - | €1,384 | €2,313 | €1,331 | ▼ 42.5% |
| Plant, machinery and equipment23 | - | - | €1,384 | €2,313 | €1,331 | ▼ 42.5% |
| Financial fixed assets28 | €1,735 | €1,735 | €1,735 | €1,735 | €1,735 | = |
| Current assets29/58 | €8.2m | €8.6m | €8.7m | €9.2m | €10.1m | ▲ 9.5% |
| Amounts receivable after more than one year29 | - | €3.0m | €3.1m | €3.2m | €3.3m | ▲ 2.5% |
| Other amounts receivable291 | - | €3.0m | €3.1m | €3.2m | €3.3m | ▲ 2.5% |
| Amounts receivable within one year40/41 | €120,544 | €133,759 | €90,288 | €566,176 | €828,333 | ▲ 46.3% |
| Other amounts receivable41 | - | €133,759 | €90,288 | €566,176 | €828,333 | ▲ 46.3% |
| Current investments50/53 | €1.8m | €3.1m | €4.8m | €5.2m | €5.5m | ▲ 7.0% |
| Cash at bank and in hand54/58 | €1.2m | €2.4m | €755,885 | €261,125 | €407,822 | ▲ 56.2% |
| Deferred charges and accrued income490/1 | - | €41,782 | €21,966 | €26,828 | €53,453 | ▲ 99.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.2m | €8.6m | €8.7m | €9.2m | €10.1m | ▲ 9.5% |
| Equity10/15 | €5.8m | €6.5m | €6.6m | €8.0m | €9.5m | ▲ 19.3% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €5.8m | €6.5m | €6.6m | €7.9m | €9.5m | ▲ 19.4% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | - | €605,720 | €432,241 | €850,420 | €1.3m | ▲ 56.9% |
| Distributable reserves133 | - | €5.9m | €6.2m | €7.1m | €8.2m | ▲ 14.9% |
| Amounts payable17/49 | €2.4m | €2.1m | €2.1m | €1.3m | €592,364 | ▼ 52.8% |
| Amounts payable after more than one year17 | €1.5m | €1.1m | €753,209 | €378,704 | €0 | ▼ 100% |
| Financial debts170/4 | - | €1.1m | €753,209 | €378,704 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €854,756 | €839,499 | €1.3m | €802,502 | €590,745 | ▼ 26.4% |
| Current portion of amounts payable after more than one year42 | - | €366,248 | €370,354 | €374,506 | €378,704 | ▲ 1.1% |
| Financial debts43 | - | €274,045 | €126,199 | €127,438 | €63,609 | ▼ 50.1% |
| Credit institutions430/8 | - | €274,045 | €126,199 | €127,438 | €63,609 | ▼ 50.1% |
| Trade debts44 | €4,373 | - | €6,842 | €6,963 | €8,432 | ▲ 21.1% |
| Suppliers440/4 | - | - | €6,842 | €6,963 | €8,432 | ▲ 21.1% |
| Taxes, remuneration and social security45 | - | €127,206 | €150,568 | €168,595 | €0 | ▼ 100% |
| Taxes450/3 | - | €126,706 | €150,068 | €168,595 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €500 | €500 | - | - | - |
| Other amounts payable47/48 | - | €72,000 | €678,060 | €125,000 | €140,000 | ▲ 12.0% |
| Accrued charges and deferred income492/3 | - | €119,738 | €54,720 | €74,212 | €1,619 | ▼ 97.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.0m | €1.6m | €1.3m | €1.4m | €1.5m | ▲ 13.0% |
| + Depreciation and write-downs630 | - | - | €95 | €540 | €983 | ▲ 82.1% |
| Operating cash flow (approximation) | €1.0m | €1.6m | €1.3m | €1.4m | €1.5m | ▲ 13.0% |
| Investment in fixed assets (approximation) | - | €0 | -€1,479 | -€1,469 | €0 | ▲ 100% |
| Change in cash | - | €1.1m | -€1.6m | -€494,760 | €146,697 | ▲ 130% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
State Gazette act
Purpose · Statutes amendment · Resignations & appointmentsName change · Declaration · Power of attorney7 facts ▸
State Gazette act
Purpose · Statutes amendment · Resignations & appointments
Name change · Declaration · Power of attorney7 facts ▸
- General meeting, 01-09-2026
- Name change, FC Services
- Other statement, décharge au président de la lecture du rapport de l'organisme administratif, article 5:101 du Code des sociétés et des associations
- Declaration, l'associé unique reconnaît avoir reçu et pris connaissance d'une copie du rapport et déclare n'avoir aucune observation à formuler à son sujet
- Statutes amendment
- Power of attorney
- Power of attorney
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 2 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 4 days late
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
13-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 13 days late
2022
30-06
Financial
Highest result since 2019net €1.6m ▲54.9%
Operating result €2.1m, net result €1.6m, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Equity above €5mEq €5.8m ▲20.9%
3 profitable years in a row build equity to €5.8m.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 52 days late
2019
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 1 act read
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2001
Ground area
592 m²
Building footprint
495 m²
Volume, LiDAR
11,345 m³
2 parcels, Brussels · tallest building 34.2 m, ±10 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Ter Kamerenlaan 43, 1050 Elsene
since 20012.230.955.161
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0312/00E000 | Brussels | 328 m² | 1 · 160 m² | 23.7 m · 6 fl. |
| 21444B0116/00R004 | Brussels | 264 m² | 1 · 336 m² | 34.2 m · 10 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Who signs
Each director alone
Daily management
The board decides whether the delegates act alone or jointly
Annual meeting
15 November at 14:00
Purpose
La prestation de services de conseil en matières commerciale, financière, économique, sociale, organisationnelle, technique et administrative, à l'exclusion de la fourniture de…
Full purpose (10 activities)
- La prestation de services de conseil en matières commerciale, financière, économique, sociale, organisationnelle, technique et administrative, à l'exclusion de la fourniture de conseils en matière d'actifs et/ou d'investissement à des tiers
- Exercer des fonctions d'administrateur, des fonctions de direction ou d'autres mandats tels que celui de liquidateur dans des sociétés, des associations ou d'autres entités juridiques
- Accepter des missions de gestion
- L'acquisition, par souscription, achat ou tout autre moyen, ainsi que la gestion et l'investissement d'actions, d'obligations ou de tout autre titre mobilier, sous quelque forme que ce soit, y compris la vente et l'arbitrage de ces titres, de sociétés belges ou étrangères, existantes ou à constituer
- L'investissement dans, la constitution, le développement judicieux et la gestion d'actifs mobiliers de toute nature, corporels ou incorporels ; toutes les opérations portant sur des biens meubles et des droits de toute nature, en tout lieu et sous quelque forme que ce soit, à l'exclusion toutefois des actes réservés aux sociétés de gestion d'actifs et de conseil en investissement. Ce faisant, la société peut réaliser des investissements risqués ou spéculatifs, conformément à un profil de risque très dynamique
- Contribuer à la création et au développement d'entités juridiques, d'associations à but non lucratif, entreprises, notamment en favorisant la création de sociétés par le biais d'apports, de participations ou d'investissements
- Investir dans, la composition et la gestion d'actifs immobiliers
- De quelque nature et sous quelque forme que ce soit, l'achat et la vente de tous biens immobiliers, tant extérieurs que bâtis, y compris les bâtiments de toute nature, l'intermédiation dans ces opérations, la construction, l'aménagement et la réparation, pour compte propre ou pour le compte de tiers, de tous bâtiments ou ouvrages ; le lotissement, l'équipement et la valorisation de tous biens immobiliers, pour compte propre ou pour le compte de tiers, la réalisation de toutes études, la conception de tous projets, y compris pour le compte de tiers, et la fourniture de conseils relatifs aux activités susmentionnées. La propriété et l'exploitation de tous biens immobiliers, tant extérieurs que bâtis, la location, le bail, la sous-location, la concession ou la prise en location à long terme, la gestion, pour compte propre ou pour le compte de tiers, de tous biens immobiliers ; la location de tous biens immobiliers
- Octroyer des prêts et des facilités de crédit aux entreprises et aux particuliers, sous quelque forme que ce soit ; dans ce contexte, elle peut également agir en tant que garant ou fournir sa garantie, au sens le plus large, effectuer toutes les opérations commerciales et financières à l'exception de celles légalement réservées aux banques de dépôt, aux détenteurs de dépôts à court terme, aux caisses d'épargne et aux banques, aux sociétés de crédit hypothécaire et aux sociétés de capitalisation
- Agir en tant qu'intermédiaire dans les négociations relatives à l'acquisition totale ou partielle d'actions. Au sens le plus large du terme : participer à des opérations d'émission d'actions et de titres à revenu fixe par souscription, garantie, placement, négociation ou autre, ainsi qu'effectuer toute opération relative à la gestion de portefeuille ou de capital
Name clause
FC Services
Custody of records
Dossier du notaire, conservation du rapport du Conseil d'administration
Registered office clause
Région de Bruxelles-Capitale
Board rule
A défaut d’indication de durée, le mandat sera censé être conféré pour une durée illimitée, nommés avec ou sans limitation de durée
Meeting access
Article 17. Admission à l’assemblée générale
Voting rule
Tout actionnaire peut donner à toute autre personne, actionnaire ou non, par tout moyen de transmission, une procuration écrite pour le représenter à l'assemblé…
Profit allocation
Article 26. Répartition – réserves
Liquidation distribution
Après apurement de toutes les dettes, charges et frais de liquidation ou après consignation des sommes nécessaires à cet effet et, en cas d'existence d’actions…
Recognitions · licences · registrations
Legal Entity Identifier
96760016KC606TFGUR04
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Identification & contact
Identification
Legal formPrivate limited company
Founded28-11-2001
Fiscal year end30-06
Legal name FR
FIONA CARLIN EUROPEAN LAW SERVICES
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
fiona.carlin@babernet.comElsene
Phone
02 639 36 13Elsene
E-invoicing
Reachable via Peppol
Peppol ID
0208:0476180522
Also
9925:BE0476180522
Registered
12-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.