FBR SERVICES
ActiveFBR SERVICES has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €51k. Equity is growing by ~57.1% per year across the filed fiscal years. Its solvency ranks better than 34% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+2
Solvency61▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.33 against 0.3 in 2024; short-term debt: 63.9% and cash: 0% of total assets), and 63.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.1%
Return on assets
6.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
2 d early
2022
on the day
2021
16 d early
2020
25 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€285k▲ 21.8%
2024 · €234k
2018: €-6k
2019: €-6k
2020: €-207
2021: €60k
2022: €122k
2023: €179k
2024: €234k
2018 → 2025
Total assets
€789k▼ 0.1%
2024 · €790k
2018: €87k
2019: €96k
2020: €102k
2021: €153k
2022: €941k
2023: €665k
2024: €790k
2018 → 2025
Net result
€51k▼ 8.0%
2024 · €55k
2018: €-561
2019: €245
2020: €5k
2021: €8k
2022: €62k
2023: €57k
2024: €55k
2018 → 2025
Working capital
€-339k▲ 12.9%
2024 · €-389k
2018: €-52k
2019: €-64k
2020: €-65k
2021: €-51k
2022: €-791k
2023: €-452k
2024: €-389k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€122k▲ 102%€179k▲ 46.4%€234k▲ 31.1%€285k▲ 21.8%
Operating result€18k-€115k▲ 552%€89k▼ 22.2%€116k▲ 30.3%€101k▼ 13.5%
Net result€8k-€62k▲ 647%€57k▼ 8.1%€55k▼ 2.0%€51k▼ 8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €789k
Fixed assets
€624k▼ 0.1%
Current assets
€165k▼ 0.4%
Equity and liabilities €789k
Equity
€285k▲ 21.8%
Debt
€504k▼ 9.4%
The debt ratio falls from 70.4% to 63.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€101k▼
2024 · €117k
Cash flow
€51k▼
2024 · €56k
Solvency
36.1%▲
2024 · 29.6%
Current ratio
0.33▲
2024 · 0.30
Quick ratio
0.33▲
2024 · 0.30
Debt / equity
1.77▼
2024 · 2.38
ROE
17.9%▼
2024 · 23.7%
ROA
6.5%▼
2024 · 7.0%
Interest coverage
3.79▲
2024 · 3.46
Debt
€504k▼
2024 · €556k
Debt ≤ 1 year
€504k▼
2024 · €555k
Income taxes
€33k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€790k€789k▼
Fixed assets21/28€625k€624k▼
Tangible fixed assets22/27€445€0▼
Furniture and vehicles24€445€0▼
Financial fixed assets28€624k€624k=
Current assets29/58€166k€165k▼
Amounts receivable within one year40/41€157k€165k▲
Trade receivables40€5k€0▼
Other amounts receivable41€152k€165k▲
Cash at bank and in hand54/58€6k€110▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€790k€789k▼
Equity10/15€234k€285k▲
Contributions10/11€59k€59k=
Reserves13€176k€227k▲
Distributable reserves133€176k€227k▲
Amounts payable17/49€556k€504k▼
Amounts payable within one year42/48€555k€504k▼
Financial debts43€478k€491k▲
Credit institutions430/8€478k€491k▲
Other loans439€0-
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Advances received on contracts in progress46€5k€0▼
Taxes, remuneration and social security45€20k€11k▼
Taxes450/3€20k€11k▼
Other amounts payable47/48€50k€0▼
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€522€445▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€121k€104k▼
Operating profit (loss)9901€116k€101k▼
Financial income75/76B€5k€10k▲
Recurring financial income75€5k€10k▲
Non-recurring financial income76B€0-
Financial charges65/66B€34k€27k▼
Recurring financial charges65€34k€27k▼
Profit (loss) for the period before taxes9903€87k€84k▼
Income taxes67/77€32k€33k▲
Profit (loss) for the period9904€55k€51k▼
Profit (loss) for the period to be appropriated9905€55k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€51k▼
Transfer to equity691/2€55k€51k▼
To other reserves6921€55k€51k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €234k ▲31.1%
6 profitable years in a row build equity to €234k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €179k ▲46.4%
5 profitable years in a row build equity to €179k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €62k ▲647%
Net result €62k, the highest in the series.
31-12
Financial
Equity above €100kEq €122k ▲102%
4 profitable years in a row build equity to €122k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €245
Net result €245 after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kluisdreef 112970 SchildeGround area
3,470 m²
Building footprint
338 m²
Volume, LiDAR
2,286 m³
Parcel 11039D0051/00Z002, Flanders · tallest building 15.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FBR Services
since 20142.231.305.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039D0051/00Z002 | Flanders | 3,470 m² | 1 · 338 m² | 15.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 38,403 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.