FBO CONSULTING
ActiveFBO CONSULTING has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €7k. Equity is growing by ~45.7% per year across the filed fiscal years. Its solvency ranks better than 88% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-77
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 11.67 against 6.04 in 2024), and 9.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
4.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
55 d early
2023
22 d early
2022
25 d early
2021
31 d early
2020
5 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▲ 4.9%
2024 · €134k
2018: €68
2019: €-8k
2020: €27k
2021: €42k
2022: €64k
2023: €101k
2024: €134k
2018 → 2025
Total assets
€156k▼ 7.6%
2024 · €169k
2018: €17k
2019: €30k
2020: €56k
2021: €73k
2022: €117k
2023: €149k
2024: €169k
2018 → 2025
Net result
€7k▼ 79.9%
2024 · €33k
2018: €-14k
2019: €-9k
2020: €36k
2021: €15k
2022: €21k
2023: €37k
2024: €33k
2018 → 2025
Working capital
€128k▲ 6.7%
2024 · €120k
2018: €-4k
2019: €-8k
2020: €27k
2021: €41k
2022: €45k
2023: €84k
2024: €120k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€64k▲ 50.4%€101k▲ 58.6%€134k▲ 32.1%€140k▲ 4.9%
Operating result€22k-€31k▲ 40.1%€53k▲ 71.8%€46k▼ 14.4%€9k▼ 80.0%
Net result€15k-€21k▲ 41.2%€37k▲ 74.8%€33k▼ 13.1%€7k▼ 79.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 80% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€15k▼ 37.1%
Current assets
€140k▼ 2.6%
Equity and liabilities €156k
Equity
€140k▲ 4.9%
Debt
€15k▼ 56.1%
The debt ratio falls from 20.5% to 9.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€18k▼
2024 · €55k
Cash flow
€16k▼
2024 · €42k
Solvency
90.2%▲
2024 · 79.5%
Current ratio
11.67▲
2024 · 6.04
Quick ratio
11.67▲
2024 · 6.04
Debt / equity
0.11▼
2024 · 0.26
ROE
4.7%▼
2024 · 24.3%
ROA
4.2%▼
2024 · 19.3%
Interest coverage
59.44▼
2024 · 118.87
Debt
€15k▼
2024 · €35k
Debt ≤ 1 year
€12k▼
2024 · €24k
Debt > 1 year
€3k▼
2024 · €11k
Income taxes
€4k▼
2024 · €13k
Staff costs
€0▼
2024 · €62
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€169k€156k▼
Fixed assets21/28€25k€15k▼
Tangible fixed assets22/27€25k€15k▼
Furniture and vehicles24€21k€12k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€25€25=
Current assets29/58€144k€140k▼
Amounts receivable after more than one year29-€21k
Other amounts receivable291-€21k
Amounts receivable within one year40/41€49k€3k▼
Trade receivables40€49k€0▼
Other amounts receivable41€22€3k▲
Current investments50/53€50k€0▼
Cash at bank and in hand54/58€44k€115k▲
Deferred charges and accrued income490/1€752€1k▲
Equity and liabilities
Total equity and liabilities10/49€169k€156k▼
Equity10/15€134k€140k▲
Contributions10/11€12k€12k=
Reserves13€122k€128k▲
Distributable reserves133€122k€128k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€35k€15k▼
Amounts payable after more than one year17€11k€3k▼
Financial debts170/4€11k€3k▼
Amounts payable within one year42/48€24k€12k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€874€2k▲
Suppliers440/4€874€2k▲
Taxes, remuneration and social security45€15k€3k▼
Taxes450/3€15k€3k▼
Other amounts payable47/48€0€300▲
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Remuneration, social security and pensions62€62€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€541€660▲
Non-recurring operating charges66A€4k€0▼
Gross operating margin9900€59k€19k▼
Operating profit (loss)9901€46k€9k▼
Financial income75/76B€635€1k▲
Recurring financial income75€635€1k▲
Financial charges65/66B€463€308▼
Recurring financial charges65€463€308▼
Profit (loss) for the period before taxes9903€46k€10k▼
Income taxes67/77€13k€4k▼
Profit (loss) for the period9904€33k€7k▼
Profit (loss) for the period to be appropriated9905€33k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€7k▼
Profit (loss) brought forward from the previous period14P€0€0=
Transfer to equity691/2€33k€7k▼
To other reserves6921€33k€7k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €37k ▲74.8%
Operating result €53k, net result €37k, both a record.
31-12
Financial
Equity above €100kEq €101k ▲58.6%
4 profitable years in a row build equity to €101k.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €36k
Net result €36k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.95
Current ratio from 0.78 to 1.95; short-term debt falls from €39k to €29k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Acacialaan 211600 Sint-Pieters-LeeuwGround area
443 m²
Building footprint
153 m²
Volume, LiDAR
1,310 m³
2 parcels, Brussels, Flanders · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FBO CONSULTING
since 20132.219.994.755
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0633/00H005 | Flanders | 314 m² | 1 · 87 m² | 12.2 m · 3 fl. |
| 21304B0041/00H002 | Brussels | 129 m² | 1 · 67 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 40,732 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.