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FBO CONSULTING

Active
Private limited companyfounded 199432 yrs activeOudstrijdersstraat 3, 9890 Gavere, BelgiumKBO/BCE: BE 0452.964.363
Summary

FBO CONSULTING has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €288,523 and a net result of -€26,904. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 81% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
1 site
Size
€345,072total assets 2025
Equity
€288,523
Loss
-€26,904
Turnover not published (abridged schema)
Financial health
83 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts 52 d early0 of 3 deeds read
Why 83- 1 change of registered office in 24 months- Loss of €26,904, the second in a row (FY 2025)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Equity €288,523 (83.6% of total assets)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 100=
equity 83.6% of total assets
Liquidity 60-12
short-term debt 8.3% · cash 8.3%
Profitability 9+3
return on assets -7.8%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,599 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%▲ +6.5% vs 03-2025 05-2025: < 0.1%▼ -3.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +21.9% vs 06-2025 08-2025: < 0.1%▲ +28.2% vs 07-2025 09-2025: 0.1%▲ +16.0% vs 08-2025 10-2025: 0.1%▲ +46.6% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.3%▲ +213% vs 11-2025 01-2026: 0.3%● 0.0% vs 12-2025 02-2026: 0.3%● 0.0% vs 01-2026 03-2026: 0.3%● 0.0% vs 02-2026 04-2026: 0.3%▲ +10.2% vs 03-2026 05-2026: 0.3%▼ -9.2% vs 04-2026 06-2026: 0.3%▲ +0.4% vs 05-2026 07-2026: 0.4%▲ +52.4% vs 06-2026highest value 08-2026: 0.4%● 0.0% vs 07-2026highest value 09-2026: 0.4%▼ -5.7% vs 08-2026 10-2026: 0.4%● 0.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Loss of €26,904, the second in a row (FY 2025) raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Equity €288,523 (83.6% of total assets) lowers the probability
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 3.11 against 2.22 in 2024; short-term debt: 8.3% and cash: 8.3% of total assets), and 16.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 52%, profitability 10%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Loss of €26,904, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €288,523 (83.6% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€26,904
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 d early
2024
29 d late
2023
40 d early
2022
9 d early
2021
28 d early
2020
35 d early
2019
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (3 of the last 3 filed years within 68 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€42,494

Key points

  • Caution: Among the weakest 6% on net resultsector median €27,007 · 36,996 companies -€26,904 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€26,904 View
  • Active since 1994founded 16-06-1994 32 years View

By topic

Financials

Fiscal year
2025
Total assets
€345,072
Loss
-€26,904
Solvency
83.6%
Total assets▼ 16.1%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 09-06-2026Annual accounts filed
  2. 29-08-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
16-06-1994
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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