Losses
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Green is investment, beige is depreciation.
Lower net result than 86% of companies in head offices and management consultancy. Sector median €26,448 · 41,229 companies.
In July 2024, 3,445 companies had the same profile as FBM has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,445 companies, not a prediction for FBM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| FBM Antwerp | €129,079 | -€766 | 38.6% | - |
| JUNCTA Duffel | €135,042 | -€16,637 | 99.5% | - |
| SCBEL Kontich | €120,320 | -€13,477 | 34.2% | - |
| Bluegray Zoersel | €142,298 | -€18,415 | -10.8% | 0 |
| Healthy Crafts Benelux Turnhout | €142,050 | -€2,335 | 93.0% | - |
| MDB Projects Kontich | €148,496 | -€2,322 | 88.1% | - |
| DBU Antwerp | €146,680 | -€5,192 | 27.9% | - |
These companies have the same main activity as FBM: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €120,000 and €148,000, founded between 2020 and 2021.
FBM files the micro format. That format states no turnover. The gross margin fell from €34,641 in 2021 to -€766 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Higher than 36% of 41,211 companies in 2025.
Higher than 42% of 39,782 companies in 2025.
Higher than 12% of 40,303 companies in 2025.
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
129,079 | 129,805 | 99,156 | 70,788 | 44,340 | |
21/28 |
34,689 | 28,597 | 575 | 2,413 | 4,503 | |
22/27 |
34,689 | 28,597 | 575 | 2,413 | 4,503 | |
22 |
25,869 | 27,784 | - | - | - | |
24 |
8,820 | 813 | 575 | 2,413 | 4,503 | |
29/58 |
94,390 | 101,209 | 98,580 | 68,376 | 39,837 | |
40/41 |
90,962 | 99,224 | 76,179 | 63,558 | 34,817 | |
40 |
13,159 | 12,332 | 4,646 | 38,285 | 23,600 | |
41 |
77,803 | 86,892 | 71,532 | 25,273 | 11,217 | |
54/58 |
- | - | 20,316 | 3,104 | 3,233 | |
490/1 |
3,428 | 1,984 | 2,086 | 1,714 | 1,787 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
129,079 | 129,805 | 99,156 | 70,788 | 44,340 | |
10/15 |
49,843 | 56,233 | 64,249 | 47,665 | 25,814 | |
10/11 |
2,500 | 2,500 | 2,500 | 2,500 | 2,500 | |
13 |
47,343 | 53,733 | 61,749 | 45,165 | 23,314 | |
133 |
47,343 | 53,733 | 61,749 | 45,165 | 23,314 | |
17/49 |
79,236 | 73,572 | 34,907 | 23,124 | 18,525 | |
17 |
21,790 | 22,410 | - | - | - | |
170/4 |
21,790 | 22,410 | - | - | - | |
42/48 |
57,145 | 50,874 | 34,619 | 23,124 | 18,525 | |
42 |
7,838 | 1,134 | - | - | - | |
43 |
14,791 | 14,170 | - | - | - | |
430/8 |
14,791 | 14,170 | - | - | - | |
44 |
14,957 | 8,541 | 6,617 | 4,114 | 5,144 | |
440/4 |
14,957 | 8,541 | 6,617 | 4,114 | 5,144 | |
45 |
19,559 | 27,029 | 28,002 | 19,010 | 13,382 | |
450/3 |
16,919 | 24,428 | 28,002 | 16,799 | 11,228 | |
454/9 |
2,640 | 2,601 | - | 2,211 | 2,153 | |
492/3 |
300 | 288 | 288 | - | - | |
| Income statement | ||||||
9900 |
-766 | -5,928 | 26,712 | 33,920 | 34,641 | |
630 |
2,848 | 1,886 | 1,837 | 2,090 | 1,768 | |
640/8 |
2,402 | 2,074 | 2,000 | 1,294 | 624 | |
9901 |
-6,016 | -9,889 | 22,875 | 30,536 | 32,249 | |
75/76B |
4,669 | 5,404 | 2,504 | 1,572 | 265 | |
75 |
4,669 | 5,404 | 2,504 | 1,572 | 265 | |
65/66B |
3,986 | 2,816 | 1,077 | 1,968 | 1,589 | |
65 |
3,986 | 2,816 | 1,077 | 1,968 | 1,589 | |
9903 |
-5,333 | -7,300 | 24,303 | 30,140 | 30,926 | |
67/77 |
1,056 | 715 | 7,719 | 8,289 | 7,611 | |
9904 |
-6,390 | -8,016 | 16,584 | 21,850 | 23,314 | |
9905 |
-6,390 | -8,016 | 16,584 | 21,850 | 23,314 | |
| Appropriation of the result | ||||||
9906 |
-6,390 | -8,016 | 16,584 | 21,850 | 23,314 | |
791/2 |
6,390 | 8,016 | - | - | - | |
691/2 |
- | - | 16,584 | 21,850 | 23,314 | |
6921 |
- | - | 16,584 | 21,850 | 23,314 | |
| Document | ||||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 30-03-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 30-03-2026 | 2026-00066870 | |
| 30-09-2024 | micro format | 10-03-2025 | 2025-00045912 | |
| 30-09-2023 | micro format | 28-04-2024 | 2024-00076848 | |
| 30-09-2022 | micro format | 30-04-2023 | 2023-00078534 | |
| 30-09-2021 | micro format | 29-04-2022 | 2022-20016437 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| -3,168 | -8,003 | 24,713 | 32,626 | 34,017 | ||
| -3,542 | -6,129 | 18,421 | 23,941 | 25,083 | ||
| 8,940 | 29,908 | 0 | 0 | 6,271 | ||
| - | - | 17,211 | -129 | - | ||
| 37,245 | 50,335 | 63,962 | 45,252 | 21,311 | ||
| 38.6% | 43.3% | 64.8% | 67.3% | 58.2% | ||
| 1.65 | 1.99 | 2.85 | 2.96 | 2.15 | ||
| 1.59 | 1.31 | 0.54 | 0.49 | 0.72 | ||
| -12.8% | -14.3% | 25.8% | 45.8% | 90.3% | ||
| -5.0% | -6.2% | 16.7% | 30.9% | 52.6% | ||
| -0.79 | -2.84 | 22.95 | 16.58 | 21.41 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €8,940 | €29,908 | - | - | €6,271 |
| €2,848 | €1,886 | €1,837 | €2,090 | €1,768 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €6,016, smaller than the loss of €9,889 in 2024.
Debt's share of the balance-sheet total rises from 56.7% to 61.4%. Equity is lower and debt is higher.
FBM has no parent and no holdings in its annual accounts. is the only director.
| J.L.M. INVESTMENTS
registered office since 13-07-2004 · founded in 2004 |
total assets €525,304 (2025) 0866.446.659 |
| Sabrina Nys
registered office since 03-01-2022 · founded in 2022 |
total assets €110,782 (2025) 0779.613.942 |
| FAIRMOUNT SAFEGUARD CORPORATION
registered office since 16-06-2020 · founded in 2020 |
total assets €29,561 (2025) 0748.635.409 |
| VDS Technologies
registered office since 09-11-2026 |
founded in 2026 1045.047.316 |
| DENTAL CALDAS
registered office since 19-12-2025 |
founded in 2025 1031.952.811 |
| ODOUS DENTAL
registered office since 04-07-2024 |
founded in 2024 1011.177.884 |
| Human In Sync
registered office since 15-02-2024 |
founded in 2024 1006.036.785 |
| ItTakes4 vzw
registered office since 16-08-2011 |
founded in 2011 0838.547.380 |
| Groepering der Industriediamantfirma's in België
registered office since 01-01-1958 |
founded in 1958 0408.742.855 |
The connected companies are in the list below.
Deadline for the 2026 accounts: 30-04-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Lange Herentalsestraat 42 registered office 2018 Antwerp | 16-06-2020 | 2.303.861.945 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11808H1174/00P004 | 901 m² | 1 · 422 m² | 11.2 m |
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