FBKNF
ActiveThe computed 12-month bankruptcy probability of FBKNF is 7.8% (elevated). The 2024 annual accounts show negative equity (€-61k) and a net result of €-20k. Equity is shrinking by ~43% per year across the filed fiscal years. Its solvency ranks better than 5% of 26043 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
18
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0=
Growth72=
Track record94
Bankruptcy probability, 12 months
7.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.31 against 0.38 in 2023; short-term debt: 323.4% and cash: 31.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-223.4%
Return on assets
-71.9%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
222324
2022 to 2024 · latest year €-61k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
31 d late
2022
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€66k▲ 34.1%
2022 · €49k
2022: €49k
2022 → 2023
EBIT margin
-24.0%▲ 27.7pp
2022 · -51.8%
2022: -51.8%
2022 → 2023
Net result
€-20k▼ 23.4%
2023 · €-16k
2022: €-25k
2023: €-16k
2022 → 2024
Working capital
€-61k▼ 47.2%
2023 · €-42k
2022: €-26k
2023: €-42k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€49k-€66k▲ 34.1%
Equity€-25k-€-41k▼ 62.5%€-61k▼ 47.5%
Operating result€-25k-€-16k▲ 37.7%€-20k▼ 23.3%
Net result€-25k-€-16k▲ 37.5%€-20k▼ 23.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2024 against €16k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €27k
Fixed assets
€240=
Current assets
€27k▲ 7.6%
Key figures and ratios
Solvency
-223.4%▼
2023 · -163.0%
Current ratio
0.31▼
2023 · 0.38
Quick ratio
0.13▼
2023 · 0.20
Debt / equity
-1.45▲
2023 · -1.61
ROA
-71.9%▼
2023 · -62.7%
Debt
€88k▲
2023 · €67k
Debt ≤ 1 year
€88k▲
2023 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€25k€27k▲
Fixed assets21/28€240€240=
Financial fixed assets28€240€240=
Current assets29/58€25k€27k▲
Stocks and contracts in progress3€12k€15k▲
Stocks30/36€12k€15k▲
Amounts receivable within one year40/41€279-
Trade receivables40€279-
Cash at bank and in hand54/58€10k€9k▼
Deferred charges and accrued income490/1€3k€3k=
Equity and liabilities
Total equity and liabilities10/49€25k€27k▲
Equity10/15€-41k€-61k▼
Contributions10/11€0-
Capital10€0-
Issued capital100€5k-
Uncalled capital101€5k-
Profit (loss) carried forward14€-41k€-61k▼
Amounts payable17/49€67k€88k▲
Amounts payable within one year42/48€67k€88k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€678€1k▲
Taxes450/3€678€1k▲
Other amounts payable47/48€65k€84k▲
Income statement
Code20232024
Turnover70€66k-
Goods, raw materials, services and sundry goods60/61€81k-
Other operating charges640/8€348€400▲
Gross operating margin9900€-15k€-19k▼
Operating profit (loss)9901€-16k€-20k▼
Financial charges65/66B€104€144▲
Recurring financial charges65€104€144▲
Profit (loss) for the period before taxes9903€-16k€-20k▼
Profit (loss) for the period9904€-16k€-20k▼
Profit (loss) for the period to be appropriated9905€-16k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-61k▼
Profit (loss) brought forward from the previous period14P€-25k€-41k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Ground area
2,613 m²
Building footprint
1,235 m²
Volume, LiDAR
30,542 m³
2 parcels, Brussels · tallest building 33.3 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Steenweg op Waver 750, 1040 Etterbeek
since 20212.326.069.995
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0461/00L000 | Brussels | 2,479 m² | 1 · 1,096 m² | 33.3 m · 9 fl. |
| 21362B0065/00Z000 | Brussels | 134 m² | 1 · 139 m² | 14.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector and region
2 BOYS
BE 0672.976.201
Brussel
ALFREDO DIFFUSION
BE 0474.995.241
Brussel
AMBW
BE 0527.996.437
Brussel
ARTHUR DEWEVER PERFECTA
BE 0428.018.240
Brussel
AU LOUVRE
BE 0457.175.549
Brussel
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 6,503 companies in sector 47716 we hold annual accounts for 2,440.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2021
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47721Retail sale of footwear
47722Retail trade
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.