Equity
FBConstruct has made a profit in every financial year since 2012.
The dashed line is the sector median: 0.1% across 690 companies (NACE 71, small).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, small). It does better than 35% of them on solvency, 25% on liquidity, 17% on profitability and 38% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,049 companies had the same profile as FBConstruct has now. Each dot stands for 16 companies, two years later.
That fits the bankruptcy probability of FBConstruct itself: 0.4% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for FBConstruct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.6 (1.66 in 2024), above the usual 1.5. Short-term debt is 34.4% and cash 0.1% of total assets. However, 69.7% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| FBConstruct Halle | €3.5m | €98,890 | 30.3% | 0 |
| VOLUMIC architecture Chaudfontaine | €1.5m | €96,153 | 24.1% | 0 |
| UAUcollectiv 4 Architecture Hasselt | €2.7m | €221,496 | 25.8% | 0 |
| AIKO architecten en ingenieurs Maldegem | €1.6m | €99,891 | 58.3% | 0 |
| STEFAAN WASIAK, INGENIEUR Deinze | €2.6m | €179,074 | 95.0% | 0 |
| MAMU ARCHITECTEN Hasselt | €1.6m | €143,795 | 52.9% | 0 |
| OAO Ghent | €1.6m | €79,148 | 96.5% | 0 |
These companies have the same main activity as FBConstruct: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €1.5m and €2.7m, founded between 2001 and 2015.
FBConstruct files the abbreviated format. That format states no turnover. The gross margin fell from €232,368 in 2012 to €98,890 in 2025.
The balance sheet grew most from 2015 to 2017 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €250,000. Estimated: probably between €190,000 and €420,000.
Higher than 33% of 2,563 companies in 2025.
Higher than 44% of 2,519 companies in 2025.
Higher than 24% of 2,540 companies in 2025.
Net result: middle half · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter · Staff: bottom quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||
20/58 |
3.5m | 3.6m | 3.2m | 2.7m | 2.9m | 2.1m | 2.1m | 2.1m | 1.9m | 1.8m | 1.3m | 606,208 | 537,018 | 272,129 | |
21/28 |
1.6m | 1.6m | 1.6m | 1.7m | 1.9m | 2.0m | 2.0m | 2.0m | 1.8m | 1.6m | 907,552 | 19,649 | 21,836 | 28,530 | |
22/27 |
1.6m | 1.6m | 1.6m | 1.7m | 1.9m | 2.0m | 2.0m | 2.0m | 1.8m | 1.6m | 902,552 | 19,649 | 21,836 | 28,530 | |
22 |
1.5m | 1.6m | 1.6m | 1.7m | 1.9m | 1.9m | 2.0m | 2.0m | 1.8m | 1.6m | 894,439 | - | - | - | |
24 |
20,533 | 27,865 | 3,907 | 3,462 | 13,984 | 18,873 | 29,006 | 39,138 | 7,982 | 14,850 | 8,113 | 19,649 | 21,836 | 28,530 | |
28 |
5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | - | - | - | |
29/58 |
1.9m | 2.0m | 1.5m | 1.0m | 948,060 | 162,174 | 101,760 | 45,132 | 69,467 | 153,481 | 406,537 | 586,559 | 515,182 | 243,598 | |
29 |
850,000 | 850,000 | 850,000 | 850,000 | 850,000 | - | - | - | - | - | - | - | - | - | |
291 |
850,000 | 850,000 | 850,000 | 850,000 | 850,000 | - | - | - | - | - | - | - | - | - | |
40/41 |
963,569 | 1.1m | 543,147 | 27,225 | 36,815 | 31,104 | 21,621 | 17,263 | 65,750 | 44,321 | 35,268 | 23,824 | 110,670 | - | |
40 |
152,176 | 71,510 | 28,047 | 27,225 | 26,094 | 16,093 | 17,243 | 17,243 | 65,750 | 18,513 | 14,823 | 16,456 | 110,594 | - | |
41 |
811,392 | 991,289 | 515,100 | - | 10,722 | 15,011 | 4,379 | 20 | - | 25,808 | 20,445 | 7,368 | 76 | - | |
50/53 |
124 | 2,121 | - | - | - | - | - | - | - | - | - | - | 100,000 | 100,000 | |
54/58 |
5,038 | 1,036 | 131,172 | 123,585 | 58,855 | 129,495 | 78,596 | 26,355 | 982 | 102,210 | 365,778 | 559,099 | 302,150 | 141,622 | |
490/1 |
88,992 | 67,110 | 14,891 | 20,501 | 2,390 | 1,575 | 1,543 | 1,514 | 2,735 | 6,950 | 5,491 | 3,635 | 2,363 | 1,977 | |
| Balance sheet: equity and liabilities | |||||||||||||||
10/49 |
3.5m | 3.6m | 3.2m | 2.7m | 2.9m | 2.1m | 2.1m | 2.1m | 1.9m | 1.8m | 1.3m | 606,208 | 537,018 | 272,129 | |
10/15 |
1.1m | 1.0m | 990,122 | 854,595 | 701,464 | 718,028 | 767,920 | 635,250 | 563,616 | 421,802 | 377,363 | 330,301 | 272,518 | 151,683 | |
10/11 |
12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
11 |
- | - | - | - | 12,400 | 12,400 | - | - | - | - | - | - | - | - | |
1109/19 |
- | - | - | - | 12,400 | 12,400 | - | - | - | - | - | - | - | - | |
13 |
1.0m | 1.0m | 977,722 | 842,195 | 689,064 | 705,628 | 755,520 | 622,850 | 551,216 | 409,402 | 364,963 | 317,901 | 260,118 | 139,283 | |
130/1 |
- | - | - | - | - | 1,860 | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,240 | |
1311 |
- | - | - | - | - | 1,860 | - | - | - | - | - | - | - | - | |
133 |
1.0m | 1.0m | 977,722 | 842,195 | 689,064 | 703,768 | 753,660 | 620,990 | 549,356 | 407,542 | 363,103 | 316,041 | 258,258 | 138,043 | |
14 |
0 | 0 | - | - | - | - | - | - | - | - | - | - | - | - | |
17/49 |
2.4m | 2.5m | 2.2m | 1.9m | 2.2m | 1.4m | 1.4m | 1.5m | 1.4m | 1.4m | 936,726 | 275,907 | 264,500 | 120,446 | |
17 |
1.2m | 1.3m | 1.4m | 1.5m | 1.9m | 1.1m | 1.2m | 1.3m | 1.1m | 1.0m | 784,458 | 150,000 | 161,801 | 23,240 | |
170/4 |
1.2m | 1.3m | 1.4m | 1.5m | 1.9m | 1.1m | 1.2m | 1.3m | 1.1m | 1.0m | 784,458 | 150,000 | 161,801 | 23,240 | |
42/48 |
1.2m | 1.2m | 737,970 | 305,615 | 309,621 | 275,732 | 131,421 | 144,229 | 252,565 | 349,929 | 146,318 | 119,991 | 102,699 | 97,206 | |
42 |
110,092 | 110,447 | 106,585 | 108,625 | 112,891 | 90,655 | 89,111 | 87,671 | 77,156 | 60,417 | 41,615 | 11,801 | 11,439 | 10,987 | |
43 |
1.0m | 1.0m | 500,000 | - | - | - | - | - | - | - | - | - | - | - | |
430/8 |
1.0m | 1.0m | 500,000 | - | - | - | - | - | - | - | - | - | - | - | |
44 |
16,326 | 16,149 | 21,208 | 43,970 | 50,547 | 11,111 | 4,772 | 591 | 4,424 | 233,394 | 15,733 | 6,642 | 396 | 946 | |
440/4 |
16,326 | 16,149 | 21,208 | 43,970 | 50,547 | 11,111 | 4,772 | 591 | 4,424 | 233,394 | 15,733 | 6,642 | 396 | 946 | |
45 |
11,026 | 36,979 | 99,633 | 64,791 | 46,004 | 38,556 | 19,029 | 27,281 | 145,286 | 56,119 | 88,970 | 101,547 | 86,564 | 85,273 | |
450/3 |
11,026 | 34,829 | 99,633 | 60,941 | 43,854 | 38,556 | 19,029 | 25,131 | 143,136 | 53,969 | 88,970 | 101,547 | 86,564 | 80,973 | |
454/9 |
0 | 2,150 | 0 | 3,850 | 2,150 | - | - | 2,150 | 2,150 | 2,150 | - | - | - | 4,300 | |
47/48 |
56,286 | 33,379 | 10,544 | 88,230 | 100,179 | 135,411 | 18,509 | 28,686 | 25,699 | - | - | - | 4,300 | - | |
492/3 |
7,940 | 5,180 | 3,500 | 3,500 | 4,240 | 4,240 | 4,240 | 3,500 | 1,575 | 1,643 | 5,950 | 5,916 | - | - | |
| Income statement | |||||||||||||||
70 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 330,028 | |
76A |
0 | 4,000 | 0 | 42,994 | - | - | - | 8,088 | 186 | 4,228 | - | - | - | - | |
9900 |
98,890 | 557,327 | 277,830 | 385,816 | 237,813 | 221,405 | 331,168 | 230,761 | 352,065 | 312,992 | 266,071 | 115,685 | 199,698 | 232,368 | |
60/61 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 103,892 | |
630 |
70,484 | 64,794 | 60,725 | 71,547 | 75,026 | 74,448 | 75,827 | 91,676 | 77,729 | 224,425 | 127,722 | 11,536 | 9,542 | 16,470 | |
640/8 |
15,722 | 61,477 | 13,226 | 79,867 | 21,335 | 12,920 | 13,083 | 8,923 | 6,308 | 6,632 | 3,831 | 1,175 | 1,874 | 2,881 | |
66A |
- | - | - | - | - | - | - | - | - | - | - | 2,250 | - | - | |
9901 |
12,684 | 431,057 | 203,879 | 234,401 | 141,452 | 134,037 | 242,258 | 130,162 | 268,028 | 81,935 | 134,518 | 102,974 | 188,282 | 213,017 | |
75/76B |
72,223 | 60,808 | 34,127 | 34,000 | 13,694 | - | - | 1 | 184 | 6,750 | 1,990 | 3,874 | 3,828 | 1,852 | |
75 |
72,223 | 60,808 | 34,127 | 34,000 | 13,694 | - | - | 1 | 184 | 2,522 | 1,990 | 3,874 | 3,828 | 1,852 | |
76B |
- | - | - | - | - | - | - | - | - | 4,228 | - | - | - | - | |
65/66B |
75,650 | 72,160 | 39,935 | 43,707 | 37,361 | 34,970 | 38,676 | 28,859 | 27,416 | 22,413 | 18,498 | 10,094 | 7,566 | 1,918 | |
65 |
75,650 | 72,160 | 39,935 | 43,707 | 37,361 | 34,970 | 38,676 | 28,859 | 27,416 | 22,413 | 18,498 | 10,094 | 7,566 | 1,918 | |
9903 |
9,257 | 419,706 | 198,071 | 224,695 | 117,785 | 99,066 | 203,582 | 101,304 | 240,796 | 66,272 | 118,009 | 94,504 | 184,544 | 212,952 | |
67/77 |
3,338 | 131,462 | 62,543 | 71,564 | 36,226 | 31,158 | 70,912 | 26,470 | 98,982 | 21,833 | 70,947 | 36,721 | 63,709 | 73,669 | |
9904 |
5,919 | 288,244 | 135,527 | 153,131 | 81,559 | 67,908 | 132,669 | 74,834 | 141,814 | 44,439 | 47,062 | 57,783 | 120,835 | 139,283 | |
9905 |
5,919 | 288,244 | 135,527 | 153,131 | 81,559 | 67,908 | 132,669 | 74,834 | 141,814 | 44,439 | 47,062 | 57,783 | 120,835 | 139,283 | |
| Appropriation of the result | |||||||||||||||
9906 |
5,919 | 288,244 | 135,527 | 153,131 | 81,559 | 67,908 | 132,669 | 74,834 | 141,814 | 44,439 | 47,062 | 57,783 | 120,835 | 139,283 | |
791/2 |
0 | 232,400 | - | - | 98,123 | 117,800 | - | - | - | - | - | - | - | - | |
691/2 |
5,919 | 288,244 | 135,527 | 153,131 | 81,559 | 67,908 | 132,669 | 71,634 | 141,814 | 44,439 | 47,062 | 57,783 | 120,835 | 139,283 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | 620 | 1,240 | |
6921 |
5,919 | 288,244 | 135,527 | 153,131 | 81,559 | 67,908 | 132,669 | 71,634 | 141,814 | 44,439 | 47,062 | 57,783 | 120,215 | 138,043 | |
694/7 |
0 | 232,400 | - | - | 98,123 | 117,800 | - | 3,200 | - | - | - | - | - | - | |
694 |
0 | 232,400 | - | - | 98,123 | 117,800 | - | - | - | - | - | - | - | - | |
695 |
- | - | - | - | - | - | - | 3,200 | - | - | - | - | - | - | |
| Social balance sheet | |||||||||||||||
9087 |
0 | 0 | 0 | - | - | - | - | - | - | - | - | - | - | - | |
| Document | |||||||||||||||
The notes to these accounts have 24 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-09-2026.
2025 annual accounts filed 54 days after the deadline. Filed on 23 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00539604.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 23-09-2026 | 2026-00539604 | |
| 31-12-2024 | abbreviated format | 19-05-2025 | 2025-00097699 | |
| 31-12-2023 | abbreviated format | 29-07-2024 | 2024-00302480 | |
| 31-12-2022 | abbreviated format | 24-10-2023 | 2023-00490561 | |
| 31-12-2021 | micro format | 29-07-2022 | 2022-20242316 | |
| 31-12-2020 | micro format | 19-07-2021 | 2021-36500222 | |
| 31-12-2019 | micro format | 14-07-2020 | 2020-28800204 | |
| 31-12-2018 | micro format | 15-07-2019 | 2019-32200209 | |
| 31-12-2017 | abbreviated format | 13-07-2018 | 2018-32100161 | |
| 31-12-2016 | abbreviated format | 31-07-2017 | 2017-37500597 | |
| 31-12-2015 | abbreviated format | 28-07-2016 | 2016-36000422 | |
| 31-12-2014 | abbreviated format | 07-07-2015 | 2015-27200192 | |
| 31-12-2013 | abbreviated format | 04-07-2014 | 2014-26200303 | |
| 31-12-2012 | abbreviated format | 10-07-2013 | 2013-28300424 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 83,168 | 495,851 | 264,604 | 305,949 | 216,479 | 208,485 | 318,085 | 221,838 | 345,757 | 306,360 | 262,240 | 114,510 | 197,824 | 229,487 | ||
| 76,403 | 353,037 | 196,252 | 224,679 | 156,585 | 142,356 | 208,496 | 166,510 | 219,543 | 268,864 | 174,785 | 69,319 | 130,377 | 155,753 | ||
| 41,191 | 29,108 | 2,123 | 40,243 | 36,733 | 17,798 | 50,689 | 286,955 | 282,792 | 957,828 | 1.0m | 9,350 | 2,847 | 43,893 | ||
| 4,003 | -130,136 | 7,587 | 64,730 | -70,641 | 50,899 | 52,241 | 25,373 | -101,228 | -263,568 | -193,321 | 256,949 | 160,528 | - | ||
| 713,992 | 786,112 | 801,240 | 715,696 | 638,439 | -113,558 | -29,661 | -99,097 | -183,097 | -196,448 | 260,219 | 466,567 | 412,484 | 146,393 | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | 64.5% | ||
| 30.3% | 29.2% | 31.3% | 31.5% | 24.4% | 33.8% | 36.3% | 30.4% | 29.4% | 23.5% | 28.7% | 54.5% | 50.7% | 55.7% | ||
| 1.60 | 1.66 | 2.09 | 3.34 | 3.06 | 0.59 | 0.77 | 0.31 | 0.28 | 0.44 | 2.78 | 4.89 | 5.02 | 2.51 | ||
| 2.30 | 2.42 | 2.20 | 2.17 | 3.09 | 1.95 | 1.76 | 2.28 | 2.40 | 3.25 | 2.48 | 0.84 | 0.97 | 0.79 | ||
| 0.6% | 27.6% | 13.7% | 17.9% | 11.6% | 9.5% | 17.3% | 11.8% | 25.2% | 10.5% | 12.5% | 17.5% | 44.3% | 91.8% | ||
| 0.2% | 8.1% | 4.3% | 5.7% | 2.8% | 3.2% | 6.3% | 3.6% | 7.4% | 2.5% | 3.6% | 9.5% | 22.5% | 51.2% | ||
| 1.10 | 6.87 | 6.63 | 7.00 | 5.79 | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | 3 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | €928,416 | - | - | - | - |
| Mortgages, amount registered | €1.2m | €1.5m | €1.5m | €1.5m | €1.7m |
| Carrying value of the mortgaged assets | €1.5m | €1.6m | €1.6m | €1.7m | €1.9m |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €41,191 | €29,108 | €2,123 | €40,243 | €36,733 |
| Financial fixed assets | €0 | - | - | - | - |
| €70,484 | €64,794 | €60,725 | €71,547 | €75,026 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 97% lower than in 2024 and the lowest since 2012.
Debt's share of the balance-sheet total falls from 70.8% to 69.7%. Equity is higher and debt is lower.
FBConstruct has no parent and no holdings in its annual accounts. BIJNENS, Frederik Renatus Gertrudis is the only director.
| FBInvest
registered office since 04-08-2021 · founded in 2021 · negative equity (2025) |
total assets €4.5m (2025) 0771.997.759 |
The connected companies are in the list below.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Nijvelsesteenweg 662 registered office 1500 Halle | ||
| Leopoldstraat 44 1500 Halle 1813005 Pre-press and pre-media services | 31-05-2011 | 2.199.329.203 |
| 19-11-2021 | Granted | Verbouwen en/of uitbreiden zonder functiewijziging en met wijzigen van aantal woongelegenheden; Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen submitted 03-09-2021 · project 2021140966 | Halle |
| 28-05-2020 | Refused | Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden submitted 03-02-2020 · project 2019085150 | Halle |
Source: Omgevingsloket Vlaanderen.
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23412K0257/00Y008 | 389 m² | 1 · 95 m² | 10.3 m · 3 |
| 23412I0256/00Y006 | 212 m² | 1 · 77 m² | 8.6 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0835.210.778
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