FB MODE
ActiveSummary
FB MODE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€27,903) and a net result of -€20,043. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 3494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability8▲+4
Solvency14▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.84 against 0.89 in 2024; short-term debt: 111.5% and cash: 20% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-11.5%
Return on assets
-8.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€27,903
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
8 d early
2022
on the day
2021
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€27,903▼ 255%
2024 · -€7,859
Total assets
€242,871▲ 1.0%
2024 · €240,521
Net result
-€20,043▲ 30.6%
2024 · -€28,884
Working capital
-€42,337▼ 50.9%
2024 · -€28,064
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,921-€11,449€1,184▼ 89.7%-€32,045-€21,468▲ 33.0%
Net result€1,189-€10,388▲ 774%-€552-€28,884▼ 5,134%-€20,043▲ 30.6%
Equity€11,189-€21,577▲ 92.8%€21,025▼ 2.6%-€7,859-€27,903▼ 255%
Total assets€202,280-€252,177▲ 24.7%€249,239▼ 1.2%€240,521▼ 3.5%€242,871▲ 1.0%
Debt€191,091-€230,600▲ 20.7%€228,214▼ 1.0%€248,380▲ 8.8%€270,773▲ 9.0%
Working capital-€27,594--€10,798▲ 60.9%-€4,310▲ 60.1%-€28,064▼ 551%-€42,337▼ 50.9%
Staff (FTE)0.9-1▲ 11.1%1=1=1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21,468 in 2025 against €32,045 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €242,871
Fixed assets
€14,434 ▼ 29.1%
Current assets
€228,436 ▲ 3.8%
Key figures and ratios
EBITDA
-€15,534▲
2024 · -€25,697
Cash flow
-€14,109▲
2024 · -€22,537
Solvency
-11.5%▼
2024 · -3.3%
Current ratio
0.84▼
2024 · 0.89
Quick ratio
0.22▲
2024 · 0.19
Debt to equity
-9.70▲
2024 · -31.60
ROA
-8.3%▲
2024 · -12.0%
Interest coverage
-20.75▲
2024 · -42.23
Debt ≤ 1 year
€270,773▲
2024 · €248,216
Staff costs
€43,106▲
2024 · €41,099
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,570 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 88% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a small loss
4.6%
went bankrupt
5.6%
stopped otherwise
88%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,570 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €34,178 | €51,803 | €42,445 | €41,099 | €43,106 | ▲ 4.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,728 | €7,401 | €7,652 | €6,347 | €5,935 | ▼ 6.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €74,728 | €23,860 | ▼ 68.1% |
| Other operating charges640/8 | €764 | €615 | €748 | €1,571 | €4,207 | ▲ 168% |
| Gross operating margin9900 | €37,750 | €71,267 | €52,030 | €91,701 | €55,639 | ▼ 39.3% |
| Operating profit (loss)9901 | -€2,921 | €11,449 | €1,184 | -€32,045 | -€21,468 | ▲ 33.0% |
| Financial income75/76B | €4,410 | €2,859 | €519 | €3,769 | €2,174 | ▼ 42.3% |
| Recurring financial income75 | €4,410 | €2,859 | €519 | €3,769 | €2,174 | ▼ 42.3% |
| Financial charges65/66B | €300 | €738 | €920 | €609 | €749 | ▲ 23.0% |
| Recurring financial charges65 | €300 | €738 | €920 | €609 | €749 | ▲ 23.0% |
| Profit (loss) for the period before taxes9903 | €1,189 | €13,570 | €783 | -€28,884 | -€20,043 | ▲ 30.6% |
| Income taxes67/77 | - | €3,182 | €1,335 | €0 | - | - |
| Profit (loss) for the period9904 | €1,189 | €10,388 | -€552 | -€28,884 | -€20,043 | ▲ 30.6% |
| Profit (loss) for the period to be appropriated9905 | €1,189 | €10,388 | -€552 | -€28,884 | -€20,043 | ▲ 30.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €202,280 | €252,177 | €249,239 | €240,521 | €242,871 | ▲ 1.0% |
| Fixed assets21/28 | €38,783 | €32,375 | €25,335 | €20,369 | €14,434 | ▼ 29.1% |
| Intangible fixed assets21 | €1,498 | €1,138 | €778 | €418 | €58 | ▼ 86.2% |
| Tangible fixed assets22/27 | €37,285 | €31,237 | €24,557 | €19,951 | €14,377 | ▼ 27.9% |
| Furniture and vehicles24 | €13,901 | €10,512 | €6,491 | €4,545 | €1,630 | ▼ 64.1% |
| Other tangible fixed assets26 | €23,384 | €20,725 | €18,065 | €15,406 | €12,747 | ▼ 17.3% |
| Current assets29/58 | €163,497 | €219,802 | €223,904 | €220,151 | €228,436 | ▲ 3.8% |
| Stocks and contracts in progress3 | €108,123 | €177,500 | €169,217 | €172,223 | €169,044 | ▼ 1.8% |
| Stocks30/36 | €108,123 | €177,500 | €169,217 | €172,223 | €169,044 | ▼ 1.8% |
| Amounts receivable within one year40/41 | €16,492 | €11,513 | €15,277 | €11,988 | €10,842 | ▼ 9.6% |
| Trade receivables40 | €12,888 | €10,195 | €9,794 | €3,822 | €10,842 | ▲ 184% |
| Other amounts receivable41 | €3,605 | €1,318 | €5,483 | €8,165 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €35,486 | €22,556 | €37,217 | €35,941 | €48,551 | ▲ 35.1% |
| Deferred charges and accrued income490/1 | €3,396 | €8,233 | €2,193 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €202,280 | €252,177 | €249,239 | €240,521 | €242,871 | ▲ 1.0% |
| Equity10/15 | €11,189 | €21,577 | €21,025 | -€7,859 | -€27,903 | ▼ 255% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €1,189 | €11,577 | €11,025 | €0 | - | - |
| Distributable reserves133 | €1,189 | €11,577 | €11,025 | €0 | - | - |
| Profit (loss) carried forward14 | - | - | - | -€17,859 | -€37,903 | ▼ 112% |
| Amounts payable17/49 | €191,091 | €230,600 | €228,214 | €248,380 | €270,773 | ▲ 9.0% |
| Amounts payable within one year42/48 | €191,091 | €230,600 | €228,214 | €248,216 | €270,773 | ▲ 9.1% |
| Trade debts44 | €18,228 | €47,896 | €16,944 | €6,992 | €20,827 | ▲ 198% |
| Suppliers440/4 | €18,228 | €47,896 | €16,944 | €6,992 | €20,827 | ▲ 198% |
| Taxes, remuneration and social security45 | €6,966 | €13,245 | €12,791 | €11,285 | €13,287 | ▲ 17.7% |
| Taxes450/3 | €597 | €3,979 | €6,015 | €5,967 | €5,940 | ▼ 0.4% |
| Remuneration and social security454/9 | €6,369 | €9,265 | €6,776 | €5,317 | €7,347 | ▲ 38.2% |
| Other amounts payable47/48 | €165,897 | €169,459 | €198,480 | €229,939 | €236,659 | ▲ 2.9% |
| Accrued charges and deferred income492/3 | - | - | - | €164 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,189 | €10,388 | -€552 | -€28,884 | -€20,043 | ▲ 30.6% |
| + Depreciation and write-downs630 | €5,728 | €7,401 | €7,652 | €6,347 | €5,935 | ▼ 6.5% |
| Operating cash flow (approximation) | €6,917 | €17,788 | €7,100 | -€22,537 | -€14,109 | ▲ 37.4% |
| Investment in fixed assets (approximation) | - | -€992 | -€612 | -€1,382 | €0 | ▲ 100% |
| Change in cash | - | -€12,930 | €14,661 | -€1,276 | €12,609 | ▲ 1,088% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€28,884
Net result drops to -€28,884, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €10,388 ▲774%
Operating result €11,449, net result €10,388, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nandrin · 1 establishment unit since 2020
Ground area
2,463 m²
Building footprint
268 m²
Volume, LiDAR
2,087 m³
Parcel 61043C0066/00R002, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Route du Condroz 402, 4550 Nandrin
since 20202.308.325.727
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61043C0066/00R002 | Wallonia | 2,462 m² | 1 · 268 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,838 companies in sector 74111 we hold annual accounts for 1,005. 487 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
47711Retail sale of women's outerwear
47712Retail trade
47713Retail trade
47714Retail trade
95290Repair and maintenance of other personal and household goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0753867667
Registered
12-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.