FB CONSULT
ActiveFB CONSULT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €82k. Its solvency ranks better than 90% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 11.98 against 7.76 in 2024; short-term debt: 8.2% and cash: 92.7% of total assets), and 8.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.8%
Return on assets
36.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
30 d early
2024
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€209k▲ 64.2%
2024 · €127k
2024: €127k
2024 → 2025
Total assets
€227k▲ 55.8%
2024 · €146k
2024: €146k
2024 → 2025
Net result
€82k▼ 32.5%
2024 · €122k
2024: €122k
2024 → 2025
Working capital
€204k▲ 61.0%
2024 · €127k
2024: €127k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€127k-€209k▲ 64.2%
Operating result€157k-€105k▼ 33.3%
Net result€122k-€82k▼ 32.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€5k▲ 909%
Current assets
€223k▲ 53.0%
Equity and liabilities €227k
Equity
€209k▲ 64.2%
Debt
€19k▼ 0.8%
The debt ratio falls from 12.8% to 8.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€106k▼
2024 · €158k
Cash flow
€83k▼
2024 · €122k
Solvency
91.8%▲
2024 · 87.2%
Current ratio
11.98▲
2024 · 7.76
Quick ratio
11.98▲
2024 · 7.76
Debt / equity
0.09▼
2024 · 0.15
ROE
39.5%▼
2024 · 96.1%
ROA
36.3%▼
2024 · 83.7%
Interest coverage
1581.27▼
2024 · 2547.53
Debt
€19k▼
2024 · €19k
Debt ≤ 1 year
€19k▼
2024 · €19k
Income taxes
€22k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€227k▲
Fixed assets21/28€476€5k▲
Tangible fixed assets22/27€476€5k▲
Plant, machinery and equipment23-€3k
Furniture and vehicles24€476€2k▲
Current assets29/58€145k€223k▲
Amounts receivable within one year40/41€17k€12k▼
Trade receivables40€17k€12k▼
Cash at bank and in hand54/58€127k€211k▲
Deferred charges and accrued income490/1€629€0▼
Equity and liabilities
Total equity and liabilities10/49€146k€227k▲
Equity10/15€127k€209k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€122k€204k▲
Amounts payable17/49€19k€19k▼
Amounts payable within one year42/48€19k€19k▼
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€15k€11k▼
Taxes450/3€13k€11k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€219€872▲
Other operating charges640/8€665€451▼
Gross operating margin9900€158k€106k▼
Operating profit (loss)9901€157k€105k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€62€67▲
Recurring financial charges65€62€67▲
Profit (loss) for the period before taxes9903€157k€105k▼
Income taxes67/77€35k€22k▼
Profit (loss) for the period9904€122k€82k▼
Profit (loss) for the period to be appropriated9905€122k€82k▼
Appropriation of the result
Profit (loss) to be appropriated9906€122k€205k▲
Profit (loss) brought forward from the previous period14P-€122k
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €209k ▲64.2%
2 profitable years in a row build equity to €209k.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paashoekstraat 42560 NijlenGround area
883 m²
Building footprint
142 m²
Parcel 12026D0056/00R004, Flanders. Linked by address, not a title deed.
1 establishment unit
FB CONSULT
since 20232.349.168.170
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0056/00R004 | Flanders | 883 m² | 1 · 142 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMBY
BE 0848.039.623
Leuven · Eq €209k
HUGO CS
BE 0697.762.669
Brussel · Eq €209k
ICT - 4S
BE 0473.288.536
Halle · Eq €209k
NetCas
BE 0720.810.661
Zemst · Eq €209k
UNIVERSAL FRAMEWORKS
BE 0890.103.771
Mechelen · Eq €209k
Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 14,585 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.