FB COMPANIE

Active

Private limited companyfounded 201610 yrs activeMaria Malibranstraat 114, 1050 Elsene, BelgiumKBO/BCE: BE 0651.628.776

Summary

The computed 12-month bankruptcy probability of FB COMPANIE is 2.1% (moderate). The 2024 annual accounts show equity of €13,304 and a net result of -€2,306. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 6161 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysis Watch Report Compare

FB COMPANIEActiveChecked score 62/100

Risk analysis Report Compare

Checked score

Score 2024

62 / 100

Healthy

Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability6▼-6

Solvency99▼-1

Growth35▼-7

Track record100

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 3.8 against 4.02 in 2023; short-term debt: 26.3% and cash: 97.8% of total assets), and 26.3% of the assets are financed with debt.

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Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

73.7%

Return on assets

-12.8%

Age of the figures

21 mo

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-09-2025, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

not confirmed

2024

52 d late

2023

40 d late

2021

31 d late

2020

152 d late

2019

92 d late

2017

31 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 66 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

On 5 April 2016, FB COMPANIE was incorporated.¹ Revenue went from EUR 22,337 in 2019 to EUR 13,072 in 2024.²

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Turnover

€13,072▼ 31.1%

2023 · €18,967

EBIT margin

-17.1%▼ 6.4pp

2023 · -10.7%

Net result

-€2,306▼ 10.5%

2023 · -€2,087

Working capital

€13,304▼ 14.8%

2023 · €15,610

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20192020202120232024

Turnover€22,337-€5,400▼ 75.8%€4,545▼ 15.8%€18,967-€13,072▼ 31.1%

Operating result€675-€8,145▲ 1,107%€41▼ 99.5%-€2,031--€2,235▼ 10.1%

Net result€636-€8,103▲ 1,175%-€4-€2,087--€2,306▼ 10.5%

EBIT margin3.0%-150.8%▲ 147.8pp0.9%▼ 149.9pp-10.7%--17.1%▼ 6.4pp

Equity€2,693-€10,796▲ 301%€10,792=€15,610-€13,304▼ 14.8%

Total assets€7,282-€28,890▲ 297%€11,325▼ 60.8%€20,784-€18,053▼ 13.1%

Debt€4,588-€18,094▲ 294%€533▼ 97.1%€5,175-€4,749▼ 8.2%

Working capital€2,693-€10,796▲ 301%€10,792=€15,610-€13,304▼ 14.8%

Solvency37.0%-37.4%▲ 0.4pp95.3%▲ 57.9pp75.1%-73.7%▼ 1.4pp

Current ratio1.59-1.60▲ 0.0121.26▲ 19.664.02-3.80▼ 0.22

Return on assets (ROA)8.7%-28.0%▲ 19.3pp0.0%▼ 28.1pp-10.0%--12.8%▼ 2.7pp

above within below the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €2,235 in 2024 against €2,031 in 2023; the loss grows and 2024 has the lowest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Equity and liabilities €18,053

73.7%

26.3%

Equity €13,304 ▼ 14.8%

Debt €4,749 ▼ 8.2%

Debt's share of the balance-sheet total rises from 24.9% to 26.3%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

Debt to equity

0.36▲

2023 · 0.33

ROE

-17.3%▼

2023 · -13.4%

Debt ≤ 1 year

€4,749▼

2023 · €5,175

Staff costs

€6,135▼

2023 · €13,989

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.

Micro
10 to 20 years old
solvency 30% or more
a loss of 10% of the balance sheet or more

2.0% went bankrupt

9.8% stopped otherwise

88% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	1.0%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.9%
9	3.0%	3.1%
10	5.6%	6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2024 against 2023 · 32 lines

Balance sheet Code20232024

Assets

Total assets20/58€20,784€18,053▼

Current assets29/58€20,784€18,053▼

Amounts receivable within one year40/41€394€394=

Other amounts receivable41€394€394=

Cash at bank and in hand54/58€20,390€17,659▼

Equity and liabilities

Total equity and liabilities10/49€20,784€18,053▼

Equity10/15€15,610€13,304▼

Contributions10/11€11,540€11,540=

Outside capital11€11,540€11,540=

Other1109/19€11,540€11,540=

Profit (loss) carried forward14€4,070€1,764▼

Amounts payable17/49€5,175€4,749▼

Amounts payable within one year42/48€5,175€4,749▼

Trade debts44-€76

Suppliers440/4-€76

Taxes, remuneration and social security45€5,175€3,373▼

Taxes450/3€687€687=

Remuneration and social security454/9€4,488€2,686▼

Other amounts payable47/48-€1,300

Income statement Code20232024

Turnover70€18,967€13,072▼

Non-recurring operating income76A-€997

Goods, raw materials, services and sundry goods60/61€9,533€11,035▲

Remuneration, social security and pensions62€13,989€6,135▼

Gross operating margin9900€11,958€3,899▼

Operating profit (loss)9901-€2,031-€2,235▼

Financial charges65/66B€56€70▲

Recurring financial charges65€56€70▲

Profit (loss) for the period before taxes9903-€2,087-€2,306▼

Profit (loss) for the period9904-€2,087-€2,306▼

Profit (loss) for the period to be appropriated9905-€2,087-€2,306▼

Appropriation of the result

Profit (loss) to be appropriated9906€4,070€1,764▼

Profit (loss) brought forward from the previous period14P€6,156€4,070▼

Line	2019	2020	2021	2023	2024	Change
Turnover70	€22,337	€5,400	€4,545	€18,967	€13,072	▼ 31.1%
Non-recurring operating income76A	-	-	€1,574	-	€997	-
Goods, raw materials, services and sundry goods60/61	-	-	€6,078	€9,533	€11,035	▲ 15.8%
Remuneration, social security and pensions62	-	-	-	€13,989	€6,135	▼ 56.1%
Gross operating margin9900	€1,022	€8,145	€41	€11,958	€3,899	▼ 67.4%
Operating profit (loss)9901	€675	€8,145	€41	-€2,031	-€2,235	▼ 10.1%
Financial charges65/66B	-	-	€45	€56	€70	▲ 26.0%
Recurring financial charges65	€39	€42	€45	€56	€70	▲ 26.0%
Profit (loss) for the period before taxes9903	€636	€8,103	-€4	-€2,087	-€2,306	▼ 10.5%
Profit (loss) for the period9904	€636	€8,103	-€4	-€2,087	-€2,306	▼ 10.5%
Profit (loss) for the period to be appropriated9905	€636	€8,103	-€4	-€2,087	-€2,306	▼ 10.5%

Line	2019	2020	2021	2023	2024	Change
Assets
Total assets20/58	€7,282	€28,890	€11,325	€20,784	€18,053	▼ 13.1%
Current assets29/58	€7,282	€28,890	€11,325	€20,784	€18,053	▼ 13.1%
Amounts receivable within one year40/41	€3,631	€14,690	€3,894	€394	€394	=
Trade receivables40	-	-	€3,500	-	-	-
Other amounts receivable41	-	-	€394	€394	€394	=
Cash at bank and in hand54/58	€3,651	€14,200	€7,431	€20,390	€17,659	▼ 13.4%
Equity and liabilities
Total equity and liabilities10/49	€7,282	€28,890	€11,325	€20,784	€18,053	▼ 13.1%
Equity10/15	€2,693	€10,796	€10,792	€15,610	€13,304	▼ 14.8%
Contributions10/11	€10,740	€10,740	€10,740	€11,540	€11,540	=
Capital10	-	-	€10,740	-	-	-
Issued capital100	-	-	€18,600	-	-	-
Uncalled capital101	-	-	€7,860	-	-	-
Outside capital11	-	-	-	€11,540	€11,540	=
Other1109/19	-	-	-	€11,540	€11,540	=
Profit (loss) carried forward14	-€8,047	€56	€52	€4,070	€1,764	▼ 56.7%
Amounts payable17/49	€4,588	€18,094	€533	€5,175	€4,749	▼ 8.2%
Amounts payable within one year42/48	€4,588	€18,094	€533	€5,175	€4,749	▼ 8.2%
Trade debts44	€61	€13,624	€533	-	€76	-
Suppliers440/4	-	-	€533	-	€76	-
Taxes, remuneration and social security45	-	-	-	€5,175	€3,373	▼ 34.8%
Taxes450/3	-	-	-	€687	€687	=
Remuneration and social security454/9	-	-	-	€4,488	€2,686	▼ 40.2%
Other amounts payable47/48	-	-	-	-	€1,300	-

Line	2019	2020	2021	2023	2024	Change
Profit (loss) for the period9904	€636	€8,103	-€4	-€2,087	-€2,306	▼ 10.5%
Operating cash flow (approximation)	€636	€8,103	-€4	-€2,087	-€2,306	▼ 10.5%
Change in cash	-	€10,549	-€6,769	-	-€2,731	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

2025

21-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 52 days late

2024

31-12

Financial Weakest financial yearnet -€2,306

Net result drops to -€2,306, the lowest in the series.

09-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 40 days late

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

2021

31-12

Financial Liquidity times 13current ratio 21.26

Current ratio from 1.60 to 21.26; short-term debt falls from €18,094 to €533.

30-12

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 152 days late

2020

31-12

Financial Highest result since 2019net €8,103 ▲1,175%

Operating result €8,145, net result €8,103, both a record.

31-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 92 days late

2018

31-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 4 acts read

About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Elsene · 2 establishment units since 2016

seat establishment All 2 establishment units on the map

Ground area

575 m²

Building footprint

322 m²

Volume, LiDAR

2,681 m³

2 parcels, Brussels, Flanders · tallest building 17.7 m, ±3 floors. Linked by address, not a title deed.

2 establishment units

FB COMPANIE

Maria Malibranstraat 114, 1050 ElseneRetail sale of cosmetics and toilet articles

since 20162.251.736.323

FB COMPANIE

Streekbaan 199, 1800 VilvoordeHairdressing and barber services

since 20252.394.011.666

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23088A0170/00P027	Flanders	301 m²	1 · 176 m²	13.3 m · 1 fl.
21442A0087/00Z004	Brussels	274 m²	1 · 146 m²	17.7 m · 3 fl.

Linked by address, not proof of ownership

Good to know

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

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Of 21,733 companies in sector 96210 we hold annual accounts for 2,836. 2,349 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded05-04-2016

Fiscal year end31-12

Activities, NACEBEL 2025

96210Hairdressing and barber services

E-invoicing

Reachable via Peppol

Peppol ID 0208:0651628776

Also 9925:BE0651628776

Registered 24-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.