Overdue debts
The annual accounts state €8,655 of overdue tax debts on 31-12-2025.
The annual accounts state €8,655 of overdue tax debts on 31-12-2025.
FAZ CONSULT has made a profit in every financial year since 2021.
Green is investment, beige is depreciation.
FAZ CONSULT pays its suppliers 104 days earlier than in 2024. Customers pay 122 days later.
The 2023 accounts came latest: 127 days after the end of the period.
Higher solvency than 95% of companies in retail trade. Sector median 33.4% · 2,453 companies.
In July 2024, 1,637 companies had the same profile as FAZ CONSULT has now. Each dot stands for 5 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,637 companies, not a prediction for FAZ CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Shares in 3 companies, including and
Board & ownership| Company | ||||
|---|---|---|---|---|
| FAZ CONSULT Blegny | €0.3m | 45.7% | 92.2% | - |
| FMM CONSULTING Blegny | €0.3m | 33.5% | 91.6% | - |
| WILLEMART GROUP Brussels | €0.4m | 18.8% | 55.9% | - |
| DISTRITOP Charleroi | €0.5m | 44.0% | 32.8% | - |
| STH Distribution Jette | €2.3m | 7.1% | 45.9% | - |
| Willemart Mikey Anderlecht | €0.6m | 54.7% | 77.4% | - |
| ONE-UP Blegny | €0.2m | 13.1% | 84.9% | - |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as FAZ CONSULT: retail sale of solid, liquid and gaseous fuels, excluding motor fuels (NACE 47781). They are comparable in size and age: total assets between €321,000 and €2.1m, founded between 2017 and 2023.
FAZ CONSULT has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of €100,880.
Equity has been growing by about 29% per year since 2021. Its solvency ranks better than 95% of 2,453 sector peers (NACE 47, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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