FAYS TRANS
ActiveThe computed 12-month bankruptcy probability of FAYS TRANS is 2.3% (moderate). The 2025 annual accounts show equity of €62k and a net result of €30k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 41% of 4575 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-13
Solvency55▲+1
Growth85=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.38 in 2024; short-term debt: 65.5% and cash: 27.7% of total assets), and 69.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.1%
Return on assets
14.3%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
60 d early
2024
20 d late
2023
30 d late
2022
on the day
2021
37 d late
2020
60 d late
2019
77 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€495k▲ 218%
2019 · €156k
2018: €76k
2019: €156k
2018 → 2021
EBIT margin
5.6%▼ 5.2pp
2019 · 10.8%
2018: 20.6%
2019: 10.8%
2018 → 2021
Net result
€30k▼ 59.6%
2024 · €73k
2018: €15k
2019: €5k
2020: €17k
2021: €15k
2022: €-9k
2023: €26k
2024: €73k
2018 → 2025
Working capital
€56k▲ 7.2%
2024 · €52k
2018: €27k
2019: €-5k
2020: €13k
2021: €45k
2022: €43k
2023: €30k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€495k-
Equity€70k-€61k▼ 13.3%€46k▼ 25.0%€60k▲ 32.1%€62k▲ 3.3%
Operating result€28k-€-4k€36k€82k▲ 129%€59k▼ 27.6%
Net result€15k-€-9k€26k€73k▲ 183%€30k▼ 59.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€16k▼ 9.9%
Current assets
€191k▲ 1.6%
Equity and liabilities €207k
Equity
€62k▲ 3.3%
Debt
€145k▼ 0.5%
The debt ratio falls from 70.7% to 69.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▼
2024 · €91k
Cash flow
€34k▼
2024 · €83k
Solvency
30.1%▲
2024 · 29.3%
Current ratio
1.41▲
2024 · 1.38
Quick ratio
1.41▲
2024 · 1.38
Debt / equity
2.32▼
2024 · 2.41
ROE
47.6%▼
2024 · 121.9%
ROA
14.3%▼
2024 · 35.8%
Interest coverage
53.87▼
2024 · 71.00
Debt
€145k▼
2024 · €145k
Debt ≤ 1 year
€136k▼
2024 · €136k
Debt > 1 year
€9k=
2024 · €9k
Income taxes
€29k▲
2024 · €7k
Staff costs
€281k▲
2024 · €183k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€205k€207k▲
Fixed assets21/28€17k€16k▼
Tangible fixed assets22/27€8k€6k▼
Furniture and vehicles24€8k€6k▼
Financial fixed assets28€9k€9k=
Current assets29/58€188k€191k▲
Amounts receivable within one year40/41€99k€134k▲
Trade receivables40€98k€128k▲
Other amounts receivable41€661€6k▲
Cash at bank and in hand54/58€89k€57k▼
Equity and liabilities
Total equity and liabilities10/49€205k€207k▲
Equity10/15€60k€62k▲
Contributions10/11€19k€19k=
Outside capital11-€19k
Other1109/19-€19k
Reserves13€12k€2k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€10k-
Profit (loss) carried forward14€30k€42k▲
Amounts payable17/49€145k€145k▼
Amounts payable after more than one year17€9k€9k=
Other amounts payable178/9€9k€9k=
Amounts payable within one year42/48€136k€136k▼
Trade debts44€42k€58k▲
Suppliers440/4€42k€58k▲
Taxes, remuneration and social security45€44k€52k▲
Taxes450/3€27k€33k▲
Remuneration and social security454/9€18k€20k▲
Other amounts payable47/48€50k€25k▼
Income statement
Code20242025
Remuneration, social security and pensions62€183k€281k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€4k▼
Other operating charges640/8€54k€66k▲
Gross operating margin9900€328k€410k▲
Operating profit (loss)9901€82k€59k▼
Financial income75/76B€1€12▲
Recurring financial income75€1€12▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€81k€58k▼
Income taxes67/77€7k€29k▲
Profit (loss) for the period9904€73k€30k▼
Profit (loss) for the period to be appropriated9905€73k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€89k€59k▼
Profit (loss) brought forward from the previous period14P€15k€30k▲
Profit to be distributed694/7€59k€18k▼
Return on contributions (dividend)694€59k€18k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Highest result since 2018net €73k ▲183%
Operating result €82k, net result €73k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-9k ▼162%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 37 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 77 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
François Couteauxstraat 481090 JetteGround area
442 m²
Building footprint
537 m²
Volume, LiDAR
4,082 m³
Parcel 21463D0274/00E027, Brussels · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FAYS TRANS
since 20182.273.755.521
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0274/00E027 | Brussels | 442 m² | 1 · 537 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOLDISOR TRANS
BE 0770.744.083
Puurs-Sint-Amands · Eq €62k
EXPRESS GLOBAL SERVICES
BE 0788.815.678
Zaventem · Eq €62k
ST GEORGE.EC
BE 0683.843.664
Vorst · Eq €62k
AYAZ TRANS
BE 0683.550.981
Genk · Eq €62k
TRANSPORTS HEUTS/RINCK
BE 0789.924.448
Voeren · Eq €62k
Of 12,606 companies in sector 49410 we hold annual accounts for 8,203. 6,136 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2018
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.