Financials
- Financial year
- 2024
- Total assets
- €4,076
- Loss
- -€5,078
- Solvency
- -63.3%
FAYAD SHAM
ActiveSummary
The computed 12-month bankruptcy probability of FAYAD SHAM is 4.7% (elevated). The 2024 annual accounts show negative equity (-€2,578) and a net result of -€5,078. Its solvency ranks better than 13% of 18,735 sector peers (NACE 56, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€4,076total assets 2024
- Equity
- -€2,578
- Loss
- -€5,078
Turnover not published (micro format)
Structure
Accounts 31 days early
Why 36raises riskFigures for financial year 2024 (filed 07-07-2025)Founded in 2024Sector: Food and beverage service activities (NACE 56)lowers riskLiquidity: current ratio 0.61, cash €2,179Show the evidence
Checked score
Score 2024
36
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 22% of its sector peers (NACE 56, micro)
Financial strength
Weak
Solvency
0
equity -63.3% of total assets
Liquidity
50
short-term debt 163.3% · cash 53.5%
Profitability
0
return on assets -124.6%
Bankruptcy probability, 12 months
4.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 4.1%
06-2025: 4.2%▲ +0.1 percentage points vs 05-2025
07-2025: 4.2%● unchanged vs 06-2025
08-2025: 2.3%▼ -1.9 percentage points vs 07-2025lowest value
09-2025: 2.3%● unchanged vs 08-2025lowest value
10-2025: 2.4%▲ +0.1 percentage points vs 09-2025
11-2025: 2.5%▲ +0.1 percentage points vs 10-2025
12-2025: 2.5%● unchanged vs 11-2025
01-2026: 2.5%● unchanged vs 12-2025
02-2026: 2.5%● unchanged vs 01-2026
03-2026: 2.5%● unchanged vs 02-2026
04-2026: 2.5%● unchanged vs 03-2026
05-2026: 2.7%▲ +0.2 percentage points vs 04-2026
06-2026: 2.6%▼ -0.1 percentage points vs 05-2026
07-2026: 2.8%▲ +0.2 percentage points vs 06-2026
08-2026: 3.4%▲ +0.6 percentage points vs 07-2026
09-2026: 3.7%▲ +0.3 percentage points vs 08-2026
10-2026: 4.7%▲ +1.0 percentage point vs 09-2026highest value
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 9% on solvency, 49% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 31 days before the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: SAÏDI Loubna (director) ·…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 08-04-2024
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 12
- Who signs
- Each director alone
- Annual meeting
- First Monday of June at 18:00
- Purpose
- “L'exploitation de restaurants, service traiteur, salons de dégustation, snackbar…” (deed in French)
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