FAVORY'S
ActiveFAVORY'S has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €26k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency60▼-36
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 3.68 in 2024), and 65.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.2%
Return on assets
19.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
94 d early
2024
1 d early
2023
on the day
2022
3 d early
2021
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▼ 19.6%
2024 · €57k
2021: €33k
2022: €46k
2023: €44k
2024: €57k
2021 → 2025
Total assets
€134k▲ 20.6%
2024 · €111k
2021: €147k
2022: €147k
2023: €107k
2024: €111k
2021 → 2025
Net result
€26k▲ 99.4%
2024 · €13k
2021: €32k
2022: €14k
2023: €-2k
2024: €13k
2021 → 2025
Working capital
€13k▼ 32.0%
2024 · €20k
2021: €23k
2022: €17k
2023: €16k
2024: €20k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€46k▲ 41.0%€44k▼ 4.8%€57k▲ 29.6%€46k▼ 19.6%
Operating result€45k-€20k▼ 56.5%€2k▼ 87.5%€18k▲ 624%€36k▲ 105%
Net result€32k-€14k▼ 55.2%€-2k€13k€26k▲ 99.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 105% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€75k▼ 10.0%
Current assets
€58k▲ 116%
Equity and liabilities €134k
Equity
€46k▼ 19.6%
Debt
€88k▲ 63.0%
The debt ratio rises from 48.7% to 65.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€45k▲
2024 · €22k
Cash flow
€34k▲
2024 · €17k
Solvency
34.2%▼
2024 · 51.3%
Current ratio
1.30▼
2024 · 3.68
Quick ratio
1.30▼
2024 · 3.68
Debt / equity
1.92▲
2024 · 0.95
ROE
56.6%▲
2024 · 22.8%
ROA
19.4%▲
2024 · 11.7%
Interest coverage
43.22▲
2024 · 18.95
Debt
€88k▲
2024 · €54k
Debt ≤ 1 year
€45k▲
2024 · €7k
Debt > 1 year
€43k▼
2024 · €46k
Income taxes
€10k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€134k▲
Fixed assets21/28€84k€75k▼
Tangible fixed assets22/27€84k€75k▼
Land and buildings22€75k€71k▼
Furniture and vehicles24€9k€4k▼
Current assets29/58€27k€58k▲
Amounts receivable within one year40/41€11k€17k▲
Trade receivables40€9k€13k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€16k€42k▲
Equity and liabilities
Total equity and liabilities10/49€111k€134k▲
Equity10/15€57k€46k▼
Contributions10/11€1k€1k=
Reserves13€56k€45k▼
Distributable reserves133€56k€45k▼
Profit (loss) carried forward14-€52
Amounts payable17/49€54k€88k▲
Amounts payable after more than one year17€46k€43k▼
Financial debts170/4€46k€43k▼
Amounts payable within one year42/48€7k€45k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€2k€787▼
Suppliers440/4€2k€787▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48-€37k
Accrued charges and deferred income492/3€126-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€683€586▼
Gross operating margin9900€22k€45k▲
Operating profit (loss)9901€18k€36k▲
Financial income75/76B-€76
Recurring financial income75-€76
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€17k€35k▲
Income taxes67/77€4k€10k▲
Profit (loss) for the period9904€13k€26k▲
Profit (loss) for the period to be appropriated9905€13k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€26k▲
Transfer from equity791/2-€11k
Transfer to equity691/2€13k-
To other reserves6921€13k-
Profit to be distributed694/7-€37k
Return on contributions (dividend)694-€37k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼116%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Astenhove 118700 TieltGround area
286 m²
Building footprint
104 m²
Volume, LiDAR
558 m³
Parcel 37004B0734/00T000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FAVORY'S
since 20202.301.394.185
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37004B0734/00T000 | Flanders | 286 m² | 1 · 104 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 37,484 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.