FATTORIMMO
ActiveSummary
For the legal form of FATTORIMMO, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €434 and a net result of -€377. Equity is growing by ~38.6% per year across the filed fiscal years. The company has been active since 2003 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
Score 2025
Axes · tick = 2024
Profitability68▲+5
Solvency26=
Growth47▼-5
Track record84
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-03-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
433 d late
2023
799 d late
2022
822 d late
2021
1187 d late
2020
1548 d late
2019
40 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 694 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Late accounts filingStrikeout withdrawn
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 9 April (4 of the last 5 filed years within 388 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
€20,542▲ 3.9%
2020 · €19,776
EBIT margin
5.6%▼ 16.8pp
2020 · 22.5%
Net result
-€377
2024 · €2,096
Working capital
-€19,828▼ 17.9%
2024 · -€16,815
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€20,542
Operating result€3,189▼ 28.2%€3,652▲ 14.5%€5,429▲ 48.7%€3,991▼ 26.5%€1,156▼ 71.0%
Net result€1,206▼ 48.0%€1,650▲ 36.8%€3,282▲ 98.9%€2,096▼ 36.1%-€377
EBIT margin5.6%
Equity-€6,218▲ 16.2%-€4,568▲ 26.5%-€1,286▲ 71.8%€811€434▼ 46.5%
Total assets€109,078▼ 2.7%€99,096▼ 9.2%€94,805▼ 4.3%€94,206▼ 0.6%€81,461▼ 13.5%
Debt€115,296▼ 3.5%€103,664▼ 10.1%€96,091▼ 7.3%€93,395▼ 2.8%€81,027▼ 13.2%
Working capital-€18,677▲ 6.2%-€17,157▲ 8.1%-€18,075▼ 5.3%-€16,815▲ 7.0%-€19,828▼ 17.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 71% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81,461
Fixed assets
€66,815 ▼ 5.9%
Current assets
€14,646 ▼ 36.9%
Equity and liabilities €81,461
Equity
€434 ▼ 46.5%
Debt
€81,027 ▼ 13.2%
Debt's share of the balance-sheet total rises from 99.1% to 99.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7,206▼
2024 · €9,772
Cash flow
€5,673▼
2024 · €7,877
Current ratio
0.42▼
2024 · 0.58
ROA
-0.5%▼
2024 · 2.2%
Interest coverage
4.14▼
2024 · 5.03
Debt ≤ 1 year
€34,474▼
2024 · €40,028
Debt > 1 year
€46,553▼
2024 · €53,367
Equity ratios withheld: equity of €434 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | €20,277 | €19,340 | €20,542 | ▲ 6.2% |
| Turnover70 | - | - | - | - | €20,542 | - |
| Other operating income74 | - | - | €19,980 | €19,340 | - | - |
| Non-recurring operating income76A | - | - | €297 | €0 | - | - |
| Operating charges60/66A | - | - | €14,848 | €15,349 | €19,386 | ▲ 26.3% |
| Services and other goods61 | - | - | €2,403 | €3,341 | €6,266 | ▲ 87.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,299 | €5,558 | €5,876 | €5,781 | €6,050 | ▲ 4.7% |
| Other operating charges640/8 | €5,600 | €5,631 | €6,569 | €6,065 | €7,070 | ▲ 16.6% |
| Non-recurring operating charges66A | - | - | - | €162 | €0 | ▼ 100% |
| Gross operating margin9900 | €15,089 | €14,840 | - | - | - | - |
| Operating profit (loss)9901 | €3,189 | €3,652 | €5,429 | €3,991 | €1,156 | ▼ 71.0% |
| Financial income75/76B | - | - | - | €49 | €206 | ▲ 320% |
| Recurring financial income75 | - | - | - | €49 | €103 | ▲ 110% |
| Income from financial fixed assets750 | - | - | - | - | €103 | - |
| Other financial income752/9 | - | - | - | €49 | - | - |
| Non-recurring financial income76B | - | - | - | - | €103 | - |
| Financial charges65/66B | €1,983 | €2,002 | €2,147 | €1,944 | €1,739 | ▼ 10.5% |
| Recurring financial charges65 | €1,983 | €2,002 | €2,147 | €1,944 | €1,739 | ▼ 10.5% |
| Debt charges650 | - | - | €2,147 | €1,944 | €1,739 | ▼ 10.5% |
| Profit (loss) for the period before taxes9903 | €1,206 | €1,650 | €3,282 | €2,096 | -€377 | ▼ 118% |
| Profit (loss) for the period9904 | €1,206 | €1,650 | €3,282 | €2,096 | -€377 | ▼ 118% |
| Profit (loss) for the period to be appropriated9905 | €1,206 | €1,650 | €3,282 | €2,096 | -€377 | ▼ 118% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €109,078 | €99,096 | €94,805 | €94,206 | €81,461 | ▼ 13.5% |
| Fixed assets21/28 | €85,027 | €79,469 | €76,773 | €70,993 | €66,815 | ▼ 5.9% |
| Tangible fixed assets22/27 | €85,027 | €79,469 | €76,773 | €70,993 | €66,815 | ▼ 5.9% |
| Land and buildings22 | €85,027 | €79,469 | €76,773 | €70,993 | €66,157 | ▼ 6.8% |
| Plant, machinery and equipment23 | - | - | - | - | €658 | - |
| Current assets29/58 | €24,051 | €19,627 | €18,032 | €23,213 | €14,646 | ▼ 36.9% |
| Amounts receivable within one year40/41 | - | - | - | - | €8,297 | - |
| Trade receivables40 | - | - | - | - | €8,297 | - |
| Cash at bank and in hand54/58 | €22,986 | €18,374 | €16,612 | €21,521 | €6,349 | ▼ 70.5% |
| Deferred charges and accrued income490/1 | €1,065 | €1,253 | €1,420 | €1,692 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €109,078 | €99,096 | €94,805 | €94,206 | €81,461 | ▼ 13.5% |
| Equity10/15 | -€6,218 | -€4,568 | -€1,286 | €811 | €434 | ▼ 46.5% |
| Contributions10/11 | €6,300 | €6,300 | €6,300 | €6,300 | €6,300 | = |
| Capital10 | - | - | €6,300 | €6,300 | €6,300 | = |
| Issued capital100 | - | - | €6,300 | €6,300 | €6,300 | = |
| Profit (loss) carried forward14 | -€12,518 | -€10,868 | -€7,586 | -€5,489 | -€5,866 | ▼ 6.9% |
| Amounts payable17/49 | €115,296 | €103,664 | €96,091 | €93,395 | €81,027 | ▼ 13.2% |
| Amounts payable after more than one year17 | €72,567 | €66,410 | €59,984 | €53,367 | €46,553 | ▼ 12.8% |
| Financial debts170/4 | €72,567 | €66,410 | €59,984 | €53,367 | €46,553 | ▼ 12.8% |
| Leasing and similar obligations172 | - | - | €59,984 | €53,367 | €46,553 | ▼ 12.8% |
| Amounts payable within one year42/48 | €42,729 | €36,784 | €36,107 | €40,028 | €34,474 | ▼ 13.9% |
| Current portion of amounts payable after more than one year42 | - | - | €6,426 | €6,617 | €6,814 | ▲ 3.0% |
| Financial debts43 | €6,267 | €6,240 | - | - | - | - |
| Credit institutions430/8 | €6,267 | €6,240 | - | - | - | - |
| Trade debts44 | €4,952 | €484 | €721 | €5,752 | - | - |
| Suppliers440/4 | €4,952 | €484 | €721 | €5,752 | - | - |
| Other amounts payable47/48 | €31,510 | €30,060 | €28,960 | €27,659 | €27,660 | = |
| Accrued charges and deferred income492/3 | - | €470 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,206 | €1,650 | €3,282 | €2,096 | -€377 | ▼ 118% |
| + Depreciation and write-downs630 | €6,299 | €5,558 | €5,876 | €5,781 | €6,050 | ▲ 4.7% |
| Operating cash flow (approximation) | €7,505 | €7,208 | €9,158 | €7,877 | €5,673 | ▼ 28.0% |
| Investment in fixed assets (approximation) | - | €0 | -€3,180 | -€1 | -€1,872 | ▼ 187,100% |
| Change in cash | - | -€4,612 | -€1,762 | €4,909 | -€15,172 | ▼ 409% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 433 days late
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 799 days late
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 30 days late
2025
30-06
Financial
Weakest financial yearnet -€377
Net result drops to -€377, the lowest in the series.
12-05
KBO administration
Strikeout withdrawn
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 822 days late
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1187 days late
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1548 days late
2024
01-03
KBO administration
Late accounts filing
event 19-02-2024
2020
11-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
13-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
07-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 35 days late
2017
06-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 6 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2003
Ground area
823 m²
Building footprint
80 m²
Volume, LiDAR
714 m³
Parcel 25386B0237/00_000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Baraque 120b, 1348 Ottignies-Louvain-la-Neuve
since 20032.217.812.651
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0237/00_000 | Wallonia | 823 m² | 1 · 80 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid met een sociaal oogmerk
Founded08-07-2003
Fiscal year end30-06
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.