FATEMA
ActiveThe computed 12-month bankruptcy probability of FATEMA is 3.4% (moderate). The 2025 annual accounts show negative equity (€-9k) and a net result of €-14k. Equity is shrinking by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 13044 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
7
/ 100
Critical▼ -41 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33▼-38
Growth38=
Stability100
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.33 against 1.68 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-95.1%
Return on assets
-154.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€9k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
1 d early
2023
23 d late
2022
31 d late
2021
31 d late
2020
61 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€243k▲ 32.6%
2020 · €184k
2018: €214k
2019: €170k
2020: €184k
2018 → 2021
EBIT margin
5.7%▲ 2.0pp
2020 · 3.7%
2018: 6.0%
2019: -9.3%
2020: 3.7%
2018 → 2021
Net result
€-14k▼ 35.1%
2024 · €-11k
2018: €6k
2019: €-20k
2020: €8k
2021: €16k
2022: €-1k
2023: €-25k
2024: €-11k
2018 → 2025
Working capital
€-8k
2024 · €5k
2018: €33k
2019: €15k
2020: €27k
2021: €43k
2022: €34k
2023: €14k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€243k-
Equity€43k-€42k▼ 2.4%€16k▼ 61.2%€6k▼ 65.8%€-9k
Operating result€14k-€-3k€-24k▼ 652%€-9k▲ 62.8%€-13k▼ 49.0%
Net result€16k-€-1k€-25k▼ 2,364%€-11k▲ 58.2%€-14k▼ 35.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €9k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9k
Fixed assets
€5k▼ 9.4%
Current assets
€4k▼ 69.8%
Key figures and ratios
EBITDA
€-13k▼
2024 · €-6k
Cash flow
€-14k▼
2024 · €-7k
Solvency
-95.1%▼
2024 · 29.6%
Current ratio
0.33▼
2024 · 1.68
Quick ratio
0.00▼
2024 · 0.97
Debt / equity
-1.50▼
2024 · 1.36
ROE
162.6%▲
2024 · -192.2%
ROA
-154.7%▼
2024 · -56.9%
Interest coverage
-19.40▼
2024 · -7.91
Debt
€13k▲
2024 · €8k
Debt ≤ 1 year
€12k▲
2024 · €8k
Income taxes
€236▼
2024 · €1k
Staff costs
€69k▼
2024 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€9k▼
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€4k€4k=
Current assets29/58€13k€4k▼
Stocks and contracts in progress3€5k€4k▼
Stocks30/36€5k€4k▼
Amounts receivable within one year40/41€3k€0▼
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€4k€0▼
Equity and liabilities
Total equity and liabilities10/49€19k€9k▼
Equity10/15€6k€-9k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€0-
Profit (loss) carried forward14€-9k€-23k▼
Provisions and deferred taxes16€6k€5k▼
Provisions for liabilities and charges160/5€6k€5k▼
Other liabilities and charges164/5€6k€5k▼
Amounts payable17/49€8k€13k▲
Amounts payable within one year42/48€8k€12k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€79k€69k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€569▼
Other operating charges640/8€6k€4k▼
Gross operating margin9900€80k€60k▼
Operating profit (loss)9901€-9k€-13k▼
Financial income75/76B€386€0▼
Recurring financial income75€386€0▼
Financial charges65/66B€718€666▼
Recurring financial charges65€718€666▼
Profit (loss) for the period before taxes9903€-9k€-14k▼
Income taxes67/77€1k€236▼
Profit (loss) for the period9904€-11k€-14k▼
Profit (loss) for the period to be appropriated9905€-11k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€-23k▲
Profit (loss) brought forward from the previous period14P€-25k€-9k▲
Transfer from equity791/2€27k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 17.41
Current ratio from 6.76 to 17.41; short-term debt falls from €7k to €2k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €16k ▲103%
Operating result €14k, net result €16k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 6.81
Current ratio from 1.46 to 6.81; short-term debt falls from €32k to €5k.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
28-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wolfstraat 352018 AntwerpenGround area
79 m²
Building footprint
79 m²
Volume, LiDAR
924 m³
Parcel 11806F1283/00S002, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Wolfstraat 35, 2018 Antwerpen
since 20152.236.701.917
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1283/00S002 | Flanders | 79 m² | 1 · 79 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.236.701.917
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Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 5,404 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-10-2013
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.