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FATEH

Active
Private limited companyfounded 201214 yrs activeChaussée Paul Houtart(H-A) 73, 7110 La Louvière, BelgiumKBO/BCE: BE 0844.914.045
Summary

FATEH has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,932 and a net result of -€5,611. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 3140 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Washing and cleaning of motor vehicles
NACE 95316NACE 45206
1 site
Size
€253,946turnover 2025
Staff
1.2 FTE
Equity
€75,932
Loss
-€5,611
Financial health
70 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts 41 d early0 of 9 deeds read
Why 70- Size: turnover €253,946, total assets €90,154- Loss of €5,611, the second in a row (FY 2025)+ Founded in 2012+ Equity €75,932 (84.2% of total assets)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 49% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100+25
equity 84.2% of total assets
Liquidity 55+22
short-term debt 15.8% · cash 7.2%
Profitability 55-6
return on assets -6.2%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,106 companies)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● 0.0% vs 11-2024 01-2025: 0.9%● 0.0% vs 12-2024 02-2025: 0.9%● 0.0% vs 01-2025 03-2025: 0.9%▲ +7.5% vs 02-2025 04-2025: 1.0%▲ +4.4% vs 03-2025 05-2025: 1.0%▼ -1.2% vs 04-2025 06-2025: 1.0%▼ -1.3% vs 05-2025 07-2025: 1.2%▲ +29.5% vs 06-2025highest value 08-2025: 0.6%▼ -54.5% vs 07-2025lowest value 09-2025: 0.6%● 0.0% vs 08-2025lowest value 10-2025: 0.6%● 0.0% vs 09-2025lowest value 11-2025: 0.6%● 0.0% vs 10-2025lowest value 12-2025: 0.6%● 0.0% vs 11-2025lowest value 01-2026: 0.6%● 0.0% vs 12-2025lowest value 02-2026: 0.6%● 0.0% vs 01-2026lowest value 03-2026: 0.6%▲ +8.5% vs 02-2026 04-2026: 0.7%▲ +6.9% vs 03-2026 05-2026: 0.6%▼ -1.1% vs 04-2026 06-2026: 0.6%▼ -2.8% vs 05-2026 07-2026: 0.6%▼ -7.3% vs 06-2026 08-2026: 0.6%● 0.0% vs 07-2026 09-2026: 0.6%● 0.0% vs 08-2026 10-2026: 0.6%● 0.0% vs 09-2026
  • Size: turnover €253,946, total assets €90,154 raises the probability for this profile
  • Founded in 2012 lowers the probability for this profile
  • Loss of €5,611, the second in a row (FY 2025) raises the probability
  • Equity €75,932 (84.2% of total assets) lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.3 against 1.02 in 2024; short-term debt: 15.8% and cash: 7.2% of total assets), and 15.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 92%, liquidity 56%, profitability 31%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Size: turnover €253,946, total assets €90,154
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2012
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Loss of €5,611, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €75,932 (84.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
18192022232425
2018 to 2025 · latest year -€5,611
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-06-2026, 41 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
41 d early
2024
on the day
2023
1 d late
2022
25 d late
2020
61 d late
2019
76 d late
2018
55 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 August (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Liquidity triplescurrent ratio 3.30
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 18% on net resultsector median €8,446 · 3,140 companies -€5,611 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€5,611 View
  • Caution: Turnover fell in 2025from €339,726 to €253,946 ▼ 25.2% View

By topic

Financials

Fiscal year
2025
Turnover
€253,946
Loss
-€5,611
Solvency
84.2%
Turnover▼ 25.2%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-07-2027
  1. 20-06-2026Annual accounts filed
  2. 31-12-2025Liquidity triples
  3. 31-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Washing and cleaning of motor vehiclesNACE 95316
Founded
02-04-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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