FATABO
ActiveFATABO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €792k and a net result of €49k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 85% of 7757 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+1
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 3.74 against 4.24 in 2024; short-term debt: 21.1% and cash: 22.4% of total assets), and 23.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.5%
Return on assets
4.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
29 d late
2022
59 d late
2021
11 d late
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€49k▲ 25.3%
2024 · €39k
2018: €40k
2019: €14k
2020: €81k
2021: €46k
2022: €27k
2023: €33k
2024: €39k
2018 → 2025
Working capital
€597k▲ 8.3%
2024 · €551k
2018: €340k
2019: €361k
2020: €447k
2021: €494k
2022: €477k
2023: €496k
2024: €551k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€644k-€671k▲ 4.2%€705k▲ 5.0%€744k▲ 5.5%€792k▲ 6.5%
Operating result€59k-€34k▼ 42.2%€46k▲ 34.1%€55k▲ 20.0%€68k▲ 24.6%
Net result€46k-€27k▼ 40.6%€33k▲ 22.6%€39k▲ 16.7%€49k▲ 25.3%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€221k▼ 8.4%
Current assets
€815k▲ 13.0%
Equity and liabilities €1.04M
Equity
€792k▲ 6.5%
Debt
€243k▲ 11.3%
The debt ratio rises from 22.7% to 23.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€111k▲
2024 · €102k
Cash flow
€92k▲
2024 · €86k
Solvency
76.5%▼
2024 · 77.3%
Current ratio
3.74▼
2024 · 4.24
Quick ratio
2.01▼
2024 · 2.31
Debt / equity
0.31▲
2024 · 0.29
ROE
6.1%▲
2024 · 5.2%
ROA
4.7%▲
2024 · 4.0%
Interest coverage
14.90▲
2024 · 12.22
Debt
€243k▲
2024 · €219k
Debt ≤ 1 year
€218k▲
2024 · €170k
Debt > 1 year
€25k▼
2024 · €49k
Income taxes
€20k▲
2024 · €17k
Staff costs
€458k▲
2024 · €456k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€962k€1.04M▲
Fixed assets21/28€241k€221k▼
Tangible fixed assets22/27€240k€219k▼
Land and buildings22€148k€130k▼
Plant, machinery and equipment23€61k€56k▼
Furniture and vehicles24€31k€34k▲
Financial fixed assets28€1k€1k=
Current assets29/58€722k€815k▲
Stocks and contracts in progress3€328k€377k▲
Stocks30/36€328k€377k▲
Amounts receivable within one year40/41€147k€201k▲
Trade receivables40€147k€201k▲
Cash at bank and in hand54/58€242k€232k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€962k€1.04M▲
Equity10/15€744k€792k▲
Contributions10/11€20k€20k=
Reserves13€282k€330k▲
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€272k€320k▲
Profit (loss) carried forward14€442k€442k▲
Amounts payable17/49€219k€243k▲
Amounts payable after more than one year17€49k€25k▼
Financial debts170/4€49k€25k▼
Amounts payable within one year42/48€170k€218k▲
Current portion of amounts payable after more than one year42€23k€23k▲
Trade debts44€31k€74k▲
Suppliers440/4€31k€74k▲
Taxes, remuneration and social security45€61k€84k▲
Taxes450/3€20k€35k▲
Remuneration and social security454/9€41k€48k▲
Other amounts payable47/48€55k€37k▼
Income statement
Code20242025
Remuneration, social security and pensions62€456k€458k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€43k▼
Other operating charges640/8€11k€12k▲
Non-recurring operating charges66A-€12k
Gross operating margin9900€569k€593k▲
Operating profit (loss)9901€55k€68k▲
Financial income75/76B€10k€8k▼
Recurring financial income75€8k€7k▼
Non-recurring financial income76B€2k€621▼
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€56k€68k▲
Income taxes67/77€17k€20k▲
Profit (loss) for the period9904€39k€49k▲
Profit (loss) for the period to be appropriated9905€39k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€480k€490k▲
Profit (loss) brought forward from the previous period14P€441k€442k▲
Transfer to equity691/2€38k€48k▲
To other reserves6921€38k€48k▲
Social balance
Average headcount (FTE)908713.513.6▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 59 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 11 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €81k ▲477%
Operating result €109k, net result €81k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €14k ▼65.1%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 62 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bütgenbach · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Monschauer Strasse 154750 Bütgenbach1 establishment unit
Monschauer Strasse 15, 4750 Bütgenbach
since 20072.164.219.557
Similar companies · same sector, comparable size
EDELWEISS
BE 0438.744.757
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BUIJSSE
BE 0416.532.549
Lokeren · Eq €794k
BEST DECOR
BE 0810.382.342
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Van Hollebeke - Sanders Decoratiewerken
BE 0447.131.297
Zedelgem · Eq €789k
SHERWIN PAINTING AND DECORATING CY
BE 0453.885.962
Kortenberg · Eq €798k
Of 7,861 companies in sector 43341 we hold annual accounts for 2,664. 1,154 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2007
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
43331Floor and wall tiling
43333Wallpapering and laying of floor and wall coverings in other materials
45433
47521Retail sale of hardware, building materials, paint and glass (general range)
47530Retail trade
47552Retail sale of lighting equipment
47592Retail trade
52442
52461
52486
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filings
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.fatabo.be
E-mail:info@fatabo.be