FASTRE Mark
ActiveFASTRE Mark has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €254k and a net result of €-26k. Equity is shrinking by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 58% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+11
Solvency79▼-17
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.89 in 2024; short-term debt: 42% and cash: 22.3% of total assets), and 45.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.4%
Return on assets
-5.6%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-26k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
11 d late
2023
1 d early
2022
on the day
2021
on the day
2020
3 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€254k▼ 30.8%
2024 · €367k
2019: €527k
2020: €613k
2021: €750k
2022: €855k
2023: €536k
2024: €367k
2019 → 2025
Total assets
€468k▼ 10.2%
2024 · €521k
2019: €969k
2020: €932k
2021: €967k
2022: €1.07M
2023: €924k
2024: €521k
2019 → 2025
Net result
€-26k▲ 51.0%
2024 · €-54k
2019: €115k
2020: €87k
2021: €136k
2022: €105k
2023: €2k
2024: €-54k
2019 → 2025
Working capital
€39k▼ 68.7%
2024 · €124k
2019: €167k
2020: €260k
2021: €422k
2022: €565k
2023: €268k
2024: €124k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€750k-€855k▲ 14.1%€536k▼ 37.3%€367k▼ 31.5%€254k▼ 30.8%
Operating result€217k-€175k▼ 19.0%€26k▼ 85.4%€-56k€-27k▲ 52.5%
Net result€136k-€105k▼ 22.6%€2k▼ 98.1%€-54k€-26k▲ 51.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €27k in 2025 against €56k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €468k
Fixed assets
€233k▼ 10.0%
Current assets
€235k▼ 10.4%
Equity and liabilities €468k
Equity
€254k▼ 30.8%
Debt
€213k▲ 39.0%
The debt ratio rises from 29.5% to 45.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-830▲
2024 · €-28k
Cash flow
€-586▲
2024 · €-26k
Solvency
54.4%▼
2024 · 70.5%
Current ratio
1.20▼
2024 · 1.89
Quick ratio
1.17▼
2024 · 1.84
Debt / equity
0.84▲
2024 · 0.42
ROE
-10.3%▲
2024 · -14.6%
ROA
-5.6%▲
2024 · -10.3%
Interest coverage
1.61▼
2024 · 18.85
Debt
€213k▲
2024 · €154k
Debt ≤ 1 year
€196k▲
2024 · €139k
Income taxes
€399▲
2024 · €375
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€521k€468k▼
Fixed assets21/28€258k€233k▼
Tangible fixed assets22/27€258k€233k▼
Land and buildings22€225k€226k▲
Plant, machinery and equipment23€24k€3k▼
Furniture and vehicles24€7k€1k▼
Other tangible fixed assets26€3k€3k=
Financial fixed assets28€40€40=
Current assets29/58€263k€235k▼
Stocks and contracts in progress3€6k€5k▼
Stocks30/36€6k€5k▼
Amounts receivable within one year40/41€15k€19k▲
Trade receivables40€15k€19k▲
Other amounts receivable41-€682
Current investments50/53€91k€99k▲
Cash at bank and in hand54/58€139k€104k▼
Deferred charges and accrued income490/1€10k€8k▼
Equity and liabilities
Total equity and liabilities10/49€521k€468k▼
Equity10/15€367k€254k▼
Contributions10/11€19k€19k=
Reserves13€400k€314k▼
Non-distributable reserves130/1€14k€14k=
Reserves not available under the articles1311€14k€14k=
Distributable reserves133€387k€300k▼
Profit (loss) carried forward14€-52k€-78k▼
Amounts payable17/49€154k€213k▲
Amounts payable within one year42/48€139k€196k▲
Trade debts44€10k€9k▼
Suppliers440/4€10k€9k▼
Taxes, remuneration and social security45€489€399▼
Taxes450/3€489€399▼
Other amounts payable47/48€129k€187k▲
Accrued charges and deferred income492/3€15k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€26k▼
Other operating charges640/8€10k€5k▼
Gross operating margin9900€-18k€4k▲
Operating profit (loss)9901€-56k€-27k▲
Financial income75/76B€1k€128▼
Recurring financial income75€1k€128▼
Financial charges65/66B€-2k€-516▲
Recurring financial charges65€-2k€-516▲
Profit (loss) for the period before taxes9903€-53k€-26k▲
Income taxes67/77€375€399▲
Profit (loss) for the period9904€-54k€-26k▲
Profit (loss) for the period to be appropriated9905€-54k€-26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-54k€-78k▼
Profit (loss) brought forward from the previous period14P-€-52k
Transfer from equity791/2€117k€87k▼
Profit to be distributed694/7€115k€87k▼
Return on contributions (dividend)694€115k€87k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
30-06
Financial
Weakest financial yearnet €-54k ▼2828%
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €136k ▲57.1%
Operating result €217k, net result €136k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Genkersteenweg 1703500 HasseltGround area
1,336 m²
Building footprint
209 m²
Volume, LiDAR
986 m³
Parcel 71323C0619/00G002, Flanders · tallest building 10.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FASTRE MARK
since 19882.041.181.391
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0619/00G002 | Flanders | 1,336 m² | 1 · 209 m² | 10.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DELANOIS André
BE 0429.533.420
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NEOO SELON NEO
BE 0439.294.885
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ALLINE SYSTEMS
BE 0442.264.669
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Of 914 companies in sector 43333 we hold annual accounts for 400. 308 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-12-1988
Fiscal year end30-06
Activities, NACEBEL
43333Wallpapering and laying of floor and wall coverings in other materials
45433
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.