FASTLANE.be
ActiveFASTLANE.be has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €5k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-33
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.8%
Return on assets
3.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d early
2023
68 d late
2022
6 d early
2021
26 d late
2020
30 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€136k▲ 3.8%
2024 · €131k
2018: €47k
2019: €91k
2020: €143k
2021: €113k
2022: €113k
2023: €118k
2024: €131k
2018 → 2025
Total assets
€136k▲ 0.3%
2024 · €136k
2018: €108k
2019: €189k
2020: €259k
2021: €134k
2022: €117k
2023: €119k
2024: €136k
2018 → 2025
Net result
€5k▼ 63.0%
2024 · €13k
2018: €12k
2019: €44k
2020: €53k
2021: €-30k
2022: €4
2023: €4k
2024: €13k
2018 → 2025
Working capital
€128k▲ 2.0%
2024 · €125k
2018: €43k
2019: €75k
2020: €131k
2021: €107k
2022: €102k
2023: €109k
2024: €125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€113k=€118k▲ 3.9%€131k▲ 11.3%€136k▲ 3.8%
Operating result€-30k-€521€4k▲ 759%€13k▲ 188%€5k▼ 61.0%
Net result€-30k-€4€4k▲ 100,921%€13k▲ 205%€5k▼ 63.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€8k▲ 43.1%
Current assets
€128k▼ 1.5%
Equity and liabilities €136k
Equity
€136k▲ 3.8%
Debt
€317▼ 93.4%
The debt ratio falls from 3.5% to 0.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€9k▼
2024 · €16k
Cash flow
€9k▼
2024 · €16k
Solvency
99.8%▲
2024 · 96.5%
Debt / equity
0.00▼
2024 · 0.04
ROE
3.6%▼
2024 · 10.1%
ROA
3.6%▼
2024 · 9.8%
Interest coverage
73.45▼
2024 · 146.18
Debt
€317▼
2024 · €5k
Debt ≤ 1 year
€317▼
2024 · €5k
A ratio outside any meaningful range has been withheld (balance sheet total €136k, equity €136k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€136k€136k▲
Fixed assets21/28€6k€8k▲
Tangible fixed assets22/27€6k€8k▲
Furniture and vehicles24€6k€8k▲
Current assets29/58€130k€128k▼
Amounts receivable within one year40/41€122k€127k▲
Trade receivables40€6k-
Other amounts receivable41€116k€127k▲
Cash at bank and in hand54/58€8k€670▼
Equity and liabilities
Total equity and liabilities10/49€136k€136k▲
Equity10/15€131k€136k▲
Contributions10/11€52k€52k=
Profit (loss) carried forward14€79k€84k▲
Amounts payable17/49€5k€317▼
Amounts payable within one year42/48€5k€317▼
Trade debts44€5k€317▼
Suppliers440/4€5k€317▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€4k€400▼
Gross operating margin9900€20k€9k▼
Operating profit (loss)9901€13k€5k▼
Financial income75/76B€494-
Recurring financial income75€494-
Financial charges65/66B€107€117▲
Recurring financial charges65€107€117▲
Profit (loss) for the period before taxes9903€13k€5k▼
Profit (loss) for the period9904€13k€5k▼
Profit (loss) for the period to be appropriated9905€13k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€84k▲
Profit (loss) brought forward from the previous period14P€66k€79k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity times 15current ratio 404.43
Current ratio from 27.14 to 404.43; short-term debt falls from €5k to €317.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 100.20
Current ratio from 27.99 to 100.20; short-term debt falls from €4k to €1k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4
Net result €4 after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 27.99
Current ratio from 6.17 to 27.99; short-term debt falls from €21k to €4k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €-30k ▼157%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 6.17
Current ratio from 2.14 to 6.17; short-term debt falls from €115k to €21k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €53k ▲19%
Operating result €82k, net result €53k, both a record.
31-12
Financial
Equity above €100kEq €143k ▲57.8%
3 profitable years in a row build equity to €143k.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putmanstraat 598790 WaregemGround area
656 m²
Building footprint
315 m²
Volume, LiDAR
1,763 m³
2 parcels, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Fastlane.be
since 20032.135.971.969
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0827/02K002 | Flanders | 391 m² | 1 · 216 m² | 8.9 m · 1 fl. |
| 34040C0241/00R004 | Flanders | 265 m² | 1 · 99 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 490 EUR awarded · 490 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 65 EUR | 65 EUR |
| 2023 | 1 | 425 EUR | 425 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,407 companies in sector 46180 we hold annual accounts for 1,875. 1,401 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-11-2003
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.