Skip to content

Fastlane

Active
Private limited companyfounded 20242 yrs activeOnze-Lieve-Vrouwstraat 9, 3580 Beringen, BelgiumKBO/BCE: BE 1010.040.214
Summary

The annual accounts of Fastlane for fiscal year 2025 show a net loss of 57% of total assets. The 2025 annual accounts show equity of €30,231 and a net result of -€19,769. Its solvency ranks better than 84% of 17213 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
59 / 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 13.52; short-term debt: 2.2% and cash: 19.6% of total assets), and 12.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
87.6%
Return on assets
-57.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
7 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Fastlane was incorporated on 4 June 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€30,231
Total assets
€34,503
Net result
-€19,769
Working capital
€9,540

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €34,503
Fixed assets €24,201
Current assets €10,301
Equity and liabilities €34,503
Equity €30,231
Debt €4,271
Debt finances 12.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€13,272
Cash flow
-€13,361
Current ratio
13.52
Debt to equity
0.14
ROE
-65.4%
ROA
-57.3%
Interest coverage
-149.43
Debt ≤ 1 year
€762

Peer companies

Historical observation

Of the 3,227 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.9% went bankrupt
8.6% stopped otherwise
87% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,227 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 27 lines
Balance sheet Code2025
Assets
Total assets20/58€34,503
Fixed assets21/28€24,201
Intangible fixed assets21€24,201
Current assets29/58€10,301
Amounts receivable within one year40/41€662
Other amounts receivable41€662
Cash at bank and in hand54/58€6,754
Deferred charges and accrued income490/1€2,886
Equity and liabilities
Total equity and liabilities10/49€34,503
Equity10/15€30,231
Contributions10/11€50,000
Profit (loss) carried forward14-€19,769
Amounts payable17/49€4,271
Amounts payable within one year42/48€762
Trade debts44€762
Suppliers440/4€762
Accrued charges and deferred income492/3€3,510
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,408
Other operating charges640/8€522
Gross operating margin9900-€12,750
Operating profit (loss)9901-€19,680
Financial charges65/66B€89
Recurring financial charges65€89
Profit (loss) for the period before taxes9903-€19,769
Profit (loss) for the period9904-€19,769
Profit (loss) for the period to be appropriated9905-€19,769
Appropriation of the result
Profit (loss) to be appropriated9906-€19,769

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,408
Other operating charges640/8€522
Gross operating margin9900-€12,750
Operating profit (loss)9901-€19,680
Financial charges65/66B€89
Recurring financial charges65€89
Profit (loss) for the period before taxes9903-€19,769
Profit (loss) for the period9904-€19,769
Profit (loss) for the period to be appropriated9905-€19,769
Line2025
Assets
Total assets20/58€34,503
Fixed assets21/28€24,201
Intangible fixed assets21€24,201
Current assets29/58€10,301
Amounts receivable within one year40/41€662
Other amounts receivable41€662
Cash at bank and in hand54/58€6,754
Deferred charges and accrued income490/1€2,886
Equity and liabilities
Total equity and liabilities10/49€34,503
Equity10/15€30,231
Contributions10/11€50,000
Profit (loss) carried forward14-€19,769
Amounts payable17/49€4,271
Amounts payable within one year42/48€762
Trade debts44€762
Suppliers440/4€762
Accrued charges and deferred income492/3€3,510
Line2025
Profit (loss) for the period9904-€19,769
+ Depreciation and write-downs630€6,408
Operating cash flow (approximation)-€13,361

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
175 m²
Building footprint
113 m²
Volume, LiDAR
889 m³
Parcel 71004C0037/00F000, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Fastlane
Onze-Lieve-Vrouwstraat 9, 3580 BeringenComputer programming, consultancy and related activities
since 20242.361.345.234
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71004C0037/00F000 Flanders 175 m² 1 · 113 m² 11.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 9,000 EUR awarded · 9,000 EUR paid
Year Entries awardedpaid
2025 1 9,000 EUR9,000 EUR
Schemes
1 entry · 9,000 EUR · 9,000 EUR paid · Vlaams Agentschap voor Internationaal Ondernemen

Similar companies · same sector, comparable size

Of 16,911 companies in sector 62100 we hold annual accounts for 8,787. 6,356 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010040214
Also 9925:BE1010040214
Registered 30-08-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.