Losses
-€25,911 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Fastlane
Lifetime
2 annual accounts with figures on one time axispeak €18,385 (2024)
-€17,222▼ €35,607
lowest -€20,528 (2025)
-€20,528▼ €15,145
peak €105,983 (2024)
€85,455▼ 19.4%
€19,318▲ 37.9%
Board1 name since 2014
1 directorThomas BAUWENS
Documentsfilings and deeds
28-11-202528 days late
2025micro format
Gross margin from €18,385 to -€17,222Loss of €20,528Equity from €105,983 to €85,455Debts from €14,007 to €19,318Cash from €132 to €746
Key points
from the 2025 annual accountsLiquidity
5.24 was 8.05 in 2024
Short-term debts rose from €14,007 to €19,318.
Position in the sector
-€20,528
Lower net result than 93% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
2026 accounts not filed, 10 days past the deadlineTurnover not published (micro format)
Checked score
69
Healthy
Financially stronger than 34% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025lowest value
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.6%▲ +0.3 percentage points vs 10-2025
12-2025: 0.3%▼ -0.3 percentage points vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.5%▲ +0.2 percentage points vs 09-2026
11-2026: 0.6%▲ +0.1 percentage points vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Loss of €20,528, the second in a row (financial year 2025)
Liquidity: current ratio 5.24, cash €746
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €104,773
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 21% on liquidity, 5% on profitability and 25% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as Fastlane has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Fastlane itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for Fastlane. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.24 (8.05 in 2024), above the usual 1.5. Short-term debt is 18.4% and cash 0.7% of total assets. 18.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year -€20,528
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2026
not filed
2025
28 days late
2024
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 28 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0549777786
Change of role: Thomas BAUWENS, from sole manager to sole director
Permanent representative: Thomas BAUWENS · Legal-form conversion: from coöperatieve vennootschap met onbeperkte aansprakelijkheid to private limited company · Gazette deed
Incorporation
published on 10-04-2014 · Gazette deed
First establishment
Koningslaan 129, Forest
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Fastlane Forest | €104,773 | -€17,222 | 81.6% | - |
| Philos Lab Ixelles | €106,272 | -€6,332 | 60.2% | - |
| LITTLE BIG MONKEY STUDIO Eghezée | €95,624 | -€2,238 | 99.7% | - |
| SIMI Beyne-Heusay | €99,405 | -€8,301 | -74.1% | - |
| Zebra Academy Machelen (Brab.) | €99,377 | -€3,446 | 95.3% | - |
| Argon7 Services Walhain | €104,090 | -€7,276 | 70.4% | - |
| GOHA Bekkevoort | €114,986 | -€16,994 | 93.4% | - |
These companies have the same main activity as Fastlane: computer programming (NACE 62100). They are comparable in size and age: total assets between €95,600 and €115,000, founded between 2012 and 2015.
Official details
Source: KBO- Status
- Active since 01-01-2014Normal situation
- Activity
- Computer programmingNACE 62100
- Establishment unit
- 2.231.062.1581190 Forest, since 01-01-2014
- Financial year end
- 31 March
- Peppol
- Reachable since 11-12-2025
Insights on Fastlane
Fastlane has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85,455 and a net result of -€20,528.
Its solvency ranks better than 77% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Fastlane
- What is the company number of Fastlane?
- The company number of Fastlane is 0549.777.786. The VAT number is the same number with BE in front: BE 0549.777.786.
- Where is Fastlane based?
- The registered office is at Koningslaan 129, 1190 Forest.Company details
- What does Fastlane do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of Fastlane?
- Fastlane is a private limited company (BV).
- When was Fastlane founded?
- Fastlane was founded on 01-01-2014.
- Is Fastlane still active?
- Yes, Fastlane is an active enterprise in the KBO register.
- What is the turnover of Fastlane?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Fastlane profitable?
- In financial year 2025, Fastlane made a loss of €20,528.
- Where can I find the annual accounts of Fastlane?
- Fastlane filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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