FAST WEB
ActiveSummary
FAST WEB has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,307 and a net result of €8,750. Equity is growing by about 50% per year across the filed financial years. Its solvency ranks better than 50% of 21,080 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €25,307
- Profit
- €8,750
- NET SYSTEMDirector · permanent representative GAVAGE Cédric Pierre Albert Clément
- SD CONSULTDirector · permanent representative DEFREYNE Stéphane Louis Julien
Why 95raises riskFounded in 2023lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 2.84, cash €11,487Figures for financial year 2025 (filed 31-07-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 51% on solvency, 54% on liquidity, 59% on profitability and 80% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 17 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2023 to 2025net €8,750 ▲10.8%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2023 to 2025, 3 financial years
The operating result has risen two years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €826 | - |
| Other operating charges640/8 | €321 | €64 | €66 | ▲ 3.0% |
| Gross operating margin9900 | -€997 | €9,666 | €11,853 | ▲ 22.6% |
| Operating profit (loss)9901 | -€1,317 | €9,602 | €10,961 | ▲ 14.2% |
| Financial charges65/66B | €24 | €64 | €58 | ▼ 8.7% |
| Recurring financial charges65 | €24 | €64 | €58 | ▼ 8.7% |
| Profit (loss) for the period before taxes9903 | -€1,341 | €9,538 | €10,903 | ▲ 14.3% |
| Income taxes67/77 | - | €1,639 | €2,153 | ▲ 31.3% |
| Profit (loss) for the period9904 | -€1,341 | €7,899 | €8,750 | ▲ 10.8% |
| Profit (loss) for the period to be appropriated9905 | -€1,341 | €7,899 | €8,750 | ▲ 10.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €9,442 | €37,103 | €42,520 | ▲ 14.6% |
| Fixed assets21/28 | - | - | €5,560 | - |
| Intangible fixed assets21 | - | - | €4,537 | - |
| Tangible fixed assets22/27 | - | - | €1,023 | - |
| Plant, machinery and equipment23 | - | - | €1,023 | - |
| Current assets29/58 | €9,442 | €37,103 | €36,960 | ▼ 0.4% |
| Amounts receivable within one year40/41 | €1,377 | €32,148 | €25,093 | ▼ 21.9% |
| Trade receivables40 | €895 | €31,660 | €21,450 | ▼ 32.2% |
| Other amounts receivable41 | €482 | €488 | €3,643 | ▲ 646% |
| Cash at bank and in hand54/58 | €8,065 | €4,955 | €11,487 | ▲ 132% |
| Deferred charges and accrued income490/1 | - | - | €380 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €9,442 | €37,103 | €42,520 | ▲ 14.6% |
| Equity10/15 | €8,659 | €16,557 | €25,307 | ▲ 52.8% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | -€1,341 | €6,557 | €15,307 | ▲ 133% |
| Amounts payable17/49 | €783 | €20,546 | €17,212 | ▼ 16.2% |
| Amounts payable within one year42/48 | €783 | €20,546 | €12,999 | ▼ 36.7% |
| Trade debts44 | €760 | €16,225 | €9,207 | ▼ 43.3% |
| Suppliers440/4 | €760 | €16,225 | €9,207 | ▼ 43.3% |
| Taxes, remuneration and social security45 | €23 | €4,321 | €3,792 | ▼ 12.2% |
| Taxes450/3 | €23 | €4,321 | €3,792 | ▼ 12.2% |
| Accrued charges and deferred income492/3 | - | - | €4,214 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,341 | €7,899 | €8,750 | ▲ 10.8% |
| + Depreciation and write-downs630 | - | - | €826 | - |
| Operating cash flow (approximation) | -€1,341 | €7,899 | €9,576 | ▲ 21.2% |
| Change in cash | - | -€3,110 | €6,532 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00363725 |
| 31-12-2024 | micro format | 25-08-2025 | 2025-00413388 |
| 31-12-2023 | micro format | 26-08-2024 | 2024-00396040 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 2
Permanent representatives 2
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| NET SYSTEM |
|
| SD CONSULT |
|
Owners and capital
Capital and shareholders
- GAVAGE Cédric Pierre Albert Clément founder
- DEFREYNE Stéphane Louis Julien founder
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 14-07-2023 Incorporation · €10,000 · 1,000 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
14-07
Gazette deed
IncorporationAppointments: SRL NET SYSTEM (director) and SRL SD CONSULT (director) · Permanent representatives: GAVAGE Cédric Pierre Albert Clément and DEFREYNE Stéphane Louis Julien · Registered office clause12 facts ▸
- Registered office clause, “4950 Waimes (Sourbrodt), rue de Botrange 61” (deed in French)
- Other provision, “FW@FW.BE, Site internet et adresse mail” (deed in French)
- Board rule, 2
- Director appointment, SRL NET SYSTEM (director (not named in the articles))
- Director appointment, SRL SD CONSULT (director (not named in the articles))
- Permanent representative, GAVAGE Cédric Pierre Albert Clément
- Permanent representative, DEFREYNE Stéphane Louis Julien
- Founder, GAVAGE Cédric Pierre Albert Clément
- Founder, DEFREYNE Stéphane Louis Julien
- Incorporation, “FAST WEB” (deed in French)
- Founding capital, €10,000
- Capital
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0803.873.741
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
2 establishment units
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 63552C0053/00K000 | Wallonia | 4,463 m² | 1 · 200 m² | 11.6 m · 3 |
| 62803A1362/00Z000 | Wallonia | 1,024 m² | 1 · 509 m² | 38.6 m · 12 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Toutes activités liées au numérique,au web,à l’intelligence artificielle,entre autres,la conception,le design et le développement de sites…” (deed in French)
16 activities (deed in French)
- Toutes activités liées au numérique,au web,à l’intelligence artificielle,entre autres,la conception,le design et le développement de sites web,le hosting de sites,le référencement,le marketing numérique,la gestion/attribution de noms de domaine.
- Toutes activités d’études,de conception de conseil dans le monde numérique.
- La consultance dans tous domaines.
- L’installation et le dépannage,ainsi que la formation en ce qui concerne les ordinateurs personnels,les réseaux et câblage,en atelier ou sur sites.
- La conception,la programmation,la réalisation,l’installation et le développement de logiciels et de toutes solutions informatiques et de télécommunication,ainsi que la vente,l’achat,l’importation,l’exportation,le support et la maintenance de ceux-ci,en matière notamment (sans que cette énumération soit limitative) de bureautique,de systèmes d’exploitation et de logiciels antivirus,ainsi que de logiciels en matière de comptabilité et de gestion,et de toutes applications informatiques généralement quelconque.
- L’étude,la conception,la réalisation,l’installation,la maintenance et l’assistance,le tout relativement à la mécanisation et l’informatisation de toutes entités économiques petites,moyennes ou grosses.
- L’audit et le consulting en informatique,télécommunication et organisation.
- L’achat,la vente,l’importation,l’exportation,la représentation,la vente en gros ou au détail,la location et l’audit de tous produits électriques,domotiques,de sécurité,de télésurveillance.
- La commercialisation des produits pouvant se faire via internet (e-commerce),via l’exploitation d’un magasin ou via un entrepôt.
- L’organisation d’ateliers de formation destinés au grand public et visant à former celui-ci sur l’utilisation des produits vendus par la société,ou sur tout produit en général.
- Elle pourra exploiter tous brevets,licences,secrets de fabrication,dessins et modèles,« savoir-faire »,marques,recevoir des droits,royalties.
- D’une manière générale,elle pourra accomplir toutes opérations généralement quelconques,commerciales,industrielles,financières,mobilières et immobilières se rapportant directement ou indirectement à son objet social.
- La société pourra réaliser son objet en tous lieux,de toutes les manières et suivant les modalités qui lui paraîtront les mieux appropriées.
- Elle peut s'intéresser par voie d'association,d'apport,de fusion,d'intervention financière ou autrement dans toutes sociétés,associations ou entreprises dont l'objet est identique,analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés,à lui procurer des matières premières ou à faciliter l’écoulement de ses produits et services.
- Elle peut exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés.
- Elle peut s’intéresser par toutes voies dans toutes sociétés,associations ou entreprises ayant un objet similaire ou connexe au sien ou susceptible de favoriser le développement de ses activités.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- FAST WEB
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- One provision in the deed
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation, assemblée qui nomme” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, registre des actions nominatives” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs au prorata si plusieurs, mêmes formalités si pas actionnaires de plein droit” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Thursday of June at 17:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale, modifications aux statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed