FAST & PRO SERVICES
ActiveThe computed 12-month bankruptcy probability of FAST & PRO SERVICES is 2.1% (moderate). The annual accounts of FAST & PRO SERVICES for fiscal year 2025 show a net loss of 51% of total assets and of 67% of the equity at the start of that year. The 2025 annual accounts show equity of €7k and a net result of €-14k. Equity is shrinking by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 34% of 4462 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency50▼-50
Growth55=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.34 against 6.08 in 2024; short-term debt: 74.6% and cash: 16.4% of total assets), and 74.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.4%
Return on assets
-51.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192122232425
2018 to 2025 · latest year €-14k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
130 d late
2023
68 d late
2022
163 d late
2021
184 d late
2020
110 d late
2019
152 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€382k▲ 23.6%
2018 · €309k
2018: €309k
2018 → 2019
EBIT margin
6.8%▲ 10.7pp
2018 · -3.9%
2018: -3.9%
2018 → 2019
Net result
€-14k▲ 15.8%
2024 · €-16k
2018: €-12k
2019: €26k
2021: €6k
2022: €10k
2023: €-41k
2024: €-16k
2018 → 2025
Working capital
€7k▼ 66.8%
2024 · €21k
2018: €28k
2019: €48k
2020: €48k
2021: €58k
2022: €66k
2023: €24k
2024: €21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€78k▲ 15.1%€37k▼ 53.0%€21k▼ 44.3%€7k▼ 66.8%
Operating result€11k-€10k▼ 9.0%€-41k€-16k▲ 60.2%€-12k▲ 26.7%
Net result€6k-€10k▲ 63.0%€-41k€-16k▲ 60.0%€-14k▲ 15.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €16k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €27k
Equity
€7k▼ 66.8%
Debt
€20k▲ 394%
The debt ratio rises from 16.5% to 74.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
25.4%▼
2024 · 83.5%
Current ratio
1.34▼
2024 · 6.08
Quick ratio
1.34▼
2024 · 6.08
Debt / equity
2.93▲
2024 · 0.20
ROE
-201.5%▼
2024 · -79.4%
ROA
-51.2%▲
2024 · -66.3%
Debt
€20k▲
2024 · €4k
Debt ≤ 1 year
€20k▲
2024 · €4k
Income taxes
€2k
Staff costs
€14k▼
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€27k▲
Current assets29/58€25k€27k▲
Amounts receivable within one year40/41€19k€22k▲
Trade receivables40€6k€10k▲
Other amounts receivable41€13k€12k▼
Cash at bank and in hand54/58€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€25k€27k▲
Equity10/15€21k€7k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€2k€-12k▼
Amounts payable17/49€4k€20k▲
Amounts payable within one year42/48€4k€20k▲
Trade debts44€1k€14k▲
Suppliers440/4€1k€14k▲
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€1k-
Remuneration and social security454/9€2k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€49k€14k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€894-
Other operating charges640/8€1k€267▼
Non-recurring operating charges66A€7k-
Gross operating margin9900€42k€2k▼
Operating profit (loss)9901€-16k€-12k▲
Financial charges65/66B€109€106▼
Recurring financial charges65€109€106▼
Profit (loss) for the period before taxes9903€-16k€-12k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-16k€-14k▲
Profit (loss) for the period to be appropriated9905€-16k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-12k▼
Profit (loss) brought forward from the previous period14P€18k€2k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 130 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 6.08
Current ratio from 2.04 to 6.08; short-term debt falls from €24k to €4k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 163 days late
2023
31-12
Financial
Weakest financial yearnet €-41k ▼497%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 184 days late
2022
31-12
Financial
Liquidity times 40current ratio 233.89
Current ratio from 5.81 to 233.89; short-term debt falls from €12k to €283.
2021
31-12
Financial
Liquidity triplescurrent ratio 5.81
Current ratio from 1.89 to 5.81; short-term debt falls from €54k to €12k.
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 110 days late
2020
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 152 days late
2019
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 84 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edmond Machtenslaan 1721080 Sint-Jans-MolenbeekGround area
2,281 m²
Building footprint
605 m²
Volume, LiDAR
14,656 m³
2 parcels, Brussels · tallest building 32.1 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
FAST & PRO SERVICES
since 20122.206.060.409
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0067/00S000 | Brussels | 2,144 m² | 1 · 502 m² | 32.1 m · 9 fl. |
| 21304B0031/00N004 | Brussels | 137 m² | 1 · 103 m² | 17.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,353 companies in sector 81210 we hold annual accounts for 2,734. 1,526 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2011
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.