FAST CONSTRUCTION
ActiveSummary
FAST CONSTRUCTION has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-3k. Its solvency ranks better than 27% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability65
Solvency50
Growth-
Track record85
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.17; short-term debt: 74.6% and cash: 2.8% of total assets), and 74.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.4%
Return on assets
-2.9%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
18 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€25k
Total assets
€96k
Net result
€-3k
Working capital
€12k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Balance-sheet composition
Assets €96k
Fixed assets
€12k
Current assets
€84k
Equity and liabilities €96k
Equity
€25k
Debt
€72k
Debt finances 74.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€21k
Cash flow
€11k
Current ratio
1.17
Debt to equity
2.93
ROE
-11.5%
ROA
-2.9%
Interest coverage
16.69
Debt ≤ 1 year
€72k
Income taxes
€8k
Filed annual accounts As filed with the NBB · 2025 · 44 lines
Balance sheet
Code2025
Assets
Total assets20/58€96k
Fixed assets21/28€12k
Tangible fixed assets22/27€12k
Furniture and vehicles24€3k
Leasing and similar rights25€10k
Current assets29/58€84k
Amounts receivable within one year40/41€80k
Trade receivables40€74k
Other amounts receivable41€6k
Cash at bank and in hand54/58€3k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€96k
Equity10/15€25k
Contributions10/11€10k
Capital10€10k
Issued capital100€10k
Reserves13€1k
Non-distributable reserves130/1€1k
Legal reserve130€1k
Profit (loss) carried forward14€14k
Amounts payable17/49€72k
Amounts payable within one year42/48€72k
Current portion of amounts payable after more than one year42€18k
Trade debts44€39k
Suppliers440/4€39k
Taxes, remuneration and social security45€7k
Taxes450/3€2k
Remuneration and social security454/9€4k
Other amounts payable47/48€9k
Income statement
Code2025
Non-recurring operating income76A€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k
Other operating charges640/8€2k
Gross operating margin9900€23k
Operating profit (loss)9901€7k
Financial income75/76B€20
Recurring financial income75€20
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€5k
Income taxes67/77€8k
Profit (loss) for the period9904€-3k
Profit (loss) for the period to be appropriated9905€-3k
Appropriation of the result
Profit (loss) to be appropriated9906€14k
Profit (loss) brought forward from the previous period14P€16k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
NBB filing
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2018
Ground area
680 m²
Building footprint
385 m²
Volume, LiDAR
8,682 m³
2 parcels, Wallonia · tallest building 31.1 m, ±9 floors. Linked by address, not a title deed.
25
companies at this address
See who is registered here
1 establishment unit
FAST CONSTRUCTION
since 20182.277.658.285
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011D0248/04X000 | Wallonia | 391 m² | 1 · 307 m² | 31.1 m · 9 fl. |
| 52011B0240/00G082 | Wallonia | 289 m² | 1 · 78 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MINTECH
BE 0801.841.887
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LAPALICE
BE 0537.892.912
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GYPROCWERKEN MARVAN
BE 0708.925.389
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NO TROUBLE RENOVATION
BE 0845.741.713
Zaventem · Eq €24,949
ÖZLER Restauratie
BE 0644.411.580
Genk · Eq €24,069
Of 4,271 companies in sector 43230 we hold annual accounts for 1,240. 911 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formGeneral partnership
Founded04-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
43230Insulation installation
41001General construction of residential buildings
43120Site preparation
43240Other construction installation
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.