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FARMDESK

Active
Private limited companyfounded 20188 yrs activeRinglaan 17, 2960 Brecht, BelgiumKBO/BCE: BE 0687.978.438
Summary

FARMDESK has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126,626 and a net result of €29,798. Equity is shrinking by ~18% per year across the filed fiscal years. Its solvency ranks better than 56% of 38777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
FARMDESKActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€202,864total assets 2025
Staff
2.3 FTE
Equity
€126,626
Profit
€29,798
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Board
2 members
Accounts 110 d early1 of 7 deeds read
Why 96+ Liquidity: current ratio 1.94, cash €85,363+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €202,864+ Equity €126,626 (62.4% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 87=
equity 62.4% of total assets
Liquidity 83+8
short-term debt 37.6% · cash 42.1%
Profitability 87+37
return on assets 14.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)
Last 24 months 11-2024: 0.1%highest value 12-2024: < 0.1%▼ -67.3% vs 11-2024 01-2025: 0.1%▲ +12.2% vs 12-2024 02-2025: 0.1%▲ +120% vs 01-2025 03-2025: 0.1%▼ -16.5% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%▲ +4.0% vs 08-2025 10-2025: 0.1%▲ +13.3% vs 09-2025 11-2025: < 0.1%▼ -73.1% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%▲ +6.3% vs 09-2026
  • Liquidity: current ratio 1.94, cash €85,363 lowers the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Size: total assets €202,864 lowers the probability for this profile
  • Equity €126,626 (62.4% of total assets) lowers the probability
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 1.94 against 6.01 in 2024; short-term debt: 37.6% and cash: 42.1% of total assets), and 37.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 57%, liquidity 74%, profitability 56%, growth against the median 73%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 1.94, cash €85,363
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €202,864
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Equity €126,626 (62.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-10-2025, 110 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
110 d early
2024
1 d early
2023
27 d early
2022
27 d early
2021
5 d early
2020
on the day
2019
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 4 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close04-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Appointments: BV Govaerts & Co (non-statutory…Permanent representatives: Wim Govaerts and…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Back to profitnet €29,798

Key points

  • Positive: Back in profit in 2025after -€94,793 in 2024 €29,798 View
  • Among the largest 5% on gross marginsector median €52,990 · 38,740 companies €301,283 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€202,864
Profit
€29,798
Solvency
62.4%
Total assets▲ 29.9%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2020
Next accounts
by 31-01-2027
  1. 23-03-2026Appointments: BV Govaerts & Co (non-statutory director)…
  2. 13-10-2025Annual accounts filed
  3. 30-06-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
16-01-2018
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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